College ROI

Smarter Choices, Brighter Futures
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Toccoa Falls College

Toccoa Falls, GA 875 Undergrads 48.8% Grad Rate
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Total Cost
$37,561
Sticker Price
Avg Net Price
$21,642
After Aid
Median Earnings
$39,953
4yr Post-Grad

Vs. Peer Institutions

Net Price$21,642
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$39,953
Peer Midpoint: $60,428
Graduation Rate48.8%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients48.2%
Enrollment Status
Full-Time89.4%
Economic Outcomes
Earn More than HS55.6%

Admissions Profile

Acceptance
66.0%
SAT Avg
1,130
SAT Reading
25th: 52056575th: 650
SAT Math
25th: 49052575th: 580
ACT Composite
25th: 182275th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$368k
-$99k
-$116k
Median Cost$22k/yr
+$290k
-$177k
-$194k
Full Cost$38k/yr
+$233k
-$234k
-$251k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$22k/yr
Never
-249%
Full Cost$38k/yr
Never
-186%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-233%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-114%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Agricultural Production Operations
BachCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,588
Lifetime Value Added
N/A
Bible/Biblical Studies
BachCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,533
Lifetime Value Added
N/A
Bilingual, Multilingual, and Multicultural Education
BachCIP: 1302
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,140
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$43,864
Natl Median: $68,257
Lifetime Value Added
-$161k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
$23,250
Earnings (4yr)
$33,831
Natl Median: $50,523
Lifetime Value Added
-$247k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,568
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Missions/Missionary Studies and Missiology
BachCIP: 3903
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,103
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Outdoor Education
BachCIP: 3106
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,157
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,000
Earnings (4yr)
-
Natl Median: $88,910
Lifetime Value Added
N/A
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Religious Education
BachCIP: 3904
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,633
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Sustainability Studies
BachCIP: 3033
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,887
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.