College ROI

Smarter Choices, Brighter Futures
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Trinity College

Hartford, CT 2,193 Undergrads 83.7% Grad Rate
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Total Cost
$83,090
Sticker Price
Avg Net Price
$35,009
After Aid
Median Earnings
$90,779
10yr Post-Entry

Vs. Peer Institutions

Net Price$35,009
Peer Midpoint: $19,729.5
Earnings (10yr)$90,779
Peer Midpoint: $53,747
Graduation Rate83.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients14.3%
Enrollment Status
Full-Time98.8%
Economic Outcomes
Earn More than HS83.6%

Admissions Profile

Acceptance
33.5%
SAT Avg
1,396
SAT Reading
25th: 66070275th: 730
SAT Math
25th: 65070575th: 730
ACT Composite
25th: 303175th: 33

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$746k
+$349k
+$261k
Median Cost$35k/yr
+$620k
+$223k
+$135k
Full Cost$83k/yr
+$447k
+$50k
-$38k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
Median Cost$35k/yr
36
107%
Full Cost$83k/yr
Never
-13%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return67%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-45%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Economics
BachCIP: 4506
Median Debt
$21,500
Earnings (5yr)
$123,096
Lifetime Value Added
+$390k
English Language and Literature, General
BachCIP: 2301
Median Debt
$22,592
Earnings (2yr)
$43,128
Lifetime Value Added
-$200k
Political Science and Government
BachCIP: 4510
Median Debt
$25,000
Earnings (5yr)
$80,061
Lifetime Value Added
+$68k
Psychology, General
BachCIP: 4201
Median Debt
$21,907
Earnings (2yr)
$43,798
Lifetime Value Added
-$194k
Public Policy Analysis
BachCIP: 4405
Median Debt
$23,161
Earnings (2yr)
$47,260
Lifetime Value Added
-$164k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.