University of the Cumberlands
Vs. Peer Institutions
Admissions Profile
ROI Sensitivity AnalysisAssuming 4 Years to Graduation
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
ROI Efficiency Metrics
- Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Program ROI Analysis
These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →
Associate's Degrees
Business/Commerce, General
Criminal Justice and Corrections
Human Services, General
Psychology, General
Bachelor's Degrees
Accounting and Related Services
Biology, General
Business/Commerce, General
Communication and Media Studies
Computer and Information Sciences, General
Criminal Justice and Corrections
Drama/Theatre Arts and Stagecraft
English Language and Literature, General
Fine and Studio Arts
History
Human Services, General
Management Information Systems and Services
Mathematics
Music
Physics
Political Science and Government
Psychology, General
Religious Education
Romance Languages, Literatures, and Linguistics
Sports, Kinesiology, and Physical Education/Fitness
Master's Degrees
Bible/Biblical Studies
Business Administration, Management and Operations
Clinical, Counseling and Applied Psychology
Computer and Information Sciences, General
Criminal Justice and Corrections
Curriculum and Instruction
Educational Administration and Supervision
Special Education and Teaching
Student Counseling and Personnel Services
Doctoral Degrees
Clinical, Counseling and Applied Psychology
Computer and Information Sciences, General
Educational Administration and Supervision
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.