College ROI

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American International College

Springfield, MA 1,017 Undergrads 48.2% Grad Rate
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Total Cost
$60,555
Sticker Price
Avg Net Price
$24,178
After Aid
Median Earnings
$71,033
5yr Post-Grad

Vs. Peer Institutions

Net Price$24,178
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$71,033
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$66,151
Peer Midpoint: $58,891
Graduation Rate48.2%
Peer Midpoint: 58.9%
Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.
Average starting age (2015-17)21.6
Socio-Economic Diversity
Pell Grant Recipients54.4%
Enrollment Status
Full-Time96.2%
Economic Outcomes
Earn More than HS72.7%

Admissions Profile

Acceptance
99.6%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$615k
+$145k
+$129k
Median Cost$24k/yr
+$528k
+$58k
+$42k
Full Cost$61k/yr
+$397k
-$73k
-$89k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$24k/yr
45
48%
Full Cost$61k/yr
Never
-41%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return13%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-60%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $76,194
Lifetime Value Added
-$125k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$57,903
Natl Median: $68,257
Lifetime Value Added
-$52k
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Median Debt
-
Earnings (2yr)
$24,035
Natl Median: $56,359
Lifetime Value Added
-$335k
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Median Debt
$27,000
Earnings (4yr)
$50,021
Natl Median: $55,378
Lifetime Value Added
-$118k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$72,747
Natl Median: $61,296
Lifetime Value Added
+$66k
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History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Biology
BachCIP: 3027
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,732
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$57,510
Natl Median: $53,072
Lifetime Value Added
-$55k
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Marketing
BachCIP: 5214
Median Debt
-
Earnings (2yr)
$36,674
Natl Median: $69,303
Lifetime Value Added
-$219k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$53,219
Natl Median: $50,706
Lifetime Value Added
-$91k
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Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings (4yr)
$58,245
Natl Median: $58,808
Lifetime Value Added
-$49k
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Median Debt
$31,000
Earnings (4yr)
$95,137
Natl Median: $88,910
Lifetime Value Added
+$236k
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Median Debt
-
Earnings (4yr)
$63,629
Natl Median: $55,792
Lifetime Value Added
-$6k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$61,173
Natl Median: $52,657
Lifetime Value Added
-$25k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,688
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$18,401
Earnings (4yr)
$83,538
Natl Median: $103,485
Lifetime Value Added
+$53k
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Median Debt
$47,834
Earnings (4yr)
$64,194
Natl Median: $65,184
Lifetime Value Added
-$119k
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Median Debt
-
Earnings (4yr)
$88,373
Natl Median: $71,685
Lifetime Value Added
+$95k
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Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,711
Lifetime Value Added
N/A
Median Debt
$54,026
Earnings (4yr)
$119,643
Natl Median: $120,193
Lifetime Value Added
+$368k
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Median Debt
$116,435
Earnings (4yr)
$80,894
Natl Median: $71,416
Lifetime Value Added
+$29k
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Median Debt
$20,799
Earnings (4yr)
$67,742
Natl Median: $64,397
Lifetime Value Added
-$86k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $60,111
Lifetime Value Added
N/A
Taxation
MastCIP: 5216
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,810
Lifetime Value Added
N/A
Median Debt
$21,009
Earnings (4yr)
$67,175
Natl Median: $59,916
Lifetime Value Added
-$92k
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Median Debt
$23,163
Earnings (4yr)
$67,905
Natl Median: $63,707
Lifetime Value Added
-$85k
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Graduate Certificates

Median Debt
$33,093
Earnings (4yr)
$93,922
Natl Median: $86,288
Lifetime Value Added
+$243k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$79,249
Natl Median: $69,147
Lifetime Value Added
+$104k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $64,774
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$82,298
Natl Median: $63,709
Lifetime Value Added
+$117k
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Median Debt
-
Earnings (4yr)
$85,362
Natl Median: $69,444
Lifetime Value Added
+$162k
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Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Education, General
DocCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $87,373
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
$151,971
Earnings (4yr)
$85,964
Natl Median: $82,893
Lifetime Value Added
-$97k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.