College ROI

Smarter Choices, Brighter Futures
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Caribbean University-Bayamon

Bayamon, PR 623 Undergrads 23.8% Grad Rate
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Total Cost
$9,748
Sticker Price
Avg Net Price
$6,392
After Aid
Median Earnings
$22,842
10yr Post-Entry

Vs. Peer Institutions

Net Price$6,392
Peer Midpoint: $16,832
Earnings (10yr)$22,842
Peer Midpoint: $31,349
Graduation Rate23.8%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients86.5%
Enrollment Status
Full-Time77.2%
Economic Outcomes
Earn More than HS28.7%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$254k
-$71k
-$231k
Median Cost$6k/yr
+$248k
-$77k
-$237k
Full Cost$10k/yr
+$244k
-$80k
-$240k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$6k/yr
Never
-3993%
Full Cost$10k/yr
Never
-2653%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-4744%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-914%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Curriculum and Instruction
CertCIP: 1303
Median Debt
-
Earnings (5yr)
$26,586
Lifetime Value Added
-$176k
Special Education and Teaching
CertCIP: 1310
Median Debt
-
Earnings (5yr)
$25,137
Lifetime Value Added
-$192k

Associate's Degrees

Practical Nursing, Vocational Nursing and Nursing Assistants
AssocCIP: 5139
Median Debt
$8,000
Earnings (5yr)
$26,539
Lifetime Value Added
-$206k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (5yr)
$23,635
Lifetime Value Added
-$286k
Allied Health and Medical Assisting Services
BachCIP: 5108
Median Debt
$7,125
Earnings (5yr)
$15,536
Lifetime Value Added
-$357k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (5yr)
$32,465
Lifetime Value Added
-$210k
Civil Engineering
BachCIP: 1408
Median Debt
-
Earnings (2yr)
$21,964
Lifetime Value Added
-$289k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$12,600
Earnings (5yr)
$29,507
Lifetime Value Added
-$235k
Electrical Engineering Technologies/Technicians
BachCIP: 1503
Median Debt
$23,500
Earnings (5yr)
$43,694
Lifetime Value Added
-$114k
Practical Nursing, Vocational Nursing and Nursing Assistants
BachCIP: 5139
Median Debt
$15,250
Earnings (5yr)
$29,029
Lifetime Value Added
-$239k
Social Work
BachCIP: 4407
Median Debt
$7,500
Earnings (5yr)
$21,662
Lifetime Value Added
-$303k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$15,410
Lifetime Value Added
-$358k

Master's Degrees

Curriculum and Instruction
MastCIP: 1303
Median Debt
$19,291
Earnings (5yr)
$37,206
Lifetime Value Added
-$135k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$18,656
Earnings (2yr)
$43,798
Lifetime Value Added
-$45k
Special Education and Teaching
MastCIP: 1310
Median Debt
$20,000
Earnings (5yr)
$25,770
Lifetime Value Added
-$248k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.