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Concordia University-Saint Paul

Saint Paul, MN 3,018 Undergrads 61.4% Grad Rate
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Total Cost
$37,239
Sticker Price
Avg Net Price
$18,462
After Aid
Median Earnings
$68,250
4yr Post-Grad

Vs. Peer Institutions

Net Price$18,462
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$68,250
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$59,871
Peer Midpoint: $53,763
Graduation Rate61.4%
Peer Midpoint: 58.9%
Average Starting Age27.7
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients38.7%
Enrollment Status
Full-Time76.5%
Economic Outcomes
Earn More than HS78.3%

Admissions Profile

Acceptance
78.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$600k
+$134k
+$116k
Median Cost$18k/yr
+$534k
+$67k
+$50k
Full Cost$37k/yr
+$466k
-$458
-$18k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$18k/yr
43
75%
Full Cost$37k/yr
Never
-13%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return69%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-38%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$15,371
Earnings (4yr)
$70,669
Natl Median: $76,194
Lifetime Value Added
+$68k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,393
Earnings (4yr)
$69,651
Natl Median: $57,214
Lifetime Value Added
+$60k
Median Debt
$18,422
Earnings (4yr)
$77,037
Natl Median: $68,257
Lifetime Value Added
+$117k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $56,359
Lifetime Value Added
-$184k
Computer Science
BachCIP: 1107
Median Debt
$27,754
Earnings (4yr)
$105,577
Natl Median: $107,009
Lifetime Value Added
+$335k
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Median Debt
$23,112
Earnings (4yr)
$73,060
Natl Median: $55,378
Lifetime Value Added
+$86k
Median Debt
-
Earnings (2yr)
$23,351
Natl Median: $51,490
Lifetime Value Added
-$319k
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,399
Lifetime Value Added
N/A
Median Debt
$22,011
Earnings (4yr)
$75,912
Natl Median: $58,716
Lifetime Value Added
+$108k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,726
Lifetime Value Added
N/A
Median Debt
$20,375
Earnings (4yr)
$55,294
Natl Median: $48,568
Lifetime Value Added
-$53k
Median Debt
$20,832
Earnings (4yr)
$79,708
Natl Median: $68,069
Lifetime Value Added
+$137k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$17,694
Earnings (4yr)
$76,183
Natl Median: $69,303
Lifetime Value Added
+$110k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$15,393
Earnings (4yr)
$52,447
Natl Median: $50,706
Lifetime Value Added
-$77k
Median Debt
$16,417
Earnings (4yr)
$93,347
Natl Median: $88,910
Lifetime Value Added
+$241k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,945
Earnings (4yr)
$49,571
Natl Median: $54,562
Lifetime Value Added
-$101k
Median Debt
$20,000
Earnings (4yr)
$40,801
Natl Median: $47,382
Lifetime Value Added
-$175k
Median Debt
-
Earnings (5yr)
$54,745
Natl Median: $51,389
Lifetime Value Added
-$67k
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,259
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$81,096
Natl Median: $44,535
Lifetime Value Added
+$136k

Master's Degrees

Median Debt
$31,500
Earnings (4yr)
$113,086
Natl Median: $103,485
Lifetime Value Added
+$321k
Median Debt
$24,701
Earnings (4yr)
$88,914
Natl Median: $66,714
Lifetime Value Added
+$109k
Education, Other
MastCIP: 1399
Median Debt
$16,000
Earnings (4yr)
$69,483
Natl Median: $65,348
Lifetime Value Added
-$61k
Median Debt
$35,090
Earnings (4yr)
$53,164
Natl Median: $58,524
Lifetime Value Added
-$211k
Median Debt
$27,000
Earnings (4yr)
$88,470
Natl Median: $83,558
Lifetime Value Added
+$105k
Median Debt
$41,000
Earnings (5yr)
$51,499
Natl Median: $57,050
Lifetime Value Added
-$236k
Median Debt
-
Earnings (2yr)
$59,417
Natl Median: $80,125
Lifetime Value Added
-$130k
Median Debt
$25,780
Earnings (4yr)
$77,764
Natl Median: $71,416
Lifetime Value Added
+$12k
Median Debt
$23,000
Earnings (4yr)
$63,279
Natl Median: $64,397
Lifetime Value Added
-$116k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$32,175
Earnings (4yr)
$62,713
Natl Median: $62,033
Lifetime Value Added
-$122k
Median Debt
$38,441
Earnings (4yr)
$54,947
Natl Median: $59,916
Lifetime Value Added
-$194k

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $101,517
Lifetime Value Added
N/A
Education, Other
Gr-CertCIP: 1399
Median Debt
-
Earnings (2yr)
$69,338
Natl Median: $59,921
Lifetime Value Added
+$40k
Median Debt
-
Earnings (5yr)
$75,327
Natl Median: $69,147
Lifetime Value Added
+$56k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
$75,750
Earnings (4yr)
$85,621
Natl Median: $82,893
Lifetime Value Added
-$79k

Professional Degrees

Median Debt
-
Earnings (5yr)
$106,628
Natl Median: $78,026
Lifetime Value Added
+$62k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.