Back to Colleges
Concordia University-Saint Paul
Saint Paul, MN 3,018 Undergrads 62.4% Grad Rate
Total Cost
$37,892
Sticker Price
Avg Net Price
$16,222
After Aid
Median Earnings
$65,147
5yr Post-Grad
Vs. Peer Institutions
Net Price$16,222
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$65,147Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$65,009Peer Midpoint: $58,891
Graduation Rate62.4%
Peer Midpoint: 58.9%
Average Starting Age27.7
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients44.2%
Enrollment Status
Full-Time76.5%
Economic Outcomes
Earn More than HS80.9%
Admissions Profile
Acceptance
78.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity AnalysisAssuming 4 Years to Graduation
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$570k
+$100k
+$83k
Median Cost$16k/yr
+$511k
+$41k
+$25k
Full Cost$38k/yr
+$433k
-$37k
-$53k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
∞
Median Cost$16k/yr
49
43%
Full Cost$38k/yr
Never
-39%
Analysis Assumptions:
- Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return20%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-54%
Program ROI Analysis
These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →
Associate's Degrees
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$17,408
Earnings (4yr)
$70,669
Natl Median: $76,194
Lifetime Value Added
+$78k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$16,000
Earnings (4yr)
$69,651
Natl Median: $57,214
Lifetime Value Added
+$70k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,333
Earnings (4yr)
$77,037
Natl Median: $68,257
Lifetime Value Added
+$127k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $56,359
Lifetime Value Added
-$176k
Computer Science
BachCIP: 1107
Median Debt
$17,296
Earnings (4yr)
$105,577
Natl Median: $107,009
Lifetime Value Added
+$345k
Median Debt
-
Earnings (5yr)
$105,496
Natl Median: $85,063
Lifetime Value Added
+$328k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$22,083
Earnings (4yr)
$73,060
Natl Median: $55,378
Lifetime Value Added
+$97k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$23,351
Natl Median: $51,490
Lifetime Value Added
-$312k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$19,152
Earnings (4yr)
$75,912
Natl Median: $58,716
Lifetime Value Added
+$118k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
$18,710
Earnings (4yr)
$55,294
Natl Median: $48,568
Lifetime Value Added
-$45k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$18,463
Earnings (4yr)
$79,708
Natl Median: $68,069
Lifetime Value Added
+$147k
International Business
BachCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$17,062
Earnings (4yr)
$76,183
Natl Median: $69,303
Lifetime Value Added
+$120k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (4yr)
$52,447
Natl Median: $50,706
Lifetime Value Added
-$69k
Median Debt
$20,000
Earnings (4yr)
$93,347
Natl Median: $88,910
Lifetime Value Added
+$251k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,717
Earnings (4yr)
$49,571
Natl Median: $54,562
Lifetime Value Added
-$93k
Median Debt
$19,500
Earnings (4yr)
$40,801
Natl Median: $47,382
Lifetime Value Added
-$168k
Median Debt
-
Earnings (2yr)
$46,478
Natl Median: $51,389
Lifetime Value Added
-$103k
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,259
Lifetime Value Added
N/A
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $44,535
Lifetime Value Added
-$254k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$34,166
Earnings (4yr)
$113,086
Natl Median: $103,485
Lifetime Value Added
+$326k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$20,500
Earnings (4yr)
$88,914
Natl Median: $66,714
Lifetime Value Added
+$114k
Education, Other
MastCIP: 1399
Median Debt
$17,747
Earnings (4yr)
$69,483
Natl Median: $65,348
Lifetime Value Added
-$56k
Median Debt
-
Earnings (4yr)
$53,164
Natl Median: $58,524
Lifetime Value Added
-$208k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$27,787
Earnings (4yr)
$88,470
Natl Median: $83,558
Lifetime Value Added
+$110k
Human Services, General
MastCIP: 4400
Median Debt
$36,282
Earnings (5yr)
$65,272
Natl Median: $57,050
Lifetime Value Added
-$106k
Median Debt
-
Earnings (2yr)
$59,417
Natl Median: $80,125
Lifetime Value Added
-$126k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$32,400
Earnings (4yr)
$77,764
Natl Median: $71,416
Lifetime Value Added
+$17k
Special Education and Teaching
MastCIP: 1310
Median Debt
$24,599
Earnings (4yr)
$63,279
Natl Median: $64,397
Lifetime Value Added
-$112k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$22,945
Earnings (4yr)
$62,713
Natl Median: $62,033
Lifetime Value Added
-$118k
Median Debt
$22,507
Earnings (4yr)
$54,947
Natl Median: $59,916
Lifetime Value Added
-$191k
Graduate Certificates
Education, Other
Gr-CertCIP: 1399
Median Debt
-
Earnings (2yr)
$69,338
Natl Median: $59,921
Lifetime Value Added
+$43k
Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (2yr)
$58,673
Natl Median: $69,147
Lifetime Value Added
-$65k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A
Doctoral Degrees
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$97,100
Earnings (4yr)
$85,621
Natl Median: $82,893
Lifetime Value Added
-$71k
Professional Degrees
Educational Administration and Supervision
ProfCIP: 1304
Median Debt
$23,564
Earnings (5yr)
$108,829
Natl Median: $78,026
Lifetime Value Added
+$86k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.