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Concordia University-Saint Paul
Saint Paul, MN 3,018 Undergrads 61.4% Grad Rate
Total Cost
$37,239
Sticker Price
Avg Net Price
$18,462
After Aid
Median Earnings
$68,250
4yr Post-Grad
Vs. Peer Institutions
Net Price$18,462
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$68,250
Peer Midpoint: $60,428
Graduation Rate61.4%
Peer Midpoint: 58.9%
Average Starting Age27.7
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients38.7%
Enrollment Status
Full-Time76.5%
Economic Outcomes
Earn More than HS78.3%
Admissions Profile
Acceptance
78.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$600k
+$134k
+$116k
Median Cost$18k/yr
+$534k
+$67k
+$50k
Full Cost$37k/yr
+$466k
-$458
-$18k
ROI Efficiency Metrics⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$18k/yr
43
75%
Full Cost$37k/yr
Never
-13%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return69%
Gov. Pell Grant ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-38%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Associate's Degrees
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$15,371
Earnings (4yr)
$70,669
Natl Median: $76,194
Lifetime Value Added
+$68k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,393
Earnings (4yr)
$69,651
Natl Median: $57,214
Lifetime Value Added
+$60k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,422
Earnings (4yr)
$77,037
Natl Median: $68,257
Lifetime Value Added
+$117k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $56,359
Lifetime Value Added
-$184k
Computer Science
BachCIP: 1107
Median Debt
$27,754
Earnings (4yr)
$105,577
Natl Median: $107,009
Lifetime Value Added
+$335k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,112
Earnings (4yr)
$73,060
Natl Median: $55,378
Lifetime Value Added
+$86k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$23,351
Natl Median: $51,490
Lifetime Value Added
-$319k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
General Sales, Merchandising and Related Marketing Operations
BachCIP: 5218
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,399
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$22,011
Earnings (4yr)
$75,912
Natl Median: $58,716
Lifetime Value Added
+$108k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Hospitality Administration/Management
BachCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,726
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$20,375
Earnings (4yr)
$55,294
Natl Median: $48,568
Lifetime Value Added
-$53k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$20,832
Earnings (4yr)
$79,708
Natl Median: $68,069
Lifetime Value Added
+$137k
International Business
BachCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$17,694
Earnings (4yr)
$76,183
Natl Median: $69,303
Lifetime Value Added
+$110k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$15,393
Earnings (4yr)
$52,447
Natl Median: $50,706
Lifetime Value Added
-$77k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$16,417
Earnings (4yr)
$93,347
Natl Median: $88,910
Lifetime Value Added
+$241k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,945
Earnings (4yr)
$49,571
Natl Median: $54,562
Lifetime Value Added
-$101k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,000
Earnings (4yr)
$40,801
Natl Median: $47,382
Lifetime Value Added
-$175k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$54,745
Natl Median: $51,389
Lifetime Value Added
-$67k
Teaching English or French as a Second or Foreign Language
BachCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,259
Lifetime Value Added
N/A
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (5yr)
$81,096
Natl Median: $44,535
Lifetime Value Added
+$136k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$31,500
Earnings (4yr)
$113,086
Natl Median: $103,485
Lifetime Value Added
+$321k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$24,701
Earnings (4yr)
$88,914
Natl Median: $66,714
Lifetime Value Added
+$109k
Education, Other
MastCIP: 1399
Median Debt
$16,000
Earnings (4yr)
$69,483
Natl Median: $65,348
Lifetime Value Added
-$61k
Human Development, Family Studies, and Related Services
MastCIP: 1907
Median Debt
$35,090
Earnings (4yr)
$53,164
Natl Median: $58,524
Lifetime Value Added
-$211k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$27,000
Earnings (4yr)
$88,470
Natl Median: $83,558
Lifetime Value Added
+$105k
Human Services, General
MastCIP: 4400
Median Debt
$41,000
Earnings (5yr)
$51,499
Natl Median: $57,050
Lifetime Value Added
-$236k
Public Relations, Advertising, and Applied Communication
MastCIP: 0909
Median Debt
-
Earnings (2yr)
$59,417
Natl Median: $80,125
Lifetime Value Added
-$130k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$25,780
Earnings (4yr)
$77,764
Natl Median: $71,416
Lifetime Value Added
+$12k
Special Education and Teaching
MastCIP: 1310
Median Debt
$23,000
Earnings (4yr)
$63,279
Natl Median: $64,397
Lifetime Value Added
-$116k
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
$32,175
Earnings (4yr)
$62,713
Natl Median: $62,033
Lifetime Value Added
-$122k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$38,441
Earnings (4yr)
$54,947
Natl Median: $59,916
Lifetime Value Added
-$194k
Graduate Certificates
Computer/Information Technology Administration and Management
Gr-CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,517
Lifetime Value Added
N/A
Education, Other
Gr-CertCIP: 1399
Median Debt
-
Earnings (2yr)
$69,338
Natl Median: $59,921
Lifetime Value Added
+$40k
Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (5yr)
$75,327
Natl Median: $69,147
Lifetime Value Added
+$56k
Teacher Education and Professional Development, Specific Levels and Methods
Gr-CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A
Doctoral Degrees
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$75,750
Earnings (4yr)
$85,621
Natl Median: $82,893
Lifetime Value Added
-$79k
Professional Degrees
Educational Administration and Supervision
ProfCIP: 1304
Median Debt
-
Earnings (5yr)
$106,628
Natl Median: $78,026
Lifetime Value Added
+$62k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.