Hartwick College

Oneonta, NY 1,087 Undergrads 56.3% Grad Rate

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Total Cost

$68,614

Sticker Price

Avg Net Price

$31,320

After Aid

Median Earnings

$60,324

4yr Post-Grad

Vs. Peer Institutions

Net Price$31,320

Peer Midpoint: $20,081

Earnings (4yr Post-Grad)Completers only after graduation

$60,324

Peer Midpoint: $60,428

Earnings (10yr Post-Enroll)All enrolled after enrollment

$61,107

Peer Midpoint: $53,763

Graduation Rate56.3%

Peer Midpoint: 58.9%

Average Starting Age19.6

Socio-Economic Diversity

Pell Grant Recipients35.8%

Enrollment Status

Full-Time97.9%

Economic Outcomes

Earn More than HS77.3%

Admissions Profile

Acceptance

69.6%

SAT Avg

1,200

SAT Reading

25th: 54056575th: 670

SAT Math

25th: 53054575th: 620

ACT Composite

25th: -2575th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$538k

+$71k

+$54k

Median Cost$31k/yr

+$426k

-$41k

-$59k

Full Cost$69k/yr

+$291k

-$175k

-$193k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$31k/yr

Never

-52%

Full Cost$69k/yr

Never

-78%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-54%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-79%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services

BachCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $76,194

Lifetime Value Added

N/A

Anthropology

BachCIP: 4502

Median Debt

Earnings (4yr)

Natl Median: $46,676

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

$27,000

Earnings (4yr)

$61,662

Natl Median: $57,214

Lifetime Value Added

-$48k

Business Administration, Management and Operations

BachCIP: 5202

Median Debt

$23,250

Earnings (4yr)

$62,065

Natl Median: $68,257

Lifetime Value Added

-$45k

Chemistry

BachCIP: 4005

Median Debt

Earnings (4yr)

Natl Median: $65,120

Lifetime Value Added

N/A

Computer and Information Sciences, General

BachCIP: 1101

Median Debt

Earnings (4yr)

Natl Median: $92,374

Lifetime Value Added

N/A

Criminal Justice and Corrections

BachCIP: 4301

Median Debt

Earnings (4yr)

Natl Median: $55,378

Lifetime Value Added

N/A

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

Economics

BachCIP: 4506

Median Debt

Earnings (4yr)

Natl Median: $82,686

Lifetime Value Added

N/A

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (5yr)

$42,422

Natl Median: $48,590

Lifetime Value Added

-$215k

Fine and Studio Arts

BachCIP: 5007

Median Debt

Earnings (2yr)

$19,683

Natl Median: $41,367

Lifetime Value Added

-$400k

Geological and Earth Sciences/Geosciences

BachCIP: 4006

Median Debt

Earnings (4yr)

Natl Median: $60,190

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (5yr)

$63,327

Natl Median: $50,680

Lifetime Value Added

-$45k

Information Science/Studies

BachCIP: 1104

Median Debt

Earnings (4yr)

Natl Median: $85,294

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $53,072

Lifetime Value Added

N/A

Mathematics

BachCIP: 2701

Median Debt

Earnings (4yr)

Natl Median: $69,562

Lifetime Value Added

N/A

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $42,892

Lifetime Value Added

N/A

Philosophy

BachCIP: 3801

Median Debt

Earnings (4yr)

Natl Median: $54,455

Lifetime Value Added

N/A

Physics

BachCIP: 4008

Median Debt

Earnings (4yr)

Natl Median: $76,786

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

$24,335

Earnings (4yr)

$61,608

Natl Median: $63,293

Lifetime Value Added

-$49k

Psychology, General

BachCIP: 4201

Median Debt

Earnings (5yr)

$48,314

Natl Median: $50,706

Lifetime Value Added

-$166k

Public Health

BachCIP: 5122

Median Debt

Earnings (4yr)

Natl Median: $58,808

Lifetime Value Added

N/A

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

Earnings (5yr)

$81,344

Natl Median: $88,910

Lifetime Value Added

+$91k

Religion/Religious Studies

BachCIP: 3802

Median Debt

Earnings (4yr)

Natl Median: $41,390

Lifetime Value Added

N/A

Rhetoric and Composition/Writing Studies

BachCIP: 2313

Median Debt

Earnings (4yr)

Natl Median: $48,471

Lifetime Value Added

N/A

Sociology

BachCIP: 4511

Median Debt

$27,000

Earnings (4yr)

$65,765

Natl Median: $52,657

Lifetime Value Added

-$16k

Sustainability Studies

BachCIP: 3033

Median Debt

Earnings (4yr)

Natl Median: $57,887

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

Earnings (4yr)

Natl Median: $51,389

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.