College ROI

Smarter Choices, Brighter Futures
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Indiana University-Southeast

New Albany, IN 3,170 Undergrads 40.5% Grad Rate
Share
Total Cost
$16,411
Sticker Price
Avg Net Price
$7,888
After Aid
Median Earnings
$54,129
4yr Post-Grad

Vs. Peer Institutions

Net Price$7,888
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$54,129
Peer Midpoint: $60,428
Graduation Rate40.5%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients34.6%
Enrollment Status
Full-Time74.4%
Economic Outcomes
Earn More than HS72.1%

Admissions Profile

Acceptance
84.5%
SAT Avg
1,072
SAT Reading
25th: 49056075th: 610
SAT Math
25th: 48052575th: 570
ACT Composite
25th: 202375th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$488k
+$21k
+$4k
Median Cost$8k/yr
+$460k
-$7k
-$25k
Full Cost$16k/yr
+$429k
-$38k
-$56k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
59
Median Cost$8k/yr
Never
-88%
Full Cost$16k/yr
Never
-94%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-59%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-53%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Area Studies
CertCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,845
Lifetime Value Added
N/A
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,984
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Intercultural/Multicultural and Diversity Studies
CertCIP: 3023
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,299
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A
Natural Resources Conservation and Research
CertCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,561
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
CertCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,696
Lifetime Value Added
N/A

Associate's Degrees

Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,927
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$39,888
Natl Median: $44,125
Lifetime Value Added
-$75k

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$23,118
Earnings (4yr)
$56,463
Natl Median: $57,214
Lifetime Value Added
-$6k
Business/Commerce, General
BachCIP: 5201
Median Debt
$18,400
Earnings (4yr)
$60,570
Natl Median: $68,407
Lifetime Value Added
+$28k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$20,829
Earnings (4yr)
$48,931
Natl Median: $56,359
Lifetime Value Added
-$68k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (5yr)
$64,067
Natl Median: $92,374
Lifetime Value Added
+$45k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
$102,250
Natl Median: $107,009
Lifetime Value Added
+$347k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$13,500
Earnings (4yr)
$49,003
Natl Median: $55,378
Lifetime Value Added
-$68k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,388
Earnings (5yr)
$38,582
Natl Median: $48,590
Lifetime Value Added
-$163k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$18,092
Earnings (4yr)
$42,084
Natl Median: $41,367
Lifetime Value Added
-$126k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (2yr)
$32,569
Natl Median: $57,853
Lifetime Value Added
-$197k
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$23,500
Earnings (4yr)
$49,376
Natl Median: $53,072
Lifetime Value Added
-$64k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$32,925
Natl Median: $69,562
Lifetime Value Added
-$194k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,532
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,451
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (4yr)
$46,145
Natl Median: $50,706
Lifetime Value Added
-$92k
Quality Control and Safety Technologies/Technicians
BachCIP: 1507
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,525
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$16,863
Earnings (4yr)
$80,132
Natl Median: $88,910
Lifetime Value Added
+$179k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$45,610
Natl Median: $52,657
Lifetime Value Added
-$96k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$19,500
Earnings (4yr)
$46,073
Natl Median: $47,382
Lifetime Value Added
-$92k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
$47,064
Natl Median: $51,389
Lifetime Value Added
-$84k

Post-Baccalaureate Certificates

Accounting and Related Services
PB-CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,165
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Business/Commerce, General
MastCIP: 5201
Median Debt
-
Earnings (4yr)
$109,847
Natl Median: $125,988
Lifetime Value Added
+$312k
Multi-/Interdisciplinary Studies, General
MastCIP: 3000
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,520
Lifetime Value Added
N/A
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (4yr)
$56,719
Natl Median: $60,111
Lifetime Value Added
-$158k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
$57,216
Natl Median: $59,916
Lifetime Value Added
-$153k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.