College ROI

Smarter Choices, Brighter Futures
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Kentucky Christian University

Grayson, KY 429 Undergrads 41.1% Grad Rate
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Total Cost
$40,168
Sticker Price
Avg Net Price
$24,038
After Aid
Median Earnings
$52,466
4yr Post-Grad

Vs. Peer Institutions

Net Price$24,038
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$52,466
Peer Midpoint: $60,428
Graduation Rate41.1%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients48.7%
Enrollment Status
Full-Time98.1%
Economic Outcomes
Earn More than HS66.1%

Admissions Profile

Acceptance
60.9%
SAT Avg
1,090
SAT Reading
25th: -46575th: -
SAT Math
25th: -45075th: -
ACT Composite
25th: 181975th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$474k
+$7k
-$10k
Median Cost$24k/yr
+$388k
-$79k
-$97k
Full Cost$40k/yr
+$330k
-$137k
-$155k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$24k/yr
Never
-112%
Full Cost$40k/yr
Never
-107%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-100%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-85%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Bible/Biblical Studies
BachCIP: 3902
Median Debt
$27,375
Earnings (4yr)
$44,862
Natl Median: $44,533
Lifetime Value Added
-$161k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,500
Earnings (4yr)
$44,584
Natl Median: $68,257
Lifetime Value Added
-$163k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,523
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (5yr)
$41,673
Natl Median: $55,693
Lifetime Value Added
-$195k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,750
Earnings (4yr)
$96,766
Natl Median: $88,910
Lifetime Value Added
+$247k
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (2yr)
$32,391
Natl Median: $47,382
Lifetime Value Added
-$257k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Theology and Religious Vocations, Other
BachCIP: 3999
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,566
Lifetime Value Added
N/A

Master's Degrees

Bible/Biblical Studies
MastCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,028
Lifetime Value Added
N/A
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (4yr)
$122,129
Natl Median: $120,193
Lifetime Value Added
+$389k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.