College ROI

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Massachusetts College of Liberal Arts

North Adams, MA 713 Undergrads 57.5% Grad Rate
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Total Cost
$23,524
Sticker Price
Avg Net Price
$11,402
After Aid
Median Earnings
$50,755
5yr Post-Grad

Vs. Peer Institutions

Net Price$11,402
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$50,755
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$52,507
Peer Midpoint: $58,891
Graduation Rate57.5%
Peer Midpoint: 58.9%
Average starting age (2015-17)22.1
Socio-Economic Diversity
Pell Grant Recipients46.8%
Enrollment Status
Full-Time92.2%
Economic Outcomes
Earn More than HS65.0%

Admissions Profile

Acceptance
89.7%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$454k
-$17k
-$33k
Median Cost$11k/yr
+$413k
-$58k
-$74k
Full Cost$24k/yr
+$369k
-$101k
-$118k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$11k/yr
Never
-180%
Full Cost$24k/yr
Never
-139%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-146%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-85%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (4yr)
$42,983
Natl Median: $48,240
Lifetime Value Added
-$132k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
$52,808
Natl Median: $57,214
Lifetime Value Added
-$48k
Median Debt
$23,250
Earnings (4yr)
$53,753
Natl Median: $68,257
Lifetime Value Added
-$40k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$87,671
Natl Median: $92,374
Lifetime Value Added
+$226k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (5yr)
$45,731
Natl Median: $49,808
Lifetime Value Added
-$116k
Median Debt
-
Earnings (4yr)
$39,955
Natl Median: $48,590
Lifetime Value Added
-$158k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$52,640
Natl Median: $50,680
Lifetime Value Added
-$58k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$22,483
Earnings (4yr)
$47,162
Natl Median: $55,693
Lifetime Value Added
-$96k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$23,988
Earnings (4yr)
$49,826
Natl Median: $50,706
Lifetime Value Added
-$73k
Sociology
BachCIP: 4511
Median Debt
$22,750
Earnings (4yr)
$44,136
Natl Median: $52,657
Lifetime Value Added
-$122k
Median Debt
$20,681
Earnings (5yr)
$38,967
Natl Median: $41,688
Lifetime Value Added
-$173k

Master's Degrees

Median Debt
-
Earnings (5yr)
$89,587
Natl Median: $125,988
Lifetime Value Added
+$114k
Education, General
MastCIP: 1301
Median Debt
$19,339
Earnings (4yr)
$60,664
Natl Median: $65,824
Lifetime Value Added
-$128k

Graduate Certificates

Education, General
Gr-CertCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,448
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.