College ROI

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Mount Saint Mary College

Newburgh, NY 1,268 Undergrads 61.5% Grad Rate
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Total Cost
$51,810
Sticker Price
Avg Net Price
$23,736
After Aid
Median Earnings
$67,705
10yr Post-Entry

Vs. Peer Institutions

Net Price$23,736
Peer Midpoint: $19,729.5
Earnings (10yr)$67,705
Peer Midpoint: $53,747
Graduation Rate61.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients30.8%
Enrollment Status
Full-Time83.8%
Economic Outcomes
Earn More than HS83.3%

Admissions Profile

Acceptance
82.5%
SAT Avg
1,160
SAT Reading
25th: 56054075th: 640
SAT Math
25th: 53054575th: 615
ACT Composite
25th: -2275th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$576k
+$179k
+$92k
Median Cost$24k/yr
+$490k
+$94k
+$6k
Full Cost$52k/yr
+$389k
-$7k
-$95k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
∞
Median Cost$24k/yr
59
7%
Full Cost$52k/yr
Never
-51%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-3%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-63%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$25,000
Earnings (5yr)
$73,035
Lifetime Value Added
+$56k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$24,999
Earnings (5yr)
$74,182
Lifetime Value Added
+$65k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (5yr)
$50,281
Lifetime Value Added
-$122k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (2yr)
$44,260
Lifetime Value Added
-$150k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$53,329
Lifetime Value Added
-$97k
History
BachCIP: 5401
Median Debt
$26,999
Earnings (5yr)
$62,363
Lifetime Value Added
-$25k
Human Services, General
BachCIP: 4400
Median Debt
$25,125
Earnings (5yr)
$55,974
Lifetime Value Added
-$76k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$54,932
Lifetime Value Added
-$84k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
$18,750
Earnings (5yr)
$43,364
Lifetime Value Added
-$180k
Psychology, General
BachCIP: 4201
Median Debt
$25,000
Earnings (5yr)
$67,374
Lifetime Value Added
+$14k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (5yr)
$71,602
Lifetime Value Added
+$46k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (5yr)
$107,453
Lifetime Value Added
+$314k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (5yr)
$89,786
Lifetime Value Added
+$308k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$72,054
Lifetime Value Added
+$156k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (5yr)
$134,702
Lifetime Value Added
+$692k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$63,808
Lifetime Value Added
+$84k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$74,968
Lifetime Value Added
+$181k

Graduate Certificates

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
$37,942
Earnings (5yr)
$141,944
Lifetime Value Added
+$885k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.