College ROI

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Mount Saint Mary College

Newburgh, NY 1,148 Undergrads 62.9% Grad Rate
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Total Cost
$57,721
Sticker Price
Avg Net Price
$26,680
After Aid
Median Earnings
$72,416
5yr Post-Grad

Vs. Peer Institutions

Net Price$26,680
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$72,416
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$75,320
Peer Midpoint: $58,891
Graduation Rate62.9%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.9
Socio-Economic Diversity
Pell Grant Recipients35.8%
Enrollment Status
Full-Time85.5%
Economic Outcomes
Earn More than HS82.0%

Admissions Profile

Acceptance
88.9%
SAT Avg
1,150
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: 192375th: 28

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$626k
+$155k
+$139k
Median Cost$27k/yr
+$530k
+$59k
+$43k
Full Cost$58k/yr
+$418k
-$52k
-$69k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$27k/yr
46
45%
Full Cost$58k/yr
Never
-33%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return28%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-56%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$79,304
Natl Median: $76,194
Lifetime Value Added
+$107k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
$75,798
Natl Median: $57,214
Lifetime Value Added
+$80k
Median Debt
$24,250
Earnings (4yr)
$66,930
Natl Median: $68,257
Lifetime Value Added
+$12k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$25,194
Natl Median: $56,359
Lifetime Value Added
-$333k
Median Debt
-
Earnings (4yr)
$55,814
Natl Median: $92,374
Lifetime Value Added
-$78k
Criminology
BachCIP: 4504
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,556
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$58,434
Natl Median: $48,590
Lifetime Value Added
-$57k
History
BachCIP: 5401
Median Debt
$26,250
Earnings (4yr)
$63,174
Natl Median: $50,680
Lifetime Value Added
-$18k
Median Debt
-
Earnings (4yr)
$57,910
Natl Median: $48,597
Lifetime Value Added
-$61k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$61,387
Natl Median: $69,562
Lifetime Value Added
-$42k
Median Debt
$25,418
Earnings (4yr)
$60,133
Natl Median: $50,532
Lifetime Value Added
-$43k
Natural Sciences
BachCIP: 3018
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,935
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$53,898
Natl Median: $50,706
Lifetime Value Added
-$94k
Median Debt
-
Earnings (5yr)
$65,503
Natl Median: $63,560
Lifetime Value Added
-$10k
Median Debt
$27,000
Earnings (4yr)
$108,400
Natl Median: $88,910
Lifetime Value Added
+$329k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
$24,155
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
$76,529
Natl Median: $95,833
Lifetime Value Added
-$13k
Median Debt
$34,167
Earnings (4yr)
$82,707
Natl Median: $103,485
Lifetime Value Added
+$41k
Median Debt
$45,150
Earnings (4yr)
$135,843
Natl Median: $120,193
Lifetime Value Added
+$503k
Median Debt
-
Earnings (4yr)
$66,761
Natl Median: $64,397
Lifetime Value Added
-$100k
Median Debt
-
Earnings (4yr)
$71,876
Natl Median: $59,916
Lifetime Value Added
-$54k

Graduate Certificates

Median Debt
-
Earnings (4yr)
$131,768
Natl Median: $126,911
Lifetime Value Added
+$598k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.