Pontifical Catholic University of Puerto Rico-Arecibo

Arecibo, PR 273 Undergrads 45.2% Grad Rate

School Website|Financial Calculator

Total Cost

$18,678

Sticker Price

Avg Net Price

$11,117

After Aid

Median Earnings

$27,811

4yr Post-Grad

Vs. Peer Institutions

Net Price$11,117

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$27,811

Peer Midpoint: $60,428

Graduation Rate45.2%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients80.8%

Enrollment Status

Full-Time83.9%

Economic Outcomes

Earn More than HS31.1%

Admissions Profile

Acceptance

93.8%

SAT Avg

SAT Reading

25th: --75th: -

SAT Math

25th: --75th: -

ACT Composite

25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$262k

-$204k

-$222k

Median Cost$11k/yr

+$222k

-$244k

-$262k

Full Cost$19k/yr

+$195k

-$272k

-$289k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

Never

-∞

Median Cost$11k/yr

Never

-655%

Full Cost$19k/yr

Never

-430%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-626%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-181%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Business Administration, Management and Operations

AssocCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $48,733

Lifetime Value Added

N/A

Business Operations Support and Assistant Services

Earnings (4yr)

Natl Median: $68,407

Lifetime Value Added

N/A

Criminology

BachCIP: 4504

Median Debt

$12,250

Earnings (4yr)

$22,958

Natl Median: $55,556

Lifetime Value Added

-$305k

Health Services/Allied Health/Health Sciences, General

BachCIP: 5100

Median Debt

Earnings (5yr)

$33,724

Natl Median: $61,296

Lifetime Value Added

-$216k

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

$18,525

Earnings (4yr)

$28,523

Natl Median: $53,072

Lifetime Value Added

-$256k

Natural Resources Conservation and Research

BachCIP: 0301

Median Debt

Earnings (4yr)

Natl Median: $55,012

Lifetime Value Added

N/A

Psychology, General

BachCIP: 4201

Median Debt

$12,375

Earnings (4yr)

$24,118

Natl Median: $50,706

Lifetime Value Added

-$295k

Special Education and Teaching

BachCIP: 1310

Median Debt

Earnings (4yr)

$34,645

Natl Median: $50,499

Lifetime Value Added

-$202k

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

Earnings (2yr)

$8,750

Natl Median: $47,382

Lifetime Value Added

-$433k

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

Earnings (4yr)

$33,066

Natl Median: $51,389

Lifetime Value Added

-$216k

Teaching English or French as a Second or Foreign Language

BachCIP: 1314

MastCIP: 5115

Median Debt

$49,396

Earnings (4yr)

$34,941

Natl Median: $59,571

Lifetime Value Added

-$375k

Teacher Education and Professional Development, Specific Levels and Methods

MastCIP: 1312

Median Debt

Earnings (4yr)

Natl Median: $59,916

Lifetime Value Added

N/A

Doctoral Degrees

Clinical, Counseling and Applied Psychology

DocCIP: 4228

Median Debt

$113,951

Earnings (4yr)

$33,204

Natl Median: $99,878

Lifetime Value Added

-$466k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.