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Saint Michael's College
Colchester, VT 1,092 Undergrads 77.0% Grad Rate
Total Cost
$69,079
Sticker Price
Avg Net Price
$25,239
After Aid
Median Earnings
$60,903
4yr Post-Grad
Vs. Peer Institutions
Net Price$25,239
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$60,903Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$61,317Peer Midpoint: $53,763
Graduation Rate77.0%
Peer Midpoint: 58.9%
Average Starting Age19.6
Socio-Economic Diversity
Pell Grant Recipients20.9%
Enrollment Status
Full-Time99.2%
Economic Outcomes
Earn More than HS73.3%
Admissions Profile
Acceptance
84.5%
SAT Avg
1,245
SAT Reading
25th: 570-75th: 660
SAT Math
25th: 550-75th: 620
ACT Composite
25th: 26-75th: 31
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$543k
+$76k
+$59k
Median Cost$25k/yr
+$452k
-$15k
-$32k
Full Cost$69k/yr
+$294k
-$173k
-$190k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$25k/yr
Never
-36%
Full Cost$69k/yr
Never
-76%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-51%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-79%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$26,000
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$26,697
Earnings (4yr)
$64,203
Natl Median: $57,214
Lifetime Value Added
-$6k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,303
Earnings (4yr)
$73,566
Natl Median: $68,257
Lifetime Value Added
+$66k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$26,250
Earnings (4yr)
$59,313
Natl Median: $56,359
Lifetime Value Added
-$45k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$24,750
Earnings (4yr)
$82,447
Natl Median: $82,686
Lifetime Value Added
+$134k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,359
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (4yr)
$58,137
Natl Median: $48,590
Lifetime Value Added
-$55k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$25,967
Natl Median: $41,367
Lifetime Value Added
-$320k
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
$47,689
Natl Median: $50,680
Lifetime Value Added
-$141k
Information Science/Studies
BachCIP: 1104
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,294
Lifetime Value Added
N/A
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$52,107
Natl Median: $69,562
Lifetime Value Added
-$87k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$26,000
Earnings (4yr)
$46,755
Natl Median: $55,012
Lifetime Value Added
-$149k
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,451
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$26,434
Earnings (4yr)
$56,954
Natl Median: $63,293
Lifetime Value Added
-$64k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$52,589
Natl Median: $50,706
Lifetime Value Added
-$100k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
$59,914
Natl Median: $55,000
Lifetime Value Added
-$40k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (4yr)
$57,306
Natl Median: $52,657
Lifetime Value Added
-$61k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$54,308
Natl Median: $47,382
Lifetime Value Added
-$86k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Master's Degrees
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (2yr)
$44,933
Natl Median: $65,184
Lifetime Value Added
-$285k
Education, General
MastCIP: 1301
Median Debt
$16,199
Earnings (4yr)
$60,155
Natl Median: $65,824
Lifetime Value Added
-$157k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $65,767
Lifetime Value Added
-$353k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.