College ROI

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St. Thomas Aquinas College

Sparkill, NY 972 Undergrads 63.4% Grad Rate
Share
Total Cost
$55,033
Sticker Price
Avg Net Price
$21,253
After Aid
Median Earnings
$63,117
5yr Post-Grad

Vs. Peer Institutions

Net Price$21,253
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$63,117
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$65,466
Peer Midpoint: $58,891
Graduation Rate63.4%
Peer Midpoint: 58.9%
Average starting age (2015-17)20.4
Socio-Economic Diversity
Pell Grant Recipients41.0%
Enrollment Status
Full-Time98.0%
Economic Outcomes
Earn More than HS72.1%

Admissions Profile

Acceptance
93.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$554k
+$84k
+$67k
Median Cost$21k/yr
+$477k
+$7k
-$9k
Full Cost$55k/yr
+$356k
-$114k
-$131k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
35
∞
Median Cost$21k/yr
Never
-12%
Full Cost$55k/yr
Never
-66%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-32%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-72%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$79,896
Natl Median: $76,194
Lifetime Value Added
+$131k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$64,075
Natl Median: $68,257
Lifetime Value Added
+$8k
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$57,112
Natl Median: $56,359
Lifetime Value Added
-$48k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
$20,000
Earnings (4yr)
$57,707
Natl Median: $55,378
Lifetime Value Added
-$43k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
$15,000
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$46,087
Natl Median: $83,343
Lifetime Value Added
-$125k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$77,334
Natl Median: $75,399
Lifetime Value Added
+$100k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,468
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,083
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$19,000
Earnings (4yr)
$60,409
Natl Median: $50,706
Lifetime Value Added
-$21k
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$34,704
Natl Median: $53,366
Lifetime Value Added
-$227k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,260
Earnings (4yr)
$45,373
Natl Median: $54,562
Lifetime Value Added
-$147k
Median Debt
$22,250
Earnings (5yr)
$52,967
Natl Median: $47,382
Lifetime Value Added
-$91k

Master's Degrees

Median Debt
-
Earnings (4yr)
$96,346
Natl Median: $103,485
Lifetime Value Added
+$170k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,079
Lifetime Value Added
N/A
Median Debt
$20,500
Earnings (4yr)
$76,928
Natl Median: $64,397
Lifetime Value Added
-$10
Median Debt
$21,500
Earnings (4yr)
$73,667
Natl Median: $59,916
Lifetime Value Added
-$29k
Median Debt
-
Earnings (5yr)
$82,304
Natl Median: $63,707
Lifetime Value Added
+$33k

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $69,147
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,444
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.