College ROI

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University of Puerto Rico-Humacao

Humacao, PR 2,529 Undergrads 54.4% Grad Rate
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Total Cost
$19,547
Sticker Price
Avg Net Price
$12,675
After Aid
Median Earnings
$33,230
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,675
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$33,230
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$29,521
Peer Midpoint: $53,763
Graduation Rate54.4%
Peer Midpoint: 58.9%
Average Starting Age19.5
Socio-Economic Diversity
Pell Grant Recipients81.4%
Enrollment Status
Full-Time91.0%
Economic Outcomes
Earn More than HS32.5%

Admissions Profile

Acceptance
54.8%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$310k
-$157k
-$174k
Median Cost$13k/yr
+$264k
-$203k
-$220k
Full Cost$20k/yr
+$240k
-$227k
-$245k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$13k/yr
Never
-482%
Full Cost$20k/yr
Never
-348%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-492%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-155%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
$17,418
Natl Median: $42,269
Lifetime Value Added
-$308k
Communications Technologies/Technicians and Support Services, Other
AssocCIP: 1099
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,543
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Physical Science Technologies/Technicians
AssocCIP: 4103
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,768
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$5,500
Earnings (4yr)
$33,999
Natl Median: $76,194
Lifetime Value Added
-$213k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
$35,613
Natl Median: $57,214
Lifetime Value Added
-$199k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
$28,005
Natl Median: $68,257
Lifetime Value Added
-$266k
Business Operations Support and Assistant Services
BachCIP: 5204
Median Debt
-
Earnings (4yr)
$22,593
Natl Median: $28,311
Lifetime Value Added
-$314k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
$50,727
Natl Median: $65,120
Lifetime Value Added
-$70k
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
-
Earnings (4yr)
$31,382
Natl Median: $48,842
Lifetime Value Added
-$236k
Education, Other
BachCIP: 1399
Median Debt
-
Earnings (4yr)
$28,399
Natl Median: $49,113
Lifetime Value Added
-$262k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
$28,024
Natl Median: $68,069
Lifetime Value Added
-$266k
Industrial Engineering
BachCIP: 1435
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,442
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
$5,500
Earnings (4yr)
$38,062
Natl Median: $73,201
Lifetime Value Added
-$178k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mechanical Engineering
BachCIP: 1419
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,135
Lifetime Value Added
N/A
Microbiological Sciences and Immunology
BachCIP: 2605
Median Debt
$5,500
Earnings (4yr)
$45,816
Natl Median: $62,582
Lifetime Value Added
-$112k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
$67,625
Natl Median: $76,786
Lifetime Value Added
+$66k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
-
Earnings (4yr)
$24,322
Natl Median: $50,497
Lifetime Value Added
-$298k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$5,500
Earnings (4yr)
$38,201
Natl Median: $88,910
Lifetime Value Added
-$177k
Social Sciences, Other
BachCIP: 4599
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,812
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$5,500
Earnings (4yr)
$29,644
Natl Median: $51,790
Lifetime Value Added
-$251k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
$34,538
Natl Median: $51,389
Lifetime Value Added
-$209k
Wildlife and Wildlands Science and Management
BachCIP: 0306
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,338
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.