University of St Thomas

Houston, TX 3,220 Undergrads 63.8% Grad Rate

School Website|Financial Calculator

Total Cost

$45,672

Sticker Price

Avg Net Price

$19,359

After Aid

Median Earnings

$66,137

4yr Post-Grad

Vs. Peer Institutions

Net Price$19,359

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$66,137

Peer Midpoint: $60,428

Graduation Rate63.8%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients41.9%

Enrollment Status

Full-Time86.1%

Economic Outcomes

Earn More than HS75.6%

Admissions Profile

Acceptance

89.9%

SAT Avg

1,090

SAT Reading

25th: 50056575th: 610

SAT Math

25th: 48056575th: 600

ACT Composite

25th: 182175th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$584k

+$117k

+$100k

Median Cost$19k/yr

+$514k

+$48k

+$30k

Full Cost$46k/yr

+$420k

-$47k

-$65k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$19k/yr

43%

Full Cost$46k/yr

Never

-39%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return19%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-55%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services

BachCIP: 5203

Median Debt

$16,250

Earnings (4yr)

$72,586

Natl Median: $76,194

Lifetime Value Added

+$80k

Biochemistry, Biophysics and Molecular Biology

BachCIP: 2602

Median Debt

Earnings (4yr)

Natl Median: $65,466

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

$17,250

Earnings (4yr)

$43,542

Natl Median: $57,214

Lifetime Value Added

-$155k

Biomathematics, Bioinformatics, and Computational Biology

BachCIP: 2611

Median Debt

Earnings (4yr)

Natl Median: $86,713

Lifetime Value Added

N/A

Business Administration, Management and Operations

BachCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $68,257

Lifetime Value Added

N/A

Cell/Cellular Biology and Anatomical Sciences

BachCIP: 2604

Median Debt

Earnings (4yr)

Natl Median: $66,697

Lifetime Value Added

N/A

Chemistry

BachCIP: 4005

Median Debt

Earnings (4yr)

Natl Median: $65,120

Lifetime Value Added

N/A

Communication and Media Studies

BachCIP: 0901

Median Debt

Earnings (4yr)

$50,859

Natl Median: $56,359

Lifetime Value Added

-$93k

Computer Science

BachCIP: 1107

Median Debt

Earnings (4yr)

Natl Median: $107,009

Lifetime Value Added

N/A

Criminology

BachCIP: 4504

Median Debt

Earnings (4yr)

Natl Median: $55,556

Lifetime Value Added

N/A

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

Economics

BachCIP: 4506

Median Debt

Earnings (4yr)

Natl Median: $82,686

Lifetime Value Added

N/A

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (4yr)

Natl Median: $48,590

Lifetime Value Added

N/A

Finance and Financial Management Services

BachCIP: 5208

Median Debt

$31,236

Earnings (4yr)

Natl Median: $83,343

Lifetime Value Added

N/A

Fine and Studio Arts

BachCIP: 5007

Median Debt

Earnings (4yr)

Natl Median: $41,367

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $50,680

Lifetime Value Added

N/A

International Relations and National Security Studies

BachCIP: 4509

Median Debt

Earnings (4yr)

Natl Median: $66,596

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

$23,326

Earnings (4yr)

$61,219

Natl Median: $53,072

Lifetime Value Added

-$9k

Marketing

BachCIP: 5214

Median Debt

Earnings (4yr)

$78,424

Natl Median: $69,303

Lifetime Value Added

+$124k

Mathematics

BachCIP: 2701

Median Debt

Earnings (4yr)

Natl Median: $69,562

Lifetime Value Added

N/A

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $42,892

Lifetime Value Added

N/A

Natural Resources Conservation and Research

BachCIP: 0301

Median Debt

Earnings (4yr)

Natl Median: $55,012

Lifetime Value Added

N/A

Philosophy

BachCIP: 3801

Median Debt

Earnings (4yr)

Natl Median: $54,455

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

$17,241

Earnings (4yr)

Natl Median: $63,293

Lifetime Value Added

N/A

Psychology, General

BachCIP: 4201

Median Debt

$18,743

Earnings (4yr)

$44,839

Natl Median: $50,706

Lifetime Value Added

-$144k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

$22,250

Earnings (4yr)

$87,401

Natl Median: $88,910

Lifetime Value Added

+$193k

Theological and Ministerial Studies

BachCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $44,535

Lifetime Value Added

N/A

Master's Degrees

Accounting and Related Services

MastCIP: 5203

Median Debt

Earnings (4yr)

$103,828

Natl Median: $95,833

Lifetime Value Added

+$238k

Business Administration, Management and Operations

MastCIP: 5202

Median Debt

$50,257

Earnings (4yr)

$93,386

Natl Median: $103,485

Lifetime Value Added

+$147k

Education, General

MastCIP: 1301

Median Debt

$33,500

Earnings (4yr)

$69,235

Natl Median: $65,824

Lifetime Value Added

-$65k

Finance and Financial Management Services

MastCIP: 5208

Median Debt

Earnings (4yr)

Natl Median: $110,694

Lifetime Value Added

N/A

International Business

MastCIP: 5211

Median Debt

Earnings (4yr)

Natl Median: $97,121

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

MastCIP: 2401

Median Debt

$41,000

Earnings (4yr)

$64,943

Natl Median: $65,716

Lifetime Value Added

-$103k

Music

MastCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $48,285

Lifetime Value Added

N/A

Pastoral Counseling and Specialized Ministries

MastCIP: 3907

Median Debt

Earnings (4yr)

Natl Median: $53,024

Lifetime Value Added

N/A

Public Policy Analysis

MastCIP: 4405

Median Debt

Earnings (4yr)

Natl Median: $93,020

Lifetime Value Added

N/A

Special Education and Teaching

MastCIP: 1310

Median Debt

Earnings (4yr)

Natl Median: $64,397

Lifetime Value Added

N/A

Student Counseling and Personnel Services

MastCIP: 1311

Median Debt

$41,000

Earnings (4yr)

Natl Median: $60,111

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Subject Areas

MastCIP: 1313

Median Debt

Earnings (2yr)

$68,219

Natl Median: $61,855

Lifetime Value Added

-$50k

Theological and Ministerial Studies

MastCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $61,300

Lifetime Value Added

N/A

Theology and Religious Vocations, Other

MastCIP: 3999

Median Debt

Earnings (4yr)

Natl Median: $54,640

Lifetime Value Added

N/A

Doctoral Degrees

Educational Administration and Supervision

DocCIP: 1304

Median Debt

$71,600

Earnings (4yr)

$107,589

Natl Median: $100,573

Lifetime Value Added

+$81k

Philosophy

DocCIP: 3801

Median Debt

Earnings (4yr)

Natl Median: $70,449

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.