College ROI

Smarter Choices, Brighter Futures
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Westminster College

Fulton, MO 638 Undergrads 57.0% Grad Rate
Share
Total Cost
$51,532
Sticker Price
Avg Net Price
$24,314
After Aid
Median Earnings
$51,238
4yr Post-Grad

Vs. Peer Institutions

Net Price$24,314
Peer Midpoint: $20,080.5
Earnings (10yr)$51,238
Peer Midpoint: $60,428
Graduation Rate57.0%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients39.1%
Enrollment Status
Full-Time97.0%
Economic Outcomes
Earn More than HS74.6%

Admissions Profile

Acceptance
79.2%
SAT Avg
1,118
SAT Reading
25th: 48052075th: 630
SAT Math
25th: 51050075th: 620
ACT Composite
25th: 192175th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$458k
-$3k
-$20k
Median Cost$24k/yr
+$370k
-$90k
-$107k
Full Cost$52k/yr
+$272k
-$188k
-$205k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$24k/yr
Never
-123%
Full Cost$52k/yr
Never
-111%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-109%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-91%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings
-
Nat: $76,194
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings
-
Nat: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$24,750
Earnings (4yr)
$70,100
Nat: $68,257
Lifetime Value Added
+$34k
Business, Management, Marketing, and Related Support Services, Other
BachCIP: 5299
Median Debt
-
Earnings
-
Nat: $69,830
Lifetime Value Added
N/A
Business/Corporate Communications
BachCIP: 5205
Median Debt
-
Earnings
-
Nat: $65,784
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings
-
Nat: $92,374
Lifetime Value Added
N/A
Curriculum and Instruction
BachCIP: 1303
Median Debt
-
Earnings
-
Nat: $50,452
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings
-
Nat: $48,590
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings
-
Nat: $83,343
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings
-
Nat: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
-
Earnings
-
Nat: $73,201
Lifetime Value Added
N/A
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings
-
Nat: $66,596
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings
-
Nat: $59,972
Lifetime Value Added
N/A
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings
-
Nat: $83,290
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings
-
Nat: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings
-
Nat: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings
-
Nat: $50,706
Lifetime Value Added
N/A
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings
-
Nat: $63,560
Lifetime Value Added
N/A
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings
-
Nat: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings
-
Nat: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$26,045
Earnings (4yr)
$60,077
Nat: $54,562
Lifetime Value Added
-$44k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (2yr)
$31,495
Nat: $47,382
Lifetime Value Added
-$267k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings
-
Nat: $51,389
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.