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Insurance.
Bachelor's Degree•46 Institutions
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.
Annual Full Cost vs. Median Earnings
Each dot represents one program at an institution. Shows the spread of annual sticker price (or net price if sticker price is unavailable) vs earnings 4 years post-grad.
Field Median ($84,899)
P25-P75 Interval ($67,704 - $96,539)
HS Baseline ($35,872)
Breakeven Line (0% ROI)
Institution | State | Earnings | Avg Net Price | Median Debt | Lifetime Value Added |
|---|---|---|---|---|---|
Madison | WI | $105,992 Nat: $88,472 4yr Post-Grad | $17,354 /yr | $20,500 | +$342k |
University of Houston-Downtown ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Houston | TX | $98,510 Nat: $88,472 4yr Post-Grad | $10,542 /yr | - | +$309k |
Atlanta | GA | $101,040 Nat: $88,472 4yr Post-Grad | $15,931 /yr | $21,000 | +$309k |
Queens | NY | $105,688 Nat: $88,472 4yr Post-Grad | $29,999 /yr | $24,072 | +$294k |
Athens | GA | $94,729 Nat: $88,472 4yr Post-Grad | $13,936 /yr | $17,642 | +$268k |
Philadelphia | PA | $101,930 Nat: $88,472 4yr Post-Grad | $29,689 /yr | $21,500 | +$266k |
Tallahassee | FL | $92,064 Nat: $88,472 4yr Post-Grad | $11,297 /yr | $21,875 | +$257k |
Columbia | SC | $96,539 Nat: $88,472 4yr Post-Grad | $22,811 /yr | $25,173 | +$250k |
Normal | IL | $94,124 Nat: $88,472 4yr Post-Grad | $19,398 /yr | $19,000 | +$244k |
Philadelphia | PA | $92,555 Nat: $88,472 4yr Post-Grad | $28,198 /yr | $24,750 | +$200k |
Springfield | MO | $84,899 Nat: $88,472 4yr Post-Grad | $17,613 /yr | - | +$180k |
Boone | NC | $82,306 Nat: $88,472 4yr Post-Grad | $16,836 /yr | $17,875 | +$163k |
Indianapolis | IN | $89,343 Nat: $88,472 4yr Post-Grad | $36,041 /yr | - | +$148k |
Cincinnati | OH | $81,489 Nat: $88,472 4yr Post-Grad | $25,648 /yr | - | +$125k |
Denton | TX | $75,438 Nat: $88,472 4yr Post-Grad | $15,649 /yr | $19,392 | +$115k |
West Hartford | CT | $78,655 Nat: $88,472 4yr Post-Grad | $30,282 /yr | - | +$87k |
Indiana State University ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Terre Haute | IN | $67,033 Nat: $88,472 4yr Post-Grad | $10,873 /yr | - | +$68k |
La Crosse | WI | $69,283 Nat: $88,472 4yr Post-Grad | $16,210 /yr | $17,584 | +$66k |
Monroe | LA | $67,704 Nat: $88,472 4yr Post-Grad | $13,466 /yr | $20,500 | +$63k |
Conway | AR | - Nat: $88,472 | $16,511 /yr | - | -$0 |
Washington | DC | - Nat: $88,472 | $15,845 /yr | - | -$0 |
Fort Wayne | IN | - Nat: $88,472 | $18,196 /yr | - | -$0 |
Central Christian College of Kansas ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. McPherson | KS | - Nat: $88,472 | $11,404 /yr | - | -$0 |
Lafayette | LA | - Nat: $88,472 | $13,530 /yr | - | -$0 |
Big Rapids | MI | - Nat: $88,472 | $8,624 /yr | - | -$0 |
Northwood University ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Midland | MI | - Nat: $88,472 | $27,232 /yr | - | -$0 |
Minneapolis | MN | - Nat: $88,472 | $16,778 /yr | - | -$0 |
Utica | NY | - Nat: $88,472 | $19,108 /yr | - | -$0 |
Franklin University ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Columbus | OH | - Nat: $88,472 | $25,243 /yr | - | -$0 |
Kent State University at Ashtabula ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Ashtabula | OH | - Nat: $88,472 | $12,205 /yr | - | -$0 |
Kent State University at East Liverpool ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. East Liverpool | OH | - Nat: $88,472 | $13,392 /yr | - | -$0 |
Kent State University at Salem ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Salem | OH | - Nat: $88,472 | $13,799 /yr | - | -$0 |
Kent | OH | - Nat: $88,472 | $20,787 /yr | - | -$0 |
Kent State University at Geauga ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Burton | OH | - Nat: $88,472 | $12,044 /yr | - | -$0 |
Columbus | OH | - Nat: $88,472 | $20,079 /yr | - | -$0 |
Ada | OH | - Nat: $88,472 | $24,478 /yr | - | -$0 |
Columbus | OH | - Nat: $88,472 | $17,339 /yr | - | -$0 |
University of Central Oklahoma ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Edmond | OK | - Nat: $88,472 | $18,309 /yr | - | -$0 |
Erie | PA | - Nat: $88,472 | $22,553 /yr | - | -$0 |
Waco | TX | - Nat: $88,472 | $41,104 /yr | - | -$0 |
Huntington | WV | - Nat: $88,472 | $7,502 /yr | - | -$0 |
The University of Olivet ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Olivet | MI | $62,740 Nat: $88,472 4yr Post-Grad | $21,393 /yr | $24,375 | -$4k |
Muncie | IN | $59,612 Nat: $88,472 4yr Post-Grad | $14,940 /yr | $25,537 | -$6k |
Oswego | NY | $57,318 Nat: $88,472 2yr Post-Grad | $16,236 /yr | - | -$10k |
University | MS | $51,482 Nat: $88,472 2yr Post-Grad | $13,314 /yr | $21,500 | -$49k |
Richmond | KY | $43,798 Nat: $88,472 2yr Post-Grad | $11,040 /yr | - | -$108k |
Analysis Notes:
- Lifetime Value Added: Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes.
- Avg Net Price: The average price paid by students who receive federal financial aid (grants/loans).
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.