College ROI

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Saint Joseph's University - Philadelphia

Philadelphia, PA 4,948 Undergrads 78.4% Grad Rate
Share
Total Cost
$70,389
Sticker Price
Avg Net Price
$33,840
After Aid
Median Earnings
$85,385
5yr Post-Grad

Vs. Peer Institutions

Net Price$33,840
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$85,385
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$85,980
Peer Midpoint: $58,891
Graduation Rate78.4%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.1
Socio-Economic Diversity
Pell Grant Recipients22.0%
Enrollment Status
Full-Time97.4%
Economic Outcomes
Earn More than HS88.1%

Admissions Profile

Acceptance
88.8%
SAT Avg
1,258
SAT Reading
25th: 59063075th: 680
SAT Math
25th: 58062075th: 670
ACT Composite
25th: 282975th: 31

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$723k
+$253k
+$236k
Median Cost$34k/yr
+$601k
+$131k
+$115k
Full Cost$70k/yr
+$469k
-$663
-$17k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
∞
Median Cost$34k/yr
38
94%
Full Cost$70k/yr
Never
-7%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return77%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-42%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
-
Earnings (4yr)
$87,103
Natl Median: $57,584
Lifetime Value Added
Not scored

Not scored. Graduates of this program earn more than graduates of the school's associate degree in the same field, and about 1.5× the national median for this credential. That usually means students arrived already holding a degree or years of work experience. Our model assumes a student starting right after high school, so it can't measure what this program added. Earnings are as reported by the College Scorecard. Run it with your own cost and expected pay →

Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
-
Earnings (4yr)
$75,123
Natl Median: $38,675
Lifetime Value Added
+$317k
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,283
Lifetime Value Added
N/A

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
$13,000
Earnings (4yr)
$71,592
Natl Median: $65,389
Lifetime Value Added
+$191k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
$20,000
Earnings (4yr)
$88,101
Natl Median: $80,813
Lifetime Value Added
+$339k

Bachelor's Degrees

Median Debt
$23,250
Earnings (4yr)
$93,585
Natl Median: $76,194
Lifetime Value Added
+$190k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (5yr)
$85,936
Natl Median: $65,466
Lifetime Value Added
+$119k
Biology, General
BachCIP: 2601

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
$26,816
Earnings (4yr)
$82,769
Natl Median: $57,214
Lifetime Value Added
+$107k
Median Debt
$22,225
Earnings (4yr)
$81,233
Natl Median: $68,257
Lifetime Value Added
+$96k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$75,549
Natl Median: $50,523
Lifetime Value Added
+$52k
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$59,929
Natl Median: $56,359
Lifetime Value Added
-$70k
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
$110,178
Natl Median: $107,009
Lifetime Value Added
+$316k
Criminology
BachCIP: 4504
Median Debt
$27,000
Earnings (4yr)
$55,924
Natl Median: $55,556
Lifetime Value Added
-$103k
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (4yr)
$87,943
Natl Median: $82,686
Lifetime Value Added
+$147k
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,433
Lifetime Value Added
N/A
Median Debt
$18,638
Earnings (4yr)
$52,137
Natl Median: $48,590
Lifetime Value Added
-$135k
Median Debt
-
Earnings (4yr)
$78,554
Natl Median: $61,027
Lifetime Value Added
+$75k
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$96,993
Natl Median: $83,343
Lifetime Value Added
+$216k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
-
Earnings (5yr)
$61,168
Natl Median: $58,716
Lifetime Value Added
-$70k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
$23,250
Earnings (4yr)
$85,690
Natl Median: $68,245
Lifetime Value Added
+$130k
Median Debt
-
Earnings (4yr)
$84,658
Natl Median: $61,296
Lifetime Value Added
+$122k
History
BachCIP: 5401
Median Debt
-
Earnings (2yr)
$39,009
Natl Median: $50,680
Lifetime Value Added
-$233k
Median Debt
$26,312
Earnings (4yr)
$83,692
Natl Median: $68,069
Lifetime Value Added
+$114k
Insurance
BachCIP: 5217
Median Debt
$22,375
Earnings (4yr)
$101,930
Natl Median: $88,472
Lifetime Value Added
+$254k
Median Debt
$27,000
Earnings (4yr)
$81,519
Natl Median: $73,201
Lifetime Value Added
+$98k
Median Debt
-
Earnings (5yr)
$60,614
Natl Median: $66,596
Lifetime Value Added
-$74k
Median Debt
-
Earnings (4yr)
$72,048
Natl Median: $53,072
Lifetime Value Added
+$25k
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Median Debt
$24,812
Earnings (4yr)
$96,930
Natl Median: $86,176
Lifetime Value Added
+$215k
Marketing
BachCIP: 5214
Median Debt
$23,250
Earnings (4yr)
$78,522
Natl Median: $69,303
Lifetime Value Added
+$75k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,582
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,883
Lifetime Value Added
N/A
Median Debt
$26,500
Earnings (4yr)
$122,633
Natl Median: $116,539
Lifetime Value Added
+$411k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$19,750
Earnings (4yr)
$69,816
Natl Median: $63,293
Lifetime Value Added
+$8k
Psychology, General
BachCIP: 4201
Median Debt
$24,244
Earnings (4yr)
$56,647
Natl Median: $50,706
Lifetime Value Added
-$97k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
$23,000
Earnings (4yr)
$86,383
Natl Median: $88,910
Lifetime Value Added
+$135k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$39,648
Natl Median: $55,000
Lifetime Value Added
-$227k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$68,060
Natl Median: $52,657
Lifetime Value Added
-$16k
Median Debt
$26,261
Earnings (4yr)
$64,827
Natl Median: $50,499
Lifetime Value Added
-$31k
Median Debt
$24,335
Earnings (4yr)
$80,764
Natl Median: $59,631
Lifetime Value Added
+$92k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$59,717
Natl Median: $47,382
Lifetime Value Added
-$72k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$138,175
Earnings (4yr)
$130,685
Natl Median: $127,347
Lifetime Value Added
+$446k
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,271
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $103,485
Lifetime Value Added
N/A
Median Debt
$41,000
Earnings (4yr)
$141,003
Natl Median: $125,988
Lifetime Value Added
+$535k
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,837
Lifetime Value Added
N/A
Median Debt
$41,000
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $145,571
Lifetime Value Added
N/A
Criminology
MastCIP: 4504
Median Debt
$40,184
Earnings (4yr)
$70,474
Natl Median: $67,647
Lifetime Value Added
-$80k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Median Debt
$41,000
Earnings (4yr)
$92,776
Natl Median: $71,685
Lifetime Value Added
+$116k
Median Debt
-
Earnings (4yr)
$132,021
Natl Median: $110,694
Lifetime Value Added
+$457k
Health and Medical Administrative Services
MastCIP: 5107

Earnings shared by 2 Saint Joseph's University campuses, which report as one program.

Median Debt
-
Earnings (4yr)
$86,525
Natl Median: $89,981
Lifetime Value Added
+$61k
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,487
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$60,839
Natl Median: $83,558
Lifetime Value Added
-$145k
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,121
Lifetime Value Added
N/A
Median Debt
$36,131
Earnings (4yr)
$122,660
Natl Median: $124,807
Lifetime Value Added
+$376k
Marketing
MastCIP: 5214
Median Debt
$41,000
Earnings (4yr)
$109,948
Natl Median: $79,106
Lifetime Value Added
+$266k
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,305
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$138,696
Natl Median: $129,214
Lifetime Value Added
+$515k
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
$88,006
Natl Median: $64,711
Lifetime Value Added
+$74k
Public Health
MastCIP: 5122
Median Debt
$52,632
Earnings (4yr)
-
Natl Median: $82,751
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$129,192
Natl Median: $55,035
Lifetime Value Added
+$433k
Median Debt
$41,007
Earnings (4yr)
$66,379
Natl Median: $64,397
Lifetime Value Added
-$117k
Median Debt
$41,000
Earnings (4yr)
$226,638
Natl Median: $120,246
Lifetime Value Added
+$1264k
Median Debt
$41,000
Earnings (4yr)
$61,035
Natl Median: $59,916
Lifetime Value Added
-$166k
Median Debt
$30,258
Earnings (4yr)
$71,762
Natl Median: $63,707
Lifetime Value Added
-$69k

Graduate Certificates

Criminology
Gr-CertCIP: 4504
Median Debt
-
Earnings (4yr)
$73,972
Natl Median: $70,346
Lifetime Value Added
+$44k
Median Debt
-
Earnings (4yr)
-
Natl Median: $118,893
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $109,930
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,140
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,611
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $99,578
Lifetime Value Added
N/A
Chemistry
DocCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $115,386
Lifetime Value Added
N/A
Median Debt
$84,065
Earnings (4yr)
$104,715
Natl Median: $100,573
Lifetime Value Added
+$8k
Median Debt
-
Earnings (4yr)
-
Natl Median: $108,943
Lifetime Value Added
N/A
Median Debt
$70,167
Earnings (4yr)
-
Natl Median: $136,696
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $93,640
Lifetime Value Added
N/A
Public Health
DocCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $108,962
Lifetime Value Added
N/A

Professional Degrees

Median Debt
-
Earnings (4yr)
$138,332
Natl Median: $138,348
Lifetime Value Added
+$255k
Median Debt
-
Earnings (4yr)
$81,327
Natl Median: $81,641
Lifetime Value Added
-$166k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.