College ROI

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University of Hartford

West Hartford, CT 4,146 Undergrads 62.3% Grad Rate
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Total Cost
$64,729
Sticker Price
Avg Net Price
$30,282
After Aid
Median Earnings
$69,078
4yr Post-Grad

Vs. Peer Institutions

Net Price$30,282
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$69,078
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$60,823
Peer Midpoint: $53,763
Graduation Rate62.3%
Peer Midpoint: 58.9%
Average Starting Age20.2
Socio-Economic Diversity
Pell Grant Recipients32.2%
Enrollment Status
Full-Time95.2%
Economic Outcomes
Earn More than HS66.8%

Admissions Profile

Acceptance
95.8%
SAT Avg
1,219
SAT Reading
25th: 57059575th: 660
SAT Math
25th: 55058075th: 650
ACT Composite
25th: 242675th: 30

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$607k
+$140k
+$122k
Median Cost$30k/yr
+$498k
+$31k
+$13k
Full Cost$65k/yr
+$374k
-$93k
-$111k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$30k/yr
56
12%
Full Cost$65k/yr
Never
-47%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return2%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-63%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $49,747
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Median Debt
$12,000
Earnings (4yr)
$43,884
Natl Median: $44,125
Lifetime Value Added
-$68k
Median Debt
$12,000
Earnings (4yr)
-
Natl Median: $35,702
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$26,000
Earnings (4yr)
$84,114
Natl Median: $76,194
Lifetime Value Added
+$128k
Median Debt
$27,000
Earnings (4yr)
$82,172
Natl Median: $70,786
Lifetime Value Added
+$114k
Median Debt
$27,000
Earnings (4yr)
$60,715
Natl Median: $82,320
Lifetime Value Added
-$52k
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (5yr)
$38,467
Natl Median: $48,240
Lifetime Value Added
-$244k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$63,299
Natl Median: $57,214
Lifetime Value Added
-$31k
Median Debt
$26,677
Earnings (4yr)
$58,017
Natl Median: $68,257
Lifetime Value Added
-$74k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Civil Engineering
BachCIP: 1408
Median Debt
$25,125
Earnings (4yr)
$84,614
Natl Median: $86,517
Lifetime Value Added
+$132k
Median Debt
$26,374
Earnings (4yr)
$62,464
Natl Median: $56,359
Lifetime Value Added
-$38k
Median Debt
$27,000
Earnings (4yr)
$79,202
Natl Median: $92,374
Lifetime Value Added
+$91k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,742
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $109,015
Lifetime Value Added
N/A
Median Debt
$26,751
Earnings (4yr)
$60,807
Natl Median: $55,378
Lifetime Value Added
-$51k
Dance
BachCIP: 5003
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,980
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$51,607
Natl Median: $51,490
Lifetime Value Added
-$126k
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
$25,973
Earnings (4yr)
$97,268
Natl Median: $100,647
Lifetime Value Added
+$229k
Electrical/Electronic Engineering Technologies/Technicians
BachCIP: 1503
Median Debt
$27,000
Earnings (4yr)
$47,243
Natl Median: $84,599
Lifetime Value Added
-$163k
Electromechanical Technologies/Technicians
BachCIP: 1504
Median Debt
$27,000
Earnings (4yr)
$77,621
Natl Median: $84,304
Lifetime Value Added
+$79k
Median Debt
$27,000
Earnings (4yr)
$78,351
Natl Median: $89,359
Lifetime Value Added
+$84k
Median Debt
-
Earnings (4yr)
$38,589
Natl Median: $48,590
Lifetime Value Added
-$237k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$44,550
Natl Median: $43,765
Lifetime Value Added
-$186k
Median Debt
$27,000
Earnings (4yr)
$78,031
Natl Median: $83,343
Lifetime Value Added
+$82k
Median Debt
$27,000
Earnings (4yr)
$44,735
Natl Median: $41,367
Lifetime Value Added
-$184k
Median Debt
$26,974
Earnings (4yr)
$70,124
Natl Median: $75,399
Lifetime Value Added
+$21k
Median Debt
$27,000
Earnings (4yr)
$60,274
Natl Median: $61,296
Lifetime Value Added
-$55k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Insurance
BachCIP: 5217
Median Debt
-
Earnings (4yr)
$78,655
Natl Median: $88,472
Lifetime Value Added
+$87k
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$80,775
Natl Median: $53,072
Lifetime Value Added
+$103k
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,073
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$88,530
Natl Median: $92,135
Lifetime Value Added
+$162k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
$27,000
Earnings (4yr)
$43,700
Natl Median: $42,892
Lifetime Value Added
-$193k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (5yr)
$64,946
Natl Median: $63,293
Lifetime Value Added
-$28k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$49,642
Natl Median: $50,706
Lifetime Value Added
-$143k
Median Debt
$22,900
Earnings (4yr)
$104,301
Natl Median: $88,910
Lifetime Value Added
+$282k
Median Debt
$23,000
Earnings (4yr)
$78,761
Natl Median: $55,792
Lifetime Value Added
+$87k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$50,178
Natl Median: $52,657
Lifetime Value Added
-$138k
Median Debt
$27,000
Earnings (4yr)
$59,185
Natl Median: $50,499
Lifetime Value Added
-$64k
Median Debt
-
Earnings (2yr)
$37,208
Natl Median: $47,382
Lifetime Value Added
-$236k
Median Debt
$27,000
Earnings (5yr)
$59,156
Natl Median: $51,389
Lifetime Value Added
-$74k

Master's Degrees

Median Debt
$20,500
Earnings (4yr)
$109,816
Natl Median: $95,833
Lifetime Value Added
+$270k
Architecture
MastCIP: 0402
Median Debt
-
Earnings (4yr)
$76,853
Natl Median: $74,139
Lifetime Value Added
-$18k
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
$26,383
Earnings (4yr)
$126,408
Natl Median: $103,485
Lifetime Value Added
+$415k
Civil Engineering
MastCIP: 1408
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,323
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$57,727
Natl Median: $65,184
Lifetime Value Added
-$189k
Median Debt
-
Earnings (2yr)
$49,644
Natl Median: $71,953
Lifetime Value Added
-$247k
Median Debt
-
Earnings (4yr)
-
Natl Median: $133,654
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,215
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,629
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,486
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$50,963
Natl Median: $49,079
Lifetime Value Added
-$253k
Median Debt
$29,232
Earnings (4yr)
$87,953
Natl Median: $83,558
Lifetime Value Added
+$79k
Median Debt
-
Earnings (4yr)
-
Natl Median: $115,974
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
$19,227
Earnings (4yr)
$54,836
Natl Median: $48,285
Lifetime Value Added
-$216k
Median Debt
$30,750
Earnings (4yr)
$120,508
Natl Median: $120,193
Lifetime Value Added
+$363k
Median Debt
$53,000
Earnings (4yr)
$83,980
Natl Median: $71,416
Lifetime Value Added
+$44k
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Median Debt
$26,125
Earnings (4yr)
$53,014
Natl Median: $59,916
Lifetime Value Added
-$234k
Median Debt
-
Earnings (4yr)
$70,931
Natl Median: $63,707
Lifetime Value Added
-$70k

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $82,363
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$61,119
Natl Median: $65,509
Lifetime Value Added
-$78k

Doctoral Degrees

Median Debt
$122,364
Earnings (4yr)
$108,192
Natl Median: $99,878
Lifetime Value Added
+$46k
Median Debt
-
Earnings (2yr)
$101,072
Natl Median: $100,573
Lifetime Value Added
+$24k
Music
DocCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,592
Lifetime Value Added
N/A
Median Debt
$68,142
Earnings (4yr)
$86,906
Natl Median: $82,893
Lifetime Value Added
-$112k
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,168
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.