College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Ball State University

Muncie, IN 13,988 Undergrads 63.7% Grad Rate
School Website|Financial Calculator
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Total Cost
$26,787
Sticker Price
Avg Net Price
$13,877
After Aid
Median Earnings
$57,370
5yr Post-Grad

Vs. Peer Institutions

Net Price$13,877
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$57,370
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$56,674
Peer Midpoint: $58,891
Graduation Rate63.7%
Peer Midpoint: 58.9%
Average starting age (2015-17)20.6
Socio-Economic Diversity
Pell Grant Recipients39.6%
Enrollment Status
Full-Time93.1%
Economic Outcomes
Earn More than HS74.7%

Admissions Profile

Acceptance
85.5%
SAT Avg
1,160
SAT Reading
25th: 55059075th: 640
SAT Math
25th: 53057075th: 620
ACT Composite
25th: 202375th: 24

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$508k
+$38k
+$21k
Median Cost$14k/yr
+$458k
-$12k
-$29k
Full Cost$27k/yr
+$411k
-$59k
-$75k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
46
∞
Median Cost$14k/yr
Never
-57%
Full Cost$27k/yr
Never
-78%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-44%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-64%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Arts, Entertainment, and Media Management
CertCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,974
Lifetime Value Added
N/A
Biotechnology
CertCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,955
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,607
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,019
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
$15,250
Earnings (4yr)
$79,669
Natl Median: $65,389
Lifetime Value Added
+$300k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Median Debt
$12,000
Earnings (4yr)
$47,312
Natl Median: $44,125
Lifetime Value Added
-$4k
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Bachelor's Degrees

Median Debt
$19,000
Earnings (4yr)
$75,559
Natl Median: $76,194
Lifetime Value Added
+$124k
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Median Debt
-
Earnings (4yr)
$61,584
Natl Median: $70,786
Lifetime Value Added
+$15k
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Anthropology
BachCIP: 4502
Median Debt
$22,250
Earnings (4yr)
$44,371
Natl Median: $46,676
Lifetime Value Added
-$129k
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Architecture
BachCIP: 0402
Median Debt
$29,000
Earnings (5yr)
$68,143
Natl Median: $66,914
Lifetime Value Added
+$57k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $68,333
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,997
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,889
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$24,250
Earnings (4yr)
$55,097
Natl Median: $57,214
Lifetime Value Added
-$38k
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Median Debt
$22,298
Earnings (4yr)
$75,703
Natl Median: $68,257
Lifetime Value Added
+$125k
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Median Debt
$19,500
Earnings (4yr)
$67,141
Natl Median: $68,407
Lifetime Value Added
+$59k
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Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
$63,764
Natl Median: $65,120
Lifetime Value Added
+$33k
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Median Debt
-
Earnings (4yr)
$55,663
Natl Median: $66,874
Lifetime Value Added
-$33k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $49,429
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
-
Natl Median: $50,523
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
$20,000
Earnings (4yr)
$51,186
Natl Median: $56,359
Lifetime Value Added
-$71k
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Median Debt
$18,645
Earnings (4yr)
$61,677
Natl Median: $58,928
Lifetime Value Added
+$16k
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Median Debt
$20,500
Earnings (4yr)
$71,514
Natl Median: $83,742
Lifetime Value Added
+$93k
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Median Debt
$22,055
Earnings (4yr)
$90,239
Natl Median: $95,124
Lifetime Value Added
+$236k
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Median Debt
$19,691
Earnings (4yr)
$52,997
Natl Median: $55,378
Lifetime Value Added
-$56k
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Dance
BachCIP: 5003
Median Debt
-
Earnings (4yr)
$34,518
Natl Median: $39,980
Lifetime Value Added
-$214k
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Median Debt
$21,462
Earnings (4yr)
$53,514
Natl Median: $51,490
Lifetime Value Added
-$51k
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Median Debt
-
Earnings (4yr)
$55,768
Natl Median: $55,753
Lifetime Value Added
-$33k
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Median Debt
$21,985
Earnings (4yr)
$43,082
Natl Median: $39,775
Lifetime Value Added
-$140k
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Median Debt
-
Earnings (4yr)
$44,208
Natl Median: $51,642
Lifetime Value Added
-$130k
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Economics
BachCIP: 4506
Median Debt
$18,761
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
$20,284
Earnings (4yr)
$38,676
Natl Median: $48,590
Lifetime Value Added
-$178k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$17,442
Earnings (4yr)
$70,833
Natl Median: $83,343
Lifetime Value Added
+$88k
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Median Debt
$24,031
Earnings (4yr)
$42,594
Natl Median: $41,367
Lifetime Value Added
-$144k
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Median Debt
$17,750
Earnings (4yr)
$78,401
Natl Median: $75,399
Lifetime Value Added
+$146k
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Median Debt
-
Earnings (4yr)
$53,992
Natl Median: $57,853
Lifetime Value Added
-$47k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$21,500
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
Median Debt
$18,125
Earnings (4yr)
$56,078
Natl Median: $61,911
Lifetime Value Added
-$30k
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History
BachCIP: 5401
Median Debt
$18,250
Earnings (4yr)
$50,838
Natl Median: $50,680
Lifetime Value Added
-$74k
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Median Debt
$24,095
Earnings (4yr)
$44,705
Natl Median: $56,726
Lifetime Value Added
-$126k
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Median Debt
$21,644
Earnings (4yr)
$46,269
Natl Median: $48,568
Lifetime Value Added
-$112k
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Median Debt
$25,558
Earnings (4yr)
$75,822
Natl Median: $68,069
Lifetime Value Added
+$126k
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Insurance
BachCIP: 5217
Median Debt
-
Earnings (4yr)
$59,612
Natl Median: $88,472
Lifetime Value Added
-$993
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Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
$18,962
Earnings (4yr)
$49,456
Natl Median: $56,278
Lifetime Value Added
-$85k
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Median Debt
$29,249
Earnings (4yr)
$65,382
Natl Median: $66,387
Lifetime Value Added
+$45k
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Median Debt
$21,375
Earnings (4yr)
$57,249
Natl Median: $57,149
Lifetime Value Added
-$20k
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Median Debt
$19,500
Earnings (4yr)
$49,657
Natl Median: $53,072
Lifetime Value Added
-$84k
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Median Debt
$20,340
Earnings (4yr)
$78,566
Natl Median: $83,290
Lifetime Value Added
+$147k
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Median Debt
$13,250
Earnings (4yr)
$77,774
Natl Median: $86,176
Lifetime Value Added
+$141k
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Marketing
BachCIP: 5214
Median Debt
$19,528
Earnings (4yr)
$64,895
Natl Median: $69,303
Lifetime Value Added
+$42k
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$41,565
Natl Median: $69,562
Lifetime Value Added
-$138k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
$24,250
Earnings (4yr)
$37,997
Natl Median: $42,892
Lifetime Value Added
-$184k
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Median Debt
$15,531
Earnings (5yr)
$56,072
Natl Median: $55,012
Lifetime Value Added
-$39k
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Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$22,000
Earnings (4yr)
$58,953
Natl Median: $63,293
Lifetime Value Added
-$6k
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Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (4yr)
$48,421
Natl Median: $50,706
Lifetime Value Added
-$94k
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Median Debt
$21,375
Earnings (4yr)
$60,686
Natl Median: $63,560
Lifetime Value Added
+$8k
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Median Debt
$19,500
Earnings (4yr)
$47,737
Natl Median: $50,497
Lifetime Value Added
-$100k
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Real Estate
BachCIP: 5215
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,821
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$76,161
Natl Median: $88,910
Lifetime Value Added
+$129k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
$14,489
Earnings (4yr)
$51,294
Natl Median: $55,000
Lifetime Value Added
-$70k
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Social Work
BachCIP: 4407
Median Debt
$18,200
Earnings (4yr)
$50,321
Natl Median: $51,790
Lifetime Value Added
-$78k
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Sociology
BachCIP: 4511
Median Debt
$22,263
Earnings (4yr)
$38,857
Natl Median: $52,657
Lifetime Value Added
-$176k
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Median Debt
$21,625
Earnings (4yr)
$51,267
Natl Median: $50,499
Lifetime Value Added
-$70k
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Median Debt
$18,842
Earnings (4yr)
$47,584
Natl Median: $59,631
Lifetime Value Added
-$101k
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Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$23,560
Earnings (4yr)
$55,053
Natl Median: $54,562
Lifetime Value Added
-$38k
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Median Debt
$16,881
Earnings (4yr)
$48,344
Natl Median: $47,382
Lifetime Value Added
-$95k
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Median Debt
$20,500
Earnings (4yr)
$50,260
Natl Median: $51,389
Lifetime Value Added
-$79k
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Post-Baccalaureate Certificates

Median Debt
-
Earnings (5yr)
$90,706
Natl Median: $88,516
Lifetime Value Added
+$205k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $58,414
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$17,577
Earnings (4yr)
$80,463
Natl Median: $95,833
Lifetime Value Added
+$45k
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Anthropology
MastCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,276
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$69,582
Natl Median: $71,757
Lifetime Value Added
-$51k
Try this program with your own numbers →
Architecture
MastCIP: 0402
Median Debt
-
Earnings (5yr)
$79,514
Natl Median: $72,487
Lifetime Value Added
+$23k
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Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
$65,439
Natl Median: $69,830
Lifetime Value Added
-$88k
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Median Debt
$31,808
Earnings (4yr)
$120,992
Natl Median: $125,988
Lifetime Value Added
+$399k
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Chemistry
MastCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,937
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$76,617
Natl Median: $79,665
Lifetime Value Added
-$2k
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Median Debt
$36,996
Earnings (4yr)
$58,806
Natl Median: $65,184
Lifetime Value Added
-$150k
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Median Debt
-
Earnings (2yr)
$40,467
Natl Median: $71,953
Lifetime Value Added
-$311k
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Median Debt
$40,939
Earnings (4yr)
$63,638
Natl Median: $67,030
Lifetime Value Added
-$105k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $145,571
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$67,573
Natl Median: $63,399
Lifetime Value Added
-$69k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $70,073
Lifetime Value Added
N/A
Median Debt
$17,281
Earnings (4yr)
$58,421
Natl Median: $62,269
Lifetime Value Added
-$153k
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Median Debt
$35,095
Earnings (4yr)
$77,628
Natl Median: $71,685
Lifetime Value Added
+$20k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,079
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,784
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,463
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,496
Lifetime Value Added
N/A
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
$26,636
Earnings (4yr)
$111,444
Natl Median: $112,705
Lifetime Value Added
+$316k
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Journalism
MastCIP: 0904
Median Debt
-
Earnings (5yr)
$67,535
Natl Median: $69,034
Lifetime Value Added
-$81k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $70,306
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings (2yr)
$20,140
Natl Median: $48,285
Lifetime Value Added
-$524k
Try this program with your own numbers →
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,607
Lifetime Value Added
N/A
Physics
MastCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,478
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,681
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,850
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$55,296
Natl Median: $70,515
Lifetime Value Added
-$183k
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Median Debt
-
Earnings (4yr)
$76,893
Natl Median: $81,408
Lifetime Value Added
+$13k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $80,125
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$62,483
Natl Median: $75,972
Lifetime Value Added
-$115k
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Median Debt
$22,869
Earnings (4yr)
$117,260
Natl Median: $120,193
Lifetime Value Added
+$366k
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Median Debt
-
Earnings (5yr)
$65,497
Natl Median: $63,216
Lifetime Value Added
-$100k
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Sociology
MastCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,330
Lifetime Value Added
N/A
Median Debt
$32,921
Earnings (4yr)
$71,550
Natl Median: $64,397
Lifetime Value Added
-$34k
Try this program with your own numbers →
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$61,569
Natl Median: $62,033
Lifetime Value Added
-$124k
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Statistics
MastCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $123,816
Lifetime Value Added
N/A
Median Debt
$13,962
Earnings (4yr)
$59,019
Natl Median: $60,111
Lifetime Value Added
-$148k
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Median Debt
$22,836
Earnings (4yr)
$56,692
Natl Median: $59,916
Lifetime Value Added
-$170k
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Median Debt
$24,886
Earnings (4yr)
$66,242
Natl Median: $63,707
Lifetime Value Added
-$81k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A

Graduate Certificates

Biotechnology
Gr-CertCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,951
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$57,995
Natl Median: $103,299
Lifetime Value Added
-$70k
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Median Debt
-
Earnings (2yr)
$46,478
Natl Median: $65,509
Lifetime Value Added
-$194k
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Economics
Gr-CertCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $118,588
Lifetime Value Added
N/A
Education, General
Gr-CertCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,448
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$75,204
Natl Median: $86,288
Lifetime Value Added
+$104k
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Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $80,077
Lifetime Value Added
-$186k
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Music
Gr-CertCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,504
Lifetime Value Added
N/A
Public Administration
Gr-CertCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,022
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,095
Lifetime Value Added
N/A
Median Debt
$35,725
Earnings (4yr)
$65,194
Natl Median: $69,147
Lifetime Value Added
-$22k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $63,709
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,444
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,178
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
$60,607
Earnings (4yr)
$98,442
Natl Median: $99,878
Lifetime Value Added
+$33k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $88,343
Lifetime Value Added
N/A
Median Debt
$36,274
Earnings (5yr)
$127,637
Natl Median: $100,573
Lifetime Value Added
+$231k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,831
Lifetime Value Added
N/A
Music
DocCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,592
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $87,076
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,822
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.