College ROI

Smarter Choices, Brighter Futures
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Bellarmine University

Louisville, KY 2,161 Undergrads 65.0% Grad Rate
Share
Total Cost
$61,691
Sticker Price
Avg Net Price
$21,499
After Aid
Median Earnings
$64,564
4yr Post-Grad

Vs. Peer Institutions

Net Price$21,499
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$64,564
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$62,069
Peer Midpoint: $53,763
Graduation Rate65.0%
Peer Midpoint: 58.9%
Average Starting Age20.7
Socio-Economic Diversity
Pell Grant Recipients28.7%
Enrollment Status
Full-Time97.6%
Economic Outcomes
Earn More than HS81.3%

Admissions Profile

Acceptance
86.1%
SAT Avg
1,210
SAT Reading
25th: 51059575th: 630
SAT Math
25th: 52060075th: 620
ACT Composite
25th: 232475th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$572k
+$105k
+$88k
Median Cost$21k/yr
+$495k
+$28k
+$10k
Full Cost$62k/yr
+$350k
-$117k
-$134k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
Median Cost$21k/yr
56
13%
Full Cost$62k/yr
Never
-61%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-22%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-69%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (2yr)
$55,512
Natl Median: $76,194
Lifetime Value Added
-$44k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
$79,698
Natl Median: $70,786
Lifetime Value Added
+$126k
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,240
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$67,798
Natl Median: $57,214
Lifetime Value Added
+$25k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,000
Earnings (4yr)
$63,991
Natl Median: $68,257
Lifetime Value Added
+$6k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (5yr)
$61,519
Natl Median: $68,407
Lifetime Value Added
-$24k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$25,853
Earnings (4yr)
$50,665
Natl Median: $56,359
Lifetime Value Added
-$103k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Engineering
BachCIP: 1409
Median Debt
-
Earnings (4yr)
-
Natl Median: $109,015
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$25,990
Earnings (4yr)
$51,527
Natl Median: $55,378
Lifetime Value Added
-$95k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$49,331
Natl Median: $82,686
Lifetime Value Added
-$97k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (4yr)
$45,612
Natl Median: $48,590
Lifetime Value Added
-$145k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (4yr)
$84,262
Natl Median: $83,343
Lifetime Value Added
+$161k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (2yr)
$23,579
Natl Median: $42,892
Lifetime Value Added
-$328k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$25,226
Earnings (4yr)
$52,228
Natl Median: $63,293
Lifetime Value Added
-$90k
Psychology, General
BachCIP: 4201
Median Debt
$25,990
Earnings (4yr)
$53,413
Natl Median: $50,706
Lifetime Value Added
-$80k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,000
Earnings (4yr)
$82,814
Natl Median: $88,910
Lifetime Value Added
+$150k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,792
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
$27,000
Earnings (5yr)
$45,601
Natl Median: $50,499
Lifetime Value Added
-$153k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,841
Earnings (4yr)
$61,841
Natl Median: $54,562
Lifetime Value Added
-$11k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$43,808
Natl Median: $47,382
Lifetime Value Added
-$161k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Accounting and Related Services
PB-CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,165
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
PB-CertCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,018
Lifetime Value Added
N/A

Master's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $127,347
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$26,735
Earnings (4yr)
$89,391
Natl Median: $103,485
Lifetime Value Added
+$108k
Business/Commerce, General
MastCIP: 5201
Median Debt
-
Earnings (5yr)
$103,952
Natl Median: $125,988
Lifetime Value Added
+$218k
Clinical/Medical Laboratory Science/Research and Allied Professions
MastCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,984
Lifetime Value Added
N/A
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Computer Software and Media Applications
MastCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,083
Lifetime Value Added
N/A
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (4yr)
$71,227
Natl Median: $71,685
Lifetime Value Added
-$51k
Health Services/Allied Health/Health Sciences, General
MastCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,149
Lifetime Value Added
N/A
Radio, Television, and Digital Communication
MastCIP: 0907
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,972
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (4yr)
$107,394
Natl Median: $120,193
Lifetime Value Added
+$265k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Taxation
MastCIP: 5216
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,810
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$25,137
Earnings (4yr)
$54,573
Natl Median: $59,916
Lifetime Value Added
-$203k

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$136,158
Earnings (4yr)
$81,343
Natl Median: $82,893
Lifetime Value Added
-$122k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.