College ROI

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Bloomfield College of Montclair State University

Bloomfield, NJ 781 Undergrads 39.9% Grad Rate
Share
Total Cost
$27,940
Sticker Price
Avg Net Price
$13,249
After Aid
Median Earnings
$63,035
5yr Post-Grad

Vs. Peer Institutions

Net Price$13,249
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$63,035
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$63,846
Peer Midpoint: $58,891
Graduation Rate39.9%
Peer Midpoint: 58.9%
Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.
Average starting age (2015-17)21.2
Socio-Economic Diversity
Pell Grant Recipients71.1%
Enrollment Status
Full-Time88.9%
Economic Outcomes
Earn More than HS70.3%

Admissions Profile

Acceptance
69.7%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$553k
+$83k
+$67k
Median Cost$13k/yr
+$505k
+$35k
+$19k
Full Cost$28k/yr
+$453k
-$18k
-$34k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
35
∞
Median Cost$13k/yr
50
40%
Full Cost$28k/yr
Never
-34%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return33%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-45%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203

Earnings shared by 2 campuses, which report as one program.

Median Debt
$21,500
Earnings (4yr)
$84,906
Natl Median: $76,194
Lifetime Value Added
+$198k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601

Earnings shared by 2 campuses, which report as one program.

Median Debt
$19,614
Earnings (4yr)
$67,541
Natl Median: $57,214
Lifetime Value Added
+$65k
Business Administration, Management and Operations
BachCIP: 5202

Earnings shared by 2 campuses, which report as one program.

Median Debt
$18,750
Earnings (4yr)
$68,235
Natl Median: $68,257
Lifetime Value Added
+$70k
Chemistry
BachCIP: 4005

Earnings shared by 2 campuses, which report as one program.

Median Debt
$27,000
Earnings (4yr)
$74,401
Natl Median: $65,120
Lifetime Value Added
+$117k
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901

Earnings shared by 2 campuses, which report as one program.

Median Debt
$19,500
Earnings (4yr)
$59,247
Natl Median: $56,359
Lifetime Value Added
-$2k
Computer and Information Sciences, General
BachCIP: 1101

Earnings shared by 2 campuses, which report as one program.

Median Debt
$19,500
Earnings (4yr)
$79,692
Natl Median: $92,374
Lifetime Value Added
+$158k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,587
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301

Earnings shared by 2 campuses, which report as one program.

Median Debt
$20,625
Earnings (4yr)
$45,337
Natl Median: $48,590
Lifetime Value Added
-$118k
History
BachCIP: 5401

Earnings shared by 2 campuses, which report as one program.

Median Debt
$19,500
Earnings (4yr)
$52,160
Natl Median: $50,680
Lifetime Value Added
-$60k
Journalism
BachCIP: 0904

Earnings shared by 2 campuses, which report as one program.

Median Debt
$20,000
Earnings (4yr)
$53,579
Natl Median: $56,278
Lifetime Value Added
-$48k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099

Earnings shared by 2 campuses, which report as one program.

Median Debt
$18,750
Earnings (4yr)
$58,236
Natl Median: $55,693
Lifetime Value Added
-$10k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510

Earnings shared by 2 campuses, which report as one program.

Median Debt
$18,625
Earnings (4yr)
$60,984
Natl Median: $63,293
Lifetime Value Added
+$12k
Psychology, General
BachCIP: 4201

Earnings shared by 2 campuses, which report as one program.

Median Debt
$19,500
Earnings (4yr)
$48,464
Natl Median: $50,706
Lifetime Value Added
-$91k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138

Earnings shared by 2 campuses, which report as one program.

Median Debt
$25,000
Earnings (4yr)
$109,167
Natl Median: $88,910
Lifetime Value Added
+$383k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Sociology
BachCIP: 4511

Earnings shared by 2 campuses, which report as one program.

Median Debt
$23,750
Earnings (4yr)
$52,053
Natl Median: $52,657
Lifetime Value Added
-$61k
Visual and Performing Arts, General
BachCIP: 5001

Earnings shared by 2 campuses, which report as one program.

Median Debt
$26,393
Earnings (4yr)
$41,156
Natl Median: $41,688
Lifetime Value Added
-$154k

Master's Degrees

Accounting and Related Services
MastCIP: 5203

Earnings shared by 2 campuses, which report as one program.

Median Debt
-
Earnings (5yr)
$107,076
Natl Median: $95,833
Lifetime Value Added
+$260k
Education, General
MastCIP: 1301

Earnings shared by 2 campuses, which report as one program.

Median Debt
$25,107
Earnings (4yr)
$65,095
Natl Median: $65,824
Lifetime Value Added
-$90k
Special Education and Teaching
MastCIP: 1310

Earnings shared by 2 campuses, which report as one program.

Median Debt
-
Earnings (4yr)
$75,657
Natl Median: $64,397
Lifetime Value Added
+$4k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.