College ROI

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Bloomfield College of Montclair State University

Bloomfield, NJ 781 Undergrads 41.5% Grad Rate
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Total Cost
$42,035
Sticker Price
Avg Net Price
$28,014
After Aid
Median Earnings
$61,351
4yr Post-Grad

Vs. Peer Institutions

Net Price$28,014
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$61,351
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$61,415
Peer Midpoint: $53,763
Graduation Rate41.5%
Peer Midpoint: 58.9%
Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.
Average Starting Age21.2
Socio-Economic Diversity
Pell Grant Recipients69.8%
Enrollment Status
Full-Time88.9%
Economic Outcomes
Earn More than HS73.5%

Admissions Profile

Acceptance
69.7%
SAT Avg
-
SAT Reading
25th: -46175th: -
SAT Math
25th: -48075th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$547k
+$80k
+$62k
Median Cost$28k/yr
+$446k
-$21k
-$39k
Full Cost$42k/yr
+$395k
-$72k
-$89k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$28k/yr
Never
-38%
Full Cost$42k/yr
Never
-59%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-16%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-64%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Bachelor's Degrees

Median Debt
$19,500
Earnings (4yr)
$84,906
Natl Median: $76,194
Lifetime Value Added
+$143k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$23,486
Earnings (4yr)
$67,541
Natl Median: $57,214
Lifetime Value Added
+$10k
Median Debt
$20,000
Earnings (4yr)
$68,235
Natl Median: $68,257
Lifetime Value Added
+$15k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
$74,401
Natl Median: $65,120
Lifetime Value Added
+$62k
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
$21,500
Earnings (4yr)
$59,247
Natl Median: $56,359
Lifetime Value Added
-$56k
Median Debt
$21,500
Earnings (4yr)
$79,692
Natl Median: $92,374
Lifetime Value Added
+$103k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,587
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
$23,125
Earnings (4yr)
$45,337
Natl Median: $48,590
Lifetime Value Added
-$171k
History
BachCIP: 5401
Median Debt
$21,500
Earnings (4yr)
$52,160
Natl Median: $50,680
Lifetime Value Added
-$114k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
$53,579
Natl Median: $56,278
Lifetime Value Added
-$102k
Median Debt
$22,250
Earnings (4yr)
$58,236
Natl Median: $55,693
Lifetime Value Added
-$64k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
$23,500
Earnings (4yr)
$60,984
Natl Median: $63,293
Lifetime Value Added
-$42k
Psychology, General
BachCIP: 4201
Median Debt
$20,500
Earnings (4yr)
$48,464
Natl Median: $50,706
Lifetime Value Added
-$144k
Median Debt
-
Earnings (4yr)
$109,167
Natl Median: $88,910
Lifetime Value Added
+$328k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$22,250
Earnings (4yr)
$52,053
Natl Median: $52,657
Lifetime Value Added
-$114k
Median Debt
-
Earnings (4yr)
$41,156
Natl Median: $41,688
Lifetime Value Added
-$207k

Master's Degrees

Median Debt
-
Earnings (5yr)
$110,692
Natl Median: $95,833
Lifetime Value Added
+$263k
Education, General
MastCIP: 1301
Median Debt
$28,660
Earnings (4yr)
$65,095
Natl Median: $65,824
Lifetime Value Added
-$118k
Median Debt
-
Earnings (4yr)
$75,657
Natl Median: $64,397
Lifetime Value Added
-$25k

Graduate Certificates

Median Debt
-
Earnings (5yr)
$67,891
Natl Median: $67,891
Lifetime Value Added
-$22k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.