College ROI

Smarter Choices, Brighter Futures
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Catawba College

Salisbury, NC 1,127 Undergrads 58.0% Grad Rate
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Total Cost
$47,866
Sticker Price
Avg Net Price
$18,210
After Aid
Median Earnings
$48,793
10yr Post-Entry

Vs. Peer Institutions

Net Price$18,210
Peer Midpoint: $19,729.5
Earnings (10yr)$48,793
Peer Midpoint: $53,747
Graduation Rate58.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients39.3%
Enrollment Status
Full-Time94.8%
Economic Outcomes
Earn More than HS61.7%

Admissions Profile

Acceptance
77.7%
SAT Avg
1,136
SAT Reading
25th: 50053575th: 593
SAT Math
25th: 51053575th: 593
ACT Composite
25th: 202275th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$427k
+$31k
-$57k
Median Cost$18k/yr
+$362k
-$34k
-$122k
Full Cost$48k/yr
+$255k
-$141k
-$229k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$18k/yr
Never
-187%
Full Cost$48k/yr
Never
-133%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-146%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-98%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$25,863
Earnings (5yr)
$40,337
Lifetime Value Added
-$185k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$23,250
Earnings (5yr)
$64,539
Lifetime Value Added
+$12k
Communication and Media Studies
BachCIP: 0901
Median Debt
$24,625
Earnings (2yr)
$33,993
Lifetime Value Added
-$221k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,000
Earnings (5yr)
$45,156
Lifetime Value Added
-$145k
Music
BachCIP: 5009
Median Debt
$27,000
Earnings (5yr)
$36,393
Lifetime Value Added
-$219k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$19,000
Earnings (5yr)
$42,235
Lifetime Value Added
-$169k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (2yr)
$23,693
Lifetime Value Added
-$315k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.