College ROI

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College of Our Lady of the Elms

Chicopee, MA 949 Undergrads 73.4% Grad Rate
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Total Cost
$54,027
Sticker Price
Avg Net Price
$17,545
After Aid
Median Earnings
$64,421
4yr Post-Grad

Vs. Peer Institutions

Net Price$17,545
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$64,421
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$51,540
Peer Midpoint: $53,763
Graduation Rate73.4%
Peer Midpoint: 58.9%
Average Starting Age26.0
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients47.0%
Enrollment Status
Full-Time90.8%
Economic Outcomes
Earn More than HS85.0%

Admissions Profile

Acceptance
85.3%
SAT Avg
-
SAT Reading
25th: -56875th: -
SAT Math
25th: -55575th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$571k
+$104k
+$86k
Median Cost$18k/yr
+$508k
+$41k
+$23k
Full Cost$54k/yr
+$376k
-$91k
-$108k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
∞
Median Cost$18k/yr
50
37%
Full Cost$54k/yr
Never
-56%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-12%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-65%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $80,020
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $40,082
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (5yr)
$67,815
Natl Median: $76,194
Lifetime Value Added
+$39k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$41,831
Natl Median: $58,928
Lifetime Value Added
-$163k
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$56,168
Natl Median: $55,378
Lifetime Value Added
-$43k
Education, General
BachCIP: 1301
Median Debt
$22,250
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$62,641
Natl Median: $58,716
Lifetime Value Added
+$9k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $69,303
Lifetime Value Added
-$180k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,532
Lifetime Value Added
N/A
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,959
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,493
Earnings (4yr)
$46,976
Natl Median: $50,706
Lifetime Value Added
-$119k
Median Debt
$20,907
Earnings (4yr)
$97,773
Natl Median: $88,910
Lifetime Value Added
+$278k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$28,250
Earnings (4yr)
$60,938
Natl Median: $51,790
Lifetime Value Added
-$4k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Median Debt
$12,500
Earnings (4yr)
$36,174
Natl Median: $63,593
Lifetime Value Added
-$326k

Master's Degrees

Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$81,908
Natl Median: $96,656
Lifetime Value Added
+$35k
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,030
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,694
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
$38,151
Earnings (4yr)
$68,582
Natl Median: $64,397
Lifetime Value Added
-$67k

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $70,138
Lifetime Value Added
N/A
Education, Other
Gr-CertCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,921
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.