College ROI

Smarter Choices, Brighter Futures
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College of Saint Benedict

Saint Joseph, MN 1,370 Undergrads 77.7% Grad Rate
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Total Cost
$68,453
Sticker Price
Avg Net Price
$26,640
After Aid
Median Earnings
$63,895
4yr Post-Grad

Vs. Peer Institutions

Net Price$26,640
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$63,895
Peer Midpoint: $60,428
Graduation Rate77.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients19.5%
Enrollment Status
Full-Time99.3%
Economic Outcomes
Earn More than HS87.3%

Admissions Profile

Acceptance
91.5%
SAT Avg
1,151
SAT Reading
25th: 56559575th: 643
SAT Math
25th: 48357075th: 590
ACT Composite
25th: 202475th: 27

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$567k
+$100k
+$82k
Median Cost$27k/yr
+$471k
+$4k
-$14k
Full Cost$68k/yr
+$320k
-$147k
-$164k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
Median Cost$27k/yr
Never
-14%
Full Cost$68k/yr
Never
-67%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-33%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-74%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$26,323
Earnings (4yr)
$87,159
Natl Median: $76,194
Lifetime Value Added
+$165k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$23,307
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biological and Physical Sciences
BachCIP: 3001
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$23,965
Earnings (4yr)
$60,050
Natl Median: $57,214
Lifetime Value Added
-$44k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$78,901
Natl Median: $68,257
Lifetime Value Added
+$102k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,429
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (4yr)
$64,430
Natl Median: $56,359
Lifetime Value Added
-$9k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (4yr)
$51,753
Natl Median: $48,590
Lifetime Value Added
-$112k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $69,562
Lifetime Value Added
-$134k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Natural Sciences
BachCIP: 3018
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,935
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
$26,250
Earnings (4yr)
$61,790
Natl Median: $60,053
Lifetime Value Added
-$30k
Peace Studies and Conflict Resolution
BachCIP: 3005
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,114
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (4yr)
$64,777
Natl Median: $63,293
Lifetime Value Added
-$7k
Psychology, General
BachCIP: 4201
Median Debt
$26,816
Earnings (4yr)
$57,475
Natl Median: $50,706
Lifetime Value Added
-$65k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (4yr)
$84,492
Natl Median: $88,910
Lifetime Value Added
+$144k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings (4yr)
$64,449
Natl Median: $48,471
Lifetime Value Added
-$9k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$56,210
Natl Median: $55,000
Lifetime Value Added
-$84k
Social Sciences, General
BachCIP: 4501
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,943
Earnings (4yr)
$51,487
Natl Median: $47,382
Lifetime Value Added
-$114k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A

Master's Degrees

Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.