Concordia College at Moorhead

Moorhead, MN 1,829 Undergrads 71.8% Grad Rate

School Website|Financial Calculator

Total Cost

$45,942

Sticker Price

Avg Net Price

$24,902

After Aid

Median Earnings

$56,802

4yr Post-Grad

Vs. Peer Institutions

Net Price$24,902

Peer Midpoint: $20,081

Earnings (4yr Post-Grad)Completers only after graduation

$56,802

Peer Midpoint: $60,428

Earnings (10yr Post-Enroll)All enrolled after enrollment

$59,317

Peer Midpoint: $53,763

Graduation Rate71.8%

Peer Midpoint: 58.9%

Average Starting Age19.6

Socio-Economic Diversity

Pell Grant Recipients20.0%

Enrollment Status

Full-Time97.6%

Economic Outcomes

Earn More than HS82.0%

Admissions Profile

Acceptance

62.6%

SAT Avg

1,190

SAT Reading

25th: -59575th: -

SAT Math

25th: -55475th: -

ACT Composite

25th: 212375th: 26

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$510k

+$43k

+$25k

Median Cost$25k/yr

+$420k

-$47k

-$64k

Full Cost$46k/yr

+$344k

-$122k

-$140k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$25k/yr

Never

-72%

Full Cost$46k/yr

Never

-85%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-62%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-77%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services

BachCIP: 5203

Median Debt

$24,193

Earnings (4yr)

$82,771

Natl Median: $76,194

Lifetime Value Added

+$137k

Applied Mathematics

BachCIP: 2703

Median Debt

Earnings (4yr)

Natl Median: $91,532

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

$26,250

Earnings (4yr)

$65,025

Natl Median: $57,214

Lifetime Value Added

+$2k

Business Administration, Management and Operations

BachCIP: 5202

Median Debt

$25,750

Earnings (4yr)

$63,910

Natl Median: $68,257

Lifetime Value Added

-$7k

Chemistry

BachCIP: 4005

Median Debt

$27,000

Earnings (5yr)

$62,196

Natl Median: $65,120

Lifetime Value Added

-$30k

Classics and Classical Languages, Literatures, and Linguistics

BachCIP: 1612

Median Debt

Earnings (4yr)

Natl Median: $49,429

Lifetime Value Added

N/A

Communication and Media Studies

BachCIP: 0901

Median Debt

$24,751

Earnings (4yr)

$52,248

Natl Median: $56,359

Lifetime Value Added

-$102k

Computer Science

BachCIP: 1107

Median Debt

Earnings (4yr)

Natl Median: $107,009

Lifetime Value Added

N/A

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (2yr)

$31,670

Natl Median: $39,775

Lifetime Value Added

-$267k

East Asian Languages, Literatures, and Linguistics

BachCIP: 1603

Median Debt

Earnings (4yr)

Natl Median: $51,642

Lifetime Value Added

N/A

Education, General

BachCIP: 1301

Median Debt

Earnings (4yr)

Natl Median: $49,808

Lifetime Value Added

N/A

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (5yr)

$53,167

Natl Median: $48,590

Lifetime Value Added

-$103k

Finance and Financial Management Services

BachCIP: 5208

Median Debt

Earnings (4yr)

Natl Median: $83,343

Lifetime Value Added

N/A

Fine and Studio Arts

BachCIP: 5007

Median Debt

$27,000

Earnings (5yr)

$39,982

Natl Median: $41,367

Lifetime Value Added

-$212k

Germanic Languages, Literatures, and Linguistics

BachCIP: 1605

Median Debt

Earnings (4yr)

Natl Median: $55,459

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (2yr)

$24,615

Natl Median: $50,680

Lifetime Value Added

-$331k

International Business

BachCIP: 5211

Median Debt

Earnings (4yr)

Natl Median: $73,201

Lifetime Value Added

N/A

International/Globalization Studies

BachCIP: 3020

Median Debt

$27,000

Earnings (4yr)

$45,904

Natl Median: $59,972

Lifetime Value Added

-$155k

Journalism

BachCIP: 0904

Median Debt

Earnings (4yr)

Natl Median: $56,278

Lifetime Value Added

N/A

Mathematics

BachCIP: 2701

Median Debt

$24,187

Earnings (5yr)

$69,504

Natl Median: $69,562

Lifetime Value Added

+$26k

Museology/Museum Studies

BachCIP: 3014

Median Debt

Earnings (4yr)

Natl Median: $36,787

Lifetime Value Added

N/A

Music

BachCIP: 5009

Median Debt

$27,000

Earnings (4yr)

$35,351

Natl Median: $42,892

Lifetime Value Added

-$246k

Natural Resources Conservation and Research

BachCIP: 0301

Median Debt

Earnings (2yr)

$36,141

Natl Median: $55,012

Lifetime Value Added

-$226k

Natural Sciences

BachCIP: 3018

Median Debt

Earnings (4yr)

Natl Median: $57,935

Lifetime Value Added

N/A

Neurobiology and Neurosciences

BachCIP: 2615

Median Debt

Earnings (4yr)

Natl Median: $62,451

Lifetime Value Added

N/A

Nutrition Sciences

BachCIP: 3019

Median Debt

Earnings (4yr)

Natl Median: $60,053

Lifetime Value Added

N/A

Philosophy

BachCIP: 3801

Median Debt

Earnings (4yr)

Natl Median: $54,455

Lifetime Value Added

N/A

Physics

BachCIP: 4008

Median Debt

Earnings (4yr)

Natl Median: $76,786

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

$26,000

Earnings (4yr)

$48,014

Natl Median: $63,293

Lifetime Value Added

-$137k

Psychology, General

BachCIP: 4201

Median Debt

$26,000

Earnings (4yr)

$44,399

Natl Median: $50,706

Lifetime Value Added

-$168k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

$27,000

Earnings (4yr)

$83,452

Natl Median: $88,910

Lifetime Value Added

+$143k

Religion/Religious Studies

BachCIP: 3802

Median Debt

Earnings (4yr)

Natl Median: $41,390

Lifetime Value Added

N/A

Romance Languages, Literatures, and Linguistics

BachCIP: 1609

Median Debt

$27,000

Earnings (4yr)

$53,732

Natl Median: $55,000

Lifetime Value Added

-$89k

Social Work

BachCIP: 4407

Median Debt

$27,000

Earnings (5yr)

$57,260

Natl Median: $51,790

Lifetime Value Added

-$70k

Sociology

BachCIP: 4511

Median Debt

Earnings (2yr)

$38,289

Natl Median: $52,657

Lifetime Value Added

-$207k

Sports, Kinesiology, and Physical Education/Fitness

BachCIP: 3105

Median Debt

Earnings (4yr)

$50,597

Natl Median: $54,562

Lifetime Value Added

-$115k

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

$27,000

Earnings (4yr)

$49,551

Natl Median: $47,382

Lifetime Value Added

-$124k

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

$27,000

Earnings (4yr)

$51,840

Natl Median: $51,389

Lifetime Value Added

-$105k

Master's Degrees

Dietetics and Clinical Nutrition Services

MastCIP: 5131

Median Debt

Earnings (4yr)

Natl Median: $62,269

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Subject Areas

MastCIP: 1313

Median Debt

Earnings (4yr)

Natl Median: $63,707

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.