College ROI

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Concordia College at Moorhead

Moorhead, MN 1,829 Undergrads 70.4% Grad Rate
Share
Total Cost
$47,621
Sticker Price
Avg Net Price
$22,280
After Aid
Median Earnings
$58,699
5yr Post-Grad

Vs. Peer Institutions

Net Price$22,280
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$58,699
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$62,622
Peer Midpoint: $58,891
Graduation Rate70.4%
Peer Midpoint: 58.9%
Average Starting Age19.6
Socio-Economic Diversity
Pell Grant Recipients23.2%
Enrollment Status
Full-Time97.6%
Economic Outcomes
Earn More than HS80.6%

Admissions Profile

Acceptance
62.6%
SAT Avg
1,190
SAT Reading
25th: -59575th: -
SAT Math
25th: -55475th: -
ACT Composite
25th: 212375th: 26

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$518k
+$48k
+$32k
Median Cost$22k/yr
+$438k
-$32k
-$48k
Full Cost$48k/yr
+$347k
-$123k
-$139k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
42
∞
Median Cost$22k/yr
Never
-60%
Full Cost$48k/yr
Never
-81%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-57%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-77%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$82,771
Natl Median: $76,194
Lifetime Value Added
+$149k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$24,500
Earnings (4yr)
$65,025
Natl Median: $57,214
Lifetime Value Added
+$12k
Median Debt
$26,375
Earnings (4yr)
$63,910
Natl Median: $68,257
Lifetime Value Added
+$3k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$34,704
Natl Median: $65,120
Lifetime Value Added
-$230k
Median Debt
$25,000
Earnings (4yr)
$52,248
Natl Median: $56,359
Lifetime Value Added
-$92k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$31,670
Natl Median: $39,775
Lifetime Value Added
-$258k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,642
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
$24,594
Earnings (5yr)
$54,854
Natl Median: $48,590
Lifetime Value Added
-$79k
Median Debt
$23,406
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$45,162
Natl Median: $41,367
Lifetime Value Added
-$160k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (2yr)
$24,615
Natl Median: $50,680
Lifetime Value Added
-$322k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
$45,904
Natl Median: $59,972
Lifetime Value Added
-$146k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$65,394
Natl Median: $69,562
Lifetime Value Added
+$5k
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,787
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
$35,351
Natl Median: $42,892
Lifetime Value Added
-$237k
Median Debt
-
Earnings (2yr)
$36,141
Natl Median: $55,012
Lifetime Value Added
-$217k
Natural Sciences
BachCIP: 3018
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,935
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,451
Lifetime Value Added
N/A
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,053
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$48,014
Natl Median: $63,293
Lifetime Value Added
-$128k
Psychology, General
BachCIP: 4201
Median Debt
$26,961
Earnings (4yr)
$44,399
Natl Median: $50,706
Lifetime Value Added
-$159k
Median Debt
$22,500
Earnings (4yr)
$83,452
Natl Median: $88,910
Lifetime Value Added
+$154k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$53,732
Natl Median: $55,000
Lifetime Value Added
-$80k
Social Work
BachCIP: 4407
Median Debt
-
Earnings (5yr)
$55,006
Natl Median: $51,790
Lifetime Value Added
-$78k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $52,657
Lifetime Value Added
-$198k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
$50,597
Natl Median: $54,562
Lifetime Value Added
-$106k
Median Debt
$24,187
Earnings (4yr)
$49,551
Natl Median: $47,382
Lifetime Value Added
-$115k
Median Debt
$27,000
Earnings (4yr)
$51,840
Natl Median: $51,389
Lifetime Value Added
-$96k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $62,269
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.