College ROI

Smarter Choices, Brighter Futures
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Concordia University Texas

Austin, TX 1,185 Undergrads 42.4% Grad Rate
Share
Total Cost
$53,020
Sticker Price
Avg Net Price
$23,131
After Aid
Median Earnings
$64,701
4yr Post-Grad

Vs. Peer Institutions

Net Price$23,131
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$64,701
Peer Midpoint: $60,428
Graduation Rate42.4%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients40.6%
Enrollment Status
Full-Time86.1%
Economic Outcomes
Earn More than HS76.3%

Admissions Profile

Acceptance
91.3%
SAT Avg
-
SAT Reading
25th: -51375th: -
SAT Math
25th: -50575th: -
ACT Composite
25th: -2075th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$573k
+$106k
+$89k
Median Cost$23k/yr
+$490k
+$23k
+$5k
Full Cost$53k/yr
+$382k
-$85k
-$102k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
Median Cost$23k/yr
60
6%
Full Cost$53k/yr
Never
-54%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-8%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-64%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$25,564
Earnings (2yr)
$27,476
Natl Median: $57,214
Lifetime Value Added
-$298k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,292
Earnings (4yr)
$70,668
Natl Median: $68,257
Lifetime Value Added
+$51k
Business/Commerce, General
BachCIP: 5201
Median Debt
$37,500
Earnings (4yr)
$78,414
Natl Median: $68,407
Lifetime Value Added
+$111k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (5yr)
$49,486
Natl Median: $56,359
Lifetime Value Added
-$126k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (2yr)
$54,713
Natl Median: $107,009
Lifetime Value Added
-$57k
Criminology
BachCIP: 4504
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,556
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (5yr)
$73,320
Natl Median: $58,716
Lifetime Value Added
+$61k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $68,069
Lifetime Value Added
-$121k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$28,535
Earnings (4yr)
$52,691
Natl Median: $53,072
Lifetime Value Added
-$92k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, Other
BachCIP: 4299
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,748
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$20,325
Earnings (4yr)
$79,891
Natl Median: $88,910
Lifetime Value Added
+$122k
Religious Education
BachCIP: 3904
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,633
Lifetime Value Added
N/A
Social Sciences, Other
BachCIP: 4599
Median Debt
-
Earnings (5yr)
$51,381
Natl Median: $56,812
Lifetime Value Added
-$111k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$24,990
Earnings (4yr)
$47,224
Natl Median: $54,562
Lifetime Value Added
-$137k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
$52,748
Natl Median: $47,382
Lifetime Value Added
-$91k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$41,000
Earnings (4yr)
$98,611
Natl Median: $103,485
Lifetime Value Added
+$186k
Education, General
MastCIP: 1301
Median Debt
$34,366
Earnings (4yr)
$68,531
Natl Median: $65,824
Lifetime Value Added
-$78k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (4yr)
$103,575
Natl Median: $120,193
Lifetime Value Added
+$229k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.