College ROI

Smarter Choices, Brighter Futures
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Culver-Stockton College

Canton, MO 807 Undergrads 54.0% Grad Rate
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Total Cost
$44,112
Sticker Price
Avg Net Price
$21,983
After Aid
Median Earnings
$48,225
4yr Post-Grad

Vs. Peer Institutions

Net Price$21,983
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$48,225
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$46,092
Peer Midpoint: $53,763
Graduation Rate54.0%
Peer Midpoint: 58.9%
Average Starting Age20.4
Socio-Economic Diversity
Pell Grant Recipients39.5%
Enrollment Status
Full-Time96.5%
Economic Outcomes
Earn More than HS71.4%

Admissions Profile

Acceptance
99.1%
SAT Avg
-
SAT Reading
25th: -52575th: -
SAT Math
25th: -50075th: -
ACT Composite
25th: -2275th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$439k
-$28k
-$46k
Median Cost$22k/yr
+$360k
-$107k
-$125k
Full Cost$44k/yr
+$280k
-$187k
-$204k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$22k/yr
Never
-158%
Full Cost$44k/yr
Never
-129%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-138%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-95%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$23,250
Earnings (4yr)
$64,270
Natl Median: $76,194
Lifetime Value Added
+$6k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,240
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
$50,742
Natl Median: $68,257
Lifetime Value Added
-$104k
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$45,287
Natl Median: $55,378
Lifetime Value Added
-$150k
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
$22,000
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$42,880
Natl Median: $61,911
Lifetime Value Added
-$170k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$45,007
Natl Median: $53,072
Lifetime Value Added
-$160k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,959
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$25,000
Earnings (4yr)
$37,472
Natl Median: $50,706
Lifetime Value Added
-$217k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,560
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$69,713
Natl Median: $88,910
Lifetime Value Added
+$48k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (5yr)
$48,772
Natl Median: $54,562
Lifetime Value Added
-$128k
Median Debt
$27,000
Earnings (4yr)
$39,912
Natl Median: $47,382
Lifetime Value Added
-$196k
Median Debt
$27,750
Earnings (4yr)
$39,884
Natl Median: $51,389
Lifetime Value Added
-$196k

Master's Degrees

Median Debt
-
Earnings (4yr)
$71,752
Natl Median: $95,833
Lifetime Value Added
-$48k
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.