College ROI

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Fitchburg State University

Fitchburg, MA 2,752 Undergrads 57.8% Grad Rate
Share
Total Cost
$26,437
Sticker Price
Avg Net Price
$13,803
After Aid
Median Earnings
$61,637
5yr Post-Grad

Vs. Peer Institutions

Net Price$13,803
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$61,637
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$63,428
Peer Midpoint: $58,891
Graduation Rate57.8%
Peer Midpoint: 58.9%
Average Starting Age21.5
Socio-Economic Diversity
Pell Grant Recipients39.8%
Enrollment Status
Full-Time81.3%
Economic Outcomes
Earn More than HS76.7%

Admissions Profile

Acceptance
86.9%
SAT Avg
1,150
SAT Reading
25th: 54054075th: 620
SAT Math
25th: 52054075th: 610
ACT Composite
25th: -2275th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$542k
+$72k
+$56k
Median Cost$14k/yr
+$492k
+$22k
+$6k
Full Cost$26k/yr
+$447k
-$23k
-$40k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
∞
Median Cost$14k/yr
59
12%
Full Cost$26k/yr
Never
-42%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return20%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-47%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$20,165
Earnings (4yr)
$65,991
Natl Median: $57,214
Lifetime Value Added
+$50k
Median Debt
$19,519
Earnings (4yr)
$64,528
Natl Median: $68,257
Lifetime Value Added
+$39k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$25,000
Earnings (4yr)
$46,129
Natl Median: $56,359
Lifetime Value Added
-$113k
Median Debt
-
Earnings (4yr)
$75,879
Natl Median: $92,374
Lifetime Value Added
+$127k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (2yr)
$63,005
Natl Median: $107,009
Lifetime Value Added
+$47k
Median Debt
$22,250
Earnings (4yr)
$62,396
Natl Median: $55,378
Lifetime Value Added
+$22k
Median Debt
$25,500
Earnings (4yr)
$42,946
Natl Median: $51,490
Lifetime Value Added
-$141k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$51,141
Natl Median: $48,590
Lifetime Value Added
-$71k
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,853
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$46,527
Natl Median: $50,680
Lifetime Value Added
-$118k
Median Debt
$18,088
Earnings (4yr)
$52,945
Natl Median: $48,597
Lifetime Value Added
-$56k
Median Debt
-
Earnings (4yr)
$66,707
Natl Median: $80,890
Lifetime Value Added
+$56k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$50,089
Natl Median: $50,532
Lifetime Value Added
-$80k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$23,625
Earnings (4yr)
$50,046
Natl Median: $50,706
Lifetime Value Added
-$80k
Median Debt
$19,224
Earnings (4yr)
$92,187
Natl Median: $88,910
Lifetime Value Added
+$251k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$41,087
Natl Median: $50,499
Lifetime Value Added
-$142k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$24,250
Earnings (4yr)
$60,768
Natl Median: $54,562
Lifetime Value Added
+$9k
Median Debt
$20,500
Earnings (4yr)
$46,696
Natl Median: $47,382
Lifetime Value Added
-$109k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Arts, Entertainment, and Media Management
MastCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,685
Lifetime Value Added
N/A
Behavioral Sciences
MastCIP: 3017
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,111
Lifetime Value Added
N/A
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Median Debt
$19,806
Earnings (4yr)
$90,969
Natl Median: $103,485
Lifetime Value Added
+$137k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Median Debt
$17,290
Earnings (4yr)
$72,362
Natl Median: $63,399
Lifetime Value Added
-$26k
Median Debt
$18,026
Earnings (4yr)
$89,717
Natl Median: $71,685
Lifetime Value Added
+$126k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
$37,063
Earnings (4yr)
$60,251
Natl Median: $59,571
Lifetime Value Added
-$136k
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
$23,080
Earnings (4yr)
$64,927
Natl Median: $64,397
Lifetime Value Added
-$93k
Median Debt
-
Earnings (4yr)
$61,409
Natl Median: $59,916
Lifetime Value Added
-$125k
Median Debt
-
Earnings (5yr)
$77,130
Natl Median: $63,707
Lifetime Value Added
+$2k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.