College ROI

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Johnson C Smith University

Charlotte, NC 1,244 Undergrads 42.8% Grad Rate
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Total Cost
$34,923
Sticker Price
Avg Net Price
$20,894
After Aid
Median Earnings
$46,511
4yr Post-Grad

Vs. Peer Institutions

Net Price$20,894
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$46,511
Peer Midpoint: $60,428
Graduation Rate42.8%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients69.3%
Enrollment Status
Full-Time96.9%
Economic Outcomes
Earn More than HS52.7%

Admissions Profile

Acceptance
45.2%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$424k
-$43k
-$60k
Median Cost$21k/yr
+$349k
-$118k
-$135k
Full Cost$35k/yr
+$299k
-$168k
-$186k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$21k/yr
Never
-180%
Full Cost$35k/yr
Never
-148%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-168%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-99%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$26,000
Earnings (4yr)
$42,595
Natl Median: $57,214
Lifetime Value Added
-$169k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$31,742
Earnings (4yr)
$51,371
Natl Median: $68,257
Lifetime Value Added
-$95k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$31,000
Earnings (4yr)
$40,600
Natl Median: $56,359
Lifetime Value Added
-$186k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$29,500
Earnings (5yr)
$60,754
Natl Median: $92,374
Lifetime Value Added
-$27k
Computer Engineering
BachCIP: 1409
Median Debt
-
Earnings (4yr)
-
Natl Median: $109,015
Lifetime Value Added
N/A
Criminology
BachCIP: 4504
Median Debt
$30,500
Earnings (4yr)
$46,215
Natl Median: $55,556
Lifetime Value Added
-$138k
Dance
BachCIP: 5003
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,980
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$30,500
Earnings (4yr)
$38,941
Natl Median: $53,072
Lifetime Value Added
-$200k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
BachCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,119
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$31,000
Earnings (5yr)
$39,952
Natl Median: $50,706
Lifetime Value Added
-$198k
Social Work
BachCIP: 4407
Median Debt
$32,889
Earnings (5yr)
$43,956
Natl Median: $51,790
Lifetime Value Added
-$164k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$28,750
Earnings (4yr)
$44,678
Natl Median: $54,562
Lifetime Value Added
-$151k
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,688
Lifetime Value Added
N/A

Master's Degrees

Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (4yr)
$61,497
Natl Median: $65,123
Lifetime Value Added
-$137k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.