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Moravian University
Bethlehem, PA 1,949 Undergrads 68.6% Grad Rate
Total Cost
$65,601
Sticker Price
Avg Net Price
$30,670
After Aid
Median Earnings
$67,097
4yr Post-Grad
Vs. Peer Institutions
Net Price$30,670
Peer Midpoint: $20,080.5
Earnings (10yr)$67,097
Peer Midpoint: $60,428
Graduation Rate68.6%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients30.0%
Enrollment Status
Full-Time95.2%
Economic Outcomes
Earn More than HS79.6%
Admissions Profile
Acceptance
54.2%
SAT Avg
1,183
SAT Reading
25th: 540-75th: 655
SAT Math
25th: 530-75th: 630
ACT Composite
25th: 24-75th: 29
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$585k
+$125k
+$107k
Median Cost$31k/yr
+$475k
+$14k
-$3k
Full Cost$66k/yr
+$349k
-$111k
-$129k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$31k/yr
Never
-3%
Full Cost$66k/yr
Never
-55%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-13%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-69%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$25,000
Earnings (4yr)
$76,422
Nat: $76,194
Lifetime Value Added
+$59k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biological and Physical Sciences
BachCIP: 3001
Median Debt
-
Earnings
-
Nat: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$26,000
Earnings
-
Nat: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$63,844
Nat: $68,257
Lifetime Value Added
-$37k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings
-
Nat: $107,009
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$26,848
Earnings (4yr)
$74,527
Nat: $82,686
Lifetime Value Added
+$45k
Education, General
BachCIP: 1301
Median Debt
-
Earnings
-
Nat: $49,808
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (4yr)
$50,397
Nat: $48,590
Lifetime Value Added
-$146k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (4yr)
$54,090
Nat: $41,367
Lifetime Value Added
-$116k
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings
-
Nat: $55,459
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$27,000
Earnings (4yr)
$64,503
Nat: $61,296
Lifetime Value Added
-$32k
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
$63,342
Nat: $53,072
Lifetime Value Added
-$41k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$27,000
Earnings
-
Nat: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
$41,962
Nat: $42,892
Lifetime Value Added
-$217k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings
-
Nat: $55,012
Lifetime Value Added
N/A
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
-
Earnings
-
Nat: $62,451
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings
-
Nat: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$26,000
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$55,931
Nat: $50,706
Lifetime Value Added
-$101k
Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings
-
Nat: $58,808
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,690
Earnings (4yr)
$88,293
Nat: $88,910
Lifetime Value Added
+$148k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings
-
Nat: $48,471
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings
-
Nat: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (4yr)
$62,315
Nat: $52,657
Lifetime Value Added
-$49k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$56,484
Nat: $47,382
Lifetime Value Added
-$96k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings
-
Nat: $51,389
Lifetime Value Added
N/A
Post-Baccalaureate Certificates
Management Sciences and Quantitative Methods
PB-CertCIP: 5213
Median Debt
-
Earnings
-
Nat: $146,711
Lifetime Value Added
N/A
Special Education and Teaching
PB-CertCIP: 1310
Median Debt
-
Earnings
-
Nat: $63,623
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
PB-CertCIP: 1312
Median Debt
-
Earnings
-
Nat: $58,414
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
PB-CertCIP: 1313
Median Debt
-
Earnings
-
Nat: $60,439
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
PB-CertCIP: 1314
Median Debt
-
Earnings
-
Nat: $62,752
Lifetime Value Added
N/A
Master's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$41,000
Earnings (4yr)
$57,307
Nat: $127,347
Lifetime Value Added
+$13k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
$112,174
Nat: $103,485
Lifetime Value Added
+$490k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (4yr)
$66,462
Nat: $63,399
Lifetime Value Added
+$96k
Education, General
MastCIP: 1301
Median Debt
-
Earnings
-
Nat: $65,824
Lifetime Value Added
N/A
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
-
Earnings
-
Nat: $89,981
Lifetime Value Added
N/A
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings
-
Nat: $83,558
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings
-
Nat: $65,716
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
-
Earnings
-
Nat: $124,807
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings
-
Nat: $59,571
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings
-
Nat: $53,024
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (4yr)
$119,711
Nat: $120,193
Lifetime Value Added
+$554k
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings
-
Nat: $61,300
Lifetime Value Added
N/A
Graduate Certificates
Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
-
Earnings
-
Nat: $86,288
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.