College ROI

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Moravian University

Bethlehem, PA 1,949 Undergrads 68.6% Grad Rate
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Total Cost
$65,601
Sticker Price
Avg Net Price
$30,670
After Aid
Median Earnings
$67,097
4yr Post-Grad

Vs. Peer Institutions

Net Price$30,670
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$67,097
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$61,860
Peer Midpoint: $53,763
Graduation Rate68.6%
Peer Midpoint: 58.9%
Average Starting Age20.5
Socio-Economic Diversity
Pell Grant Recipients30.0%
Enrollment Status
Full-Time95.2%
Economic Outcomes
Earn More than HS79.6%

Admissions Profile

Acceptance
54.2%
SAT Avg
1,183
SAT Reading
25th: 540-75th: 655
SAT Math
25th: 530-75th: 630
ACT Composite
25th: 24-75th: 29

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$592k
+$125k
+$107k
Median Cost$31k/yr
+$481k
+$14k
-$3k
Full Cost$66k/yr
+$355k
-$111k
-$129k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$31k/yr
Never
-3%
Full Cost$66k/yr
Never
-55%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-11%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$25,000
Earnings (4yr)
$76,422
Natl Median: $76,194
Lifetime Value Added
+$68k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$26,000
Earnings (5yr)
$60,149
Natl Median: $57,214
Lifetime Value Added
-$67k
Median Debt
$27,000
Earnings (4yr)
$63,844
Natl Median: $68,257
Lifetime Value Added
-$29k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
$26,848
Earnings (4yr)
$74,527
Natl Median: $82,686
Lifetime Value Added
+$54k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$50,397
Natl Median: $48,590
Lifetime Value Added
-$138k
Median Debt
$27,000
Earnings (4yr)
$54,090
Natl Median: $41,367
Lifetime Value Added
-$107k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$64,503
Natl Median: $61,296
Lifetime Value Added
-$23k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$63,342
Natl Median: $53,072
Lifetime Value Added
-$32k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
$41,962
Natl Median: $42,892
Lifetime Value Added
-$209k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,451
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$55,931
Natl Median: $50,706
Lifetime Value Added
-$92k
Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Median Debt
$25,690
Earnings (4yr)
$88,293
Natl Median: $88,910
Lifetime Value Added
+$159k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (4yr)
$62,315
Natl Median: $52,657
Lifetime Value Added
-$41k
Median Debt
$27,000
Earnings (4yr)
$56,484
Natl Median: $47,382
Lifetime Value Added
-$88k
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $146,711
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,623
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,414
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,439
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,752
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$41,000
Earnings (4yr)
$57,307
Natl Median: $127,347
Lifetime Value Added
-$194k
Median Debt
-
Earnings (4yr)
$112,174
Natl Median: $103,485
Lifetime Value Added
+$290k
Median Debt
-
Earnings (4yr)
$66,462
Natl Median: $63,399
Lifetime Value Added
-$110k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,981
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,558
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,571
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$119,711
Natl Median: $120,193
Lifetime Value Added
+$356k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $86,288
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.