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New Jersey City University
Jersey City, NJ 4,076 Undergrads 55.3% Grad Rate
Total Cost
$23,668
Sticker Price
Avg Net Price
$11,732
After Aid
Median Earnings
$52,745
10yr Post-Entry
Vs. Peer Institutions
Net Price$11,732
Peer Midpoint: $19,729.5
Earnings (10yr)$52,745
Peer Midpoint: $53,747
Graduation Rate55.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients54.3%
Enrollment Status
Full-Time86.9%
Economic Outcomes
Earn More than HS68.6%
Admissions Profile
Acceptance
89.2%
SAT Avg
-
SAT Reading
25th: -50575th: -
SAT Math
25th: -51075th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$459k
+$63k
-$25k
Median Cost$12k/yr
+$417k
+$21k
-$67k
Full Cost$24k/yr
+$374k
-$22k
-$110k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$12k/yr
Never
-159%
Full Cost$24k/yr
Never
-129%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-130%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-81%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$19,375
Earnings (5yr)
$66,582
Lifetime Value Added
+$51k
Biology, General
BachCIP: 2601
Median Debt
$16,500
Earnings (5yr)
$54,988
Lifetime Value Added
-$40k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,750
Earnings (5yr)
$56,995
Lifetime Value Added
-$24k
Communication and Media Studies
BachCIP: 0901
Median Debt
$14,750
Earnings (5yr)
$33,497
Lifetime Value Added
-$220k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$18,689
Earnings (5yr)
$74,174
Lifetime Value Added
+$108k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,500
Earnings (5yr)
$52,935
Lifetime Value Added
-$57k
English Language and Literature, General
BachCIP: 2301
Median Debt
$23,401
Earnings (5yr)
$53,839
Lifetime Value Added
-$50k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,400
Earnings (5yr)
$68,816
Lifetime Value Added
+$68k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$17,974
Earnings (5yr)
$46,398
Lifetime Value Added
-$111k
Fire Protection
BachCIP: 4302
Median Debt
$24,555
Earnings (5yr)
$62,597
Lifetime Value Added
+$20k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$23,000
Earnings (5yr)
$43,656
Lifetime Value Added
-$134k
History
BachCIP: 5401
Median Debt
$21,410
Earnings (5yr)
$54,387
Lifetime Value Added
-$45k
Homeland Security
BachCIP: 4303
Median Debt
$13,875
Earnings (5yr)
$56,988
Lifetime Value Added
-$24k
Marketing
BachCIP: 5214
Median Debt
$15,000
Earnings (5yr)
$68,854
Lifetime Value Added
+$68k
Mathematics
BachCIP: 2701
Median Debt
$20,250
Earnings (5yr)
$54,338
Lifetime Value Added
-$46k
Music
BachCIP: 5009
Median Debt
$20,000
Earnings (5yr)
$33,547
Lifetime Value Added
-$220k
Psychology, General
BachCIP: 4201
Median Debt
$18,500
Earnings (5yr)
$46,864
Lifetime Value Added
-$107k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$12,500
Earnings (5yr)
$101,035
Lifetime Value Added
+$309k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$18,232
Earnings (5yr)
$59,717
Lifetime Value Added
-$3k
Sociology
BachCIP: 4511
Median Debt
$22,550
Earnings (5yr)
$47,043
Lifetime Value Added
-$106k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$25,465
Earnings (5yr)
$88,712
Lifetime Value Added
+$321k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$34,962
Earnings (5yr)
$86,783
Lifetime Value Added
+$304k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$41,971
Earnings (5yr)
$69,415
Lifetime Value Added
+$155k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$111k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$28,404
Earnings (5yr)
$76,758
Lifetime Value Added
+$218k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
$41,000
Earnings (5yr)
$76,968
Lifetime Value Added
+$220k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$75,204
Lifetime Value Added
+$244k
Health Services/Allied Health/Health Sciences, General
MastCIP: 5100
Median Debt
$36,746
Earnings (5yr)
$119,555
Lifetime Value Added
+$585k
Homeland Security
MastCIP: 4303
Median Debt
-
Earnings (2yr)
$46,087
Lifetime Value Added
-$32k
Special Education and Teaching
MastCIP: 1310
Median Debt
$33,271
Earnings (5yr)
$60,846
Lifetime Value Added
+$79k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$60,684
Earnings (5yr)
$67,915
Lifetime Value Added
+$142k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$58,525
Lifetime Value Added
+$58k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$69,547
Lifetime Value Added
+$156k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.