College ROI

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New Jersey City University

Jersey City, NJ 3,681 Undergrads 52.8% Grad Rate
Share
Total Cost
$23,555
Sticker Price
Avg Net Price
$10,591
After Aid
Median Earnings
$62,225
5yr Post-Grad

Vs. Peer Institutions

Net Price$10,591
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$62,225
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$59,538
Peer Midpoint: $58,891
Graduation Rate52.8%
Peer Midpoint: 58.9%
Average starting age (2015-17)24.4
Socio-Economic Diversity
Pell Grant Recipients56.8%
Enrollment Status
Full-Time89.3%
Economic Outcomes
Earn More than HS69.0%

Admissions Profile

Acceptance
98.4%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$547k
+$77k
+$60k
Median Cost$11k/yr
+$509k
+$38k
+$22k
Full Cost$24k/yr
+$462k
-$8k
-$25k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$11k/yr
48
58%
Full Cost$24k/yr
Never
-29%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return45%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-38%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
$16,868
Earnings (4yr)
$66,244
Natl Median: $76,194
Lifetime Value Added
+$64k
Biology, General
BachCIP: 2601
Median Debt
$19,125
Earnings (4yr)
$60,104
Natl Median: $57,214
Lifetime Value Added
+$15k
Median Debt
$19,125
Earnings (4yr)
$59,925
Natl Median: $68,257
Lifetime Value Added
+$13k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$19,000
Earnings (4yr)
$44,625
Natl Median: $56,359
Lifetime Value Added
-$115k
Median Debt
$18,187
Earnings (4yr)
$65,368
Natl Median: $92,374
Lifetime Value Added
+$57k
Median Debt
$21,670
Earnings (4yr)
$55,293
Natl Median: $55,378
Lifetime Value Added
-$25k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
$26,085
Earnings (4yr)
$60,574
Natl Median: $48,590
Lifetime Value Added
+$19k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$17,750
Earnings (4yr)
$71,548
Natl Median: $83,343
Lifetime Value Added
+$105k
Median Debt
$21,525
Earnings (4yr)
$41,077
Natl Median: $41,367
Lifetime Value Added
-$145k
Fire Protection
BachCIP: 4302
Median Debt
-
Earnings (4yr)
$69,444
Natl Median: $86,436
Lifetime Value Added
+$89k
Median Debt
-
Earnings (5yr)
$58,751
Natl Median: $60,190
Lifetime Value Added
-$6k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Median Debt
$24,500
Earnings (4yr)
$52,151
Natl Median: $61,296
Lifetime Value Added
-$51k
History
BachCIP: 5401
Median Debt
$21,955
Earnings (4yr)
$47,200
Natl Median: $50,680
Lifetime Value Added
-$93k
Homeland Security
BachCIP: 4303
Median Debt
$14,000
Earnings (4yr)
$63,137
Natl Median: $70,193
Lifetime Value Added
+$39k
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$16,370
Earnings (4yr)
$54,983
Natl Median: $69,303
Lifetime Value Added
-$27k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
$58,323
Natl Median: $69,562
Lifetime Value Added
+$301
Music
BachCIP: 5009
Median Debt
$24,547
Earnings (4yr)
$35,729
Natl Median: $42,892
Lifetime Value Added
-$191k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$43,544
Natl Median: $63,293
Lifetime Value Added
-$124k
Psychology, General
BachCIP: 4201
Median Debt
$21,000
Earnings (4yr)
$46,575
Natl Median: $50,706
Lifetime Value Added
-$98k
Median Debt
$12,500
Earnings (4yr)
$102,386
Natl Median: $88,910
Lifetime Value Added
+$341k
Median Debt
-
Earnings (4yr)
$55,075
Natl Median: $55,000
Lifetime Value Added
-$26k
Sociology
BachCIP: 4511
Median Debt
$25,631
Earnings (4yr)
$44,151
Natl Median: $52,657
Lifetime Value Added
-$119k
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$20,500
Earnings (4yr)
$83,582
Natl Median: $95,833
Lifetime Value Added
+$78k
Median Debt
$36,848
Earnings (4yr)
$74,822
Natl Median: $103,485
Lifetime Value Added
+$1k
Median Debt
-
Earnings (4yr)
$69,436
Natl Median: $65,184
Lifetime Value Added
-$46k
Median Debt
$41,000
Earnings (4yr)
$50,300
Natl Median: $66,714
Lifetime Value Added
-$225k
Median Debt
$40,899
Earnings (4yr)
$75,994
Natl Median: $71,685
Lifetime Value Added
+$11k
Median Debt
-
Earnings (4yr)
$71,597
Natl Median: $70,644
Lifetime Value Added
-$27k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,486
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$75,204
Natl Median: $110,694
Lifetime Value Added
+$31k
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,079
Lifetime Value Added
N/A
Median Debt
$37,497
Earnings (4yr)
$86,620
Natl Median: $78,149
Lifetime Value Added
+$105k
Homeland Security
MastCIP: 4303
Median Debt
-
Earnings (4yr)
$88,249
Natl Median: $96,660
Lifetime Value Added
+$119k
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings (4yr)
$82,054
Natl Median: $48,285
Lifetime Value Added
+$65k
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
$23,693
Earnings (4yr)
$74,452
Natl Median: $64,397
Lifetime Value Added
-$2k
Median Debt
$56,953
Earnings (4yr)
$64,068
Natl Median: $60,111
Lifetime Value Added
-$95k
Median Debt
$18,425
Earnings (4yr)
$67,341
Natl Median: $59,916
Lifetime Value Added
-$65k
Median Debt
$28,203
Earnings (4yr)
$89,225
Natl Median: $63,707
Lifetime Value Added
+$127k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
$103,042
Natl Median: $81,822
Lifetime Value Added
+$79k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.