College ROI

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Northern State University

Aberdeen, SD 1,273 Undergrads 52.8% Grad Rate
Share
Total Cost
$22,410
Sticker Price
Avg Net Price
$15,279
After Aid
Median Earnings
$52,041
5yr Post-Grad

Vs. Peer Institutions

Net Price$15,279
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$52,041
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$51,006
Peer Midpoint: $58,891
Graduation Rate52.8%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.6
Socio-Economic Diversity
Pell Grant Recipients31.5%
Enrollment Status
Full-Time82.3%
Economic Outcomes
Earn More than HS71.7%

Admissions Profile

Acceptance
93.0%
SAT Avg
1,089
SAT Reading
25th: 49053075th: 590
SAT Math
25th: 49053075th: 570
ACT Composite
25th: 182175th: 24

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$464k
-$6k
-$22k
Median Cost$15k/yr
+$409k
-$61k
-$77k
Full Cost$22k/yr
+$384k
-$87k
-$103k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$15k/yr
Never
-140%
Full Cost$22k/yr
Never
-128%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-125%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-79%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Biology, General
CertCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,278
Lifetime Value Added
N/A

Associate's Degrees

Biotechnology
AssocCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,595
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,913
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$18,026
Earnings (4yr)
$67,072
Natl Median: $76,194
Lifetime Value Added
+$54k
Biology, General
BachCIP: 2601
Median Debt
$20,496
Earnings (4yr)
$70,545
Natl Median: $57,214
Lifetime Value Added
+$81k
Median Debt
$22,900
Earnings (4yr)
$56,571
Natl Median: $68,257
Lifetime Value Added
-$31k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Median Debt
$22,418
Earnings (2yr)
$20,824
Natl Median: $48,590
Lifetime Value Added
-$332k
Median Debt
-
Earnings (4yr)
$48,324
Natl Median: $83,343
Lifetime Value Added
-$100k
Median Debt
-
Earnings (2yr)
$28,598
Natl Median: $41,367
Lifetime Value Added
-$261k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,290
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $69,303
Lifetime Value Added
-$251k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$21,450
Earnings (4yr)
$45,921
Natl Median: $50,706
Lifetime Value Added
-$120k
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,471
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$50,765
Natl Median: $52,657
Lifetime Value Added
-$79k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,000
Earnings (4yr)
$53,484
Natl Median: $54,562
Lifetime Value Added
-$57k
Median Debt
$20,500
Earnings (4yr)
$44,147
Natl Median: $47,382
Lifetime Value Added
-$136k
Median Debt
-
Earnings (5yr)
$49,549
Natl Median: $51,389
Lifetime Value Added
-$98k

Master's Degrees

Median Debt
-
Earnings (4yr)
$49,669
Natl Median: $63,399
Lifetime Value Added
-$240k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $110,694
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (2yr)
$34,526
Natl Median: $62,033
Lifetime Value Added
-$375k
Median Debt
-
Earnings (2yr)
$44,021
Natl Median: $60,111
Lifetime Value Added
-$277k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.