College ROI

Smarter Choices, Brighter Futures
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Northern State University

Aberdeen, SD 1,239 Undergrads 46.4% Grad Rate
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Total Cost
$22,223
Sticker Price
Avg Net Price
$17,094
After Aid
Median Earnings
$47,618
10yr Post-Entry

Vs. Peer Institutions

Net Price$17,094
Peer Midpoint: $19,729.5
Earnings (10yr)$47,618
Peer Midpoint: $53,747
Graduation Rate46.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients27.7%
Enrollment Status
Full-Time80.5%
Economic Outcomes
Earn More than HS71.5%

Admissions Profile

Acceptance
92.8%
SAT Avg
1,090
SAT Reading
25th: -56575th: -
SAT Math
25th: -54075th: -
ACT Composite
25th: 182175th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$418k
+$21k
-$66k
Median Cost$17k/yr
+$356k
-$40k
-$128k
Full Cost$22k/yr
+$338k
-$58k
-$146k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$17k/yr
Never
-208%
Full Cost$22k/yr
Never
-183%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-220%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-101%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$25,000
Earnings (5yr)
$56,764
Lifetime Value Added
-$45k
Biology, General
BachCIP: 2601
Median Debt
$21,862
Earnings (5yr)
$64,107
Lifetime Value Added
+$13k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$23,000
Earnings (5yr)
$53,939
Lifetime Value Added
-$68k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (2yr)
$20,824
Lifetime Value Added
-$338k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings (5yr)
$70,144
Lifetime Value Added
+$58k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$28,598
Lifetime Value Added
-$266k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$24,150
Earnings (5yr)
$53,946
Lifetime Value Added
-$68k
Marketing
BachCIP: 5214
Median Debt
$23,250
Earnings (5yr)
$47,201
Lifetime Value Added
-$124k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$52,374
Lifetime Value Added
-$81k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (2yr)
$35,060
Lifetime Value Added
-$208k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$44,043
Lifetime Value Added
-$150k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$179k

Master's Degrees

Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (5yr)
$51,852
Lifetime Value Added
-$14k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (2yr)
$34,526
Lifetime Value Added
-$160k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$54,761
Lifetime Value Added
+$13k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.