College ROI

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Saint Peter's University

Jersey City, NJ 2,135 Undergrads 58.7% Grad Rate
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Total Cost
$50,272
Sticker Price
Avg Net Price
$12,199
After Aid
Median Earnings
$64,352
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,199
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$64,352
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$57,815
Peer Midpoint: $53,763
Graduation Rate58.7%
Peer Midpoint: 58.9%
Average Starting Age21.6
Socio-Economic Diversity
Pell Grant Recipients57.4%
Enrollment Status
Full-Time96.4%
Economic Outcomes
Earn More than HS67.8%

Admissions Profile

Acceptance
90.3%
SAT Avg
-
SAT Reading
25th: -53575th: -
SAT Math
25th: -52575th: -
ACT Composite
25th: -2375th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$570k
+$103k
+$86k
Median Cost$12k/yr
+$526k
+$59k
+$42k
Full Cost$50k/yr
+$389k
-$78k
-$95k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
∞
Median Cost$12k/yr
43
96%
Full Cost$50k/yr
Never
-53%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-6%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-63%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$20,048
Earnings (4yr)
$72,212
Natl Median: $76,194
Lifetime Value Added
+$102k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,676
Lifetime Value Added
N/A
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$17,185
Earnings (4yr)
$61,502
Natl Median: $57,214
Lifetime Value Added
+$19k
Biotechnology
BachCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,097
Lifetime Value Added
N/A
Median Debt
$19,000
Earnings (4yr)
$58,634
Natl Median: $68,257
Lifetime Value Added
-$4k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$17,750
Earnings (4yr)
$42,264
Natl Median: $56,359
Lifetime Value Added
-$140k
Median Debt
-
Earnings (4yr)
$61,013
Natl Median: $92,374
Lifetime Value Added
+$16k
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$56,438
Natl Median: $55,378
Lifetime Value Added
-$21k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$20,140
Natl Median: $41,367
Lifetime Value Added
-$327k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$39,927
Natl Median: $73,201
Lifetime Value Added
-$146k
Median Debt
$30,250
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$20,500
Earnings (4yr)
$63,460
Natl Median: $69,303
Lifetime Value Added
+$35k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$23,850
Earnings (4yr)
$45,623
Natl Median: $50,706
Lifetime Value Added
-$112k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,721
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$16,487
Earnings (4yr)
$100,199
Natl Median: $88,910
Lifetime Value Added
+$316k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$25,000
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,250
Earnings (4yr)
$42,362
Natl Median: $54,562
Lifetime Value Added
-$139k
Median Debt
$23,650
Earnings (4yr)
$62,040
Natl Median: $47,382
Lifetime Value Added
+$24k
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,532
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$101,075
Natl Median: $103,485
Lifetime Value Added
+$227k
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $121,855
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$41,000
Earnings (4yr)
$56,716
Natl Median: $65,824
Lifetime Value Added
-$165k
Median Debt
$41,000
Earnings (4yr)
$91,891
Natl Median: $71,685
Lifetime Value Added
+$147k
Median Debt
$49,332
Earnings (4yr)
$87,339
Natl Median: $110,694
Lifetime Value Added
+$107k
Median Debt
-
Earnings (2yr)
$63,005
Natl Median: $89,981
Lifetime Value Added
-$84k
Median Debt
-
Earnings (4yr)
$106,327
Natl Median: $83,558
Lifetime Value Added
+$273k
Insurance
MastCIP: 5217
Median Debt
-
Earnings (4yr)
$84,830
Natl Median: $114,663
Lifetime Value Added
+$85k
Median Debt
-
Earnings (2yr)
$57,318
Natl Median: $97,121
Lifetime Value Added
-$138k
Median Debt
-
Earnings (4yr)
-
Natl Median: $106,092
Lifetime Value Added
N/A
Marketing
MastCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,106
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$64,106
Natl Median: $81,408
Lifetime Value Added
-$97k
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$70,959
Natl Median: $64,397
Lifetime Value Added
-$37k
Median Debt
$65,127
Earnings (4yr)
$66,181
Natl Median: $60,111
Lifetime Value Added
-$79k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.