College ROI

Smarter Choices, Brighter Futures
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Saint Peter's University

Jersey City, NJ 2,135 Undergrads 58.7% Grad Rate
Share
Total Cost
$50,272
Sticker Price
Avg Net Price
$12,199
After Aid
Median Earnings
$64,352
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,199
Peer Midpoint: $20,080.5
Earnings (10yr)$64,352
Peer Midpoint: $60,428
Graduation Rate58.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients57.4%
Enrollment Status
Full-Time96.4%
Economic Outcomes
Earn More than HS67.8%

Admissions Profile

Acceptance
90.3%
SAT Avg
-
SAT Reading
25th: -53575th: -
SAT Math
25th: -52575th: -
ACT Composite
25th: -2375th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$563k
+$103k
+$86k
Median Cost$12k/yr
+$520k
+$59k
+$42k
Full Cost$50k/yr
+$383k
-$78k
-$95k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
33
Median Cost$12k/yr
43
96%
Full Cost$50k/yr
Never
-52%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-8%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-65%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings
-
Nat: $48,733
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$20,048
Earnings (4yr)
$72,212
Nat: $76,194
Lifetime Value Added
+$94k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings
-
Nat: $46,676
Lifetime Value Added
N/A
Area Studies
BachCIP: 0501
Median Debt
-
Earnings
-
Nat: $56,625
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings
-
Nat: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$17,185
Earnings (4yr)
$61,502
Nat: $57,214
Lifetime Value Added
+$11k
Biotechnology
BachCIP: 2612
Median Debt
-
Earnings
-
Nat: $67,097
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,000
Earnings (4yr)
$58,634
Nat: $68,257
Lifetime Value Added
-$12k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$17,750
Earnings (4yr)
$42,264
Nat: $56,359
Lifetime Value Added
-$148k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
$61,013
Nat: $92,374
Lifetime Value Added
+$7k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
-
Earnings
-
Nat: $85,063
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,250
Earnings (4yr)
$56,438
Nat: $55,378
Lifetime Value Added
-$30k
Economics
BachCIP: 4506
Median Debt
-
Earnings
-
Nat: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings
-
Nat: $48,590
Lifetime Value Added
N/A
Finance and Financial Management Services
BachCIP: 5208
Median Debt
-
Earnings
-
Nat: $83,343
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$20,140
Nat: $41,367
Lifetime Value Added
-$327k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings
-
Nat: $58,716
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings
-
Nat: $50,680
Lifetime Value Added
N/A
International Business
BachCIP: 5211
Median Debt
-
Earnings (2yr)
$39,927
Nat: $73,201
Lifetime Value Added
-$147k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$30,250
Earnings
-
Nat: $53,072
Lifetime Value Added
N/A
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
-
Earnings
-
Nat: $49,984
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
$20,500
Earnings (4yr)
$63,460
Nat: $69,303
Lifetime Value Added
+$26k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings
-
Nat: $69,562
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings
-
Nat: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$23,850
Earnings (4yr)
$45,623
Nat: $50,706
Lifetime Value Added
-$120k
Public Policy Analysis
BachCIP: 4405
Median Debt
-
Earnings
-
Nat: $73,721
Lifetime Value Added
N/A
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
-
Earnings
-
Nat: $50,497
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$16,487
Earnings (4yr)
$100,199
Nat: $88,910
Lifetime Value Added
+$303k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings
-
Nat: $55,000
Lifetime Value Added
N/A
Social Sciences, General
BachCIP: 4501
Median Debt
-
Earnings
-
Nat: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$25,000
Earnings
-
Nat: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,250
Earnings (4yr)
$42,362
Nat: $54,562
Lifetime Value Added
-$147k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,650
Earnings (4yr)
$62,040
Nat: $47,382
Lifetime Value Added
+$15k
Urban Studies/Affairs
BachCIP: 4512
Median Debt
-
Earnings
-
Nat: $62,532
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings
-
Nat: $95,833
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
$101,075
Nat: $103,485
Lifetime Value Added
+$429k
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings
-
Nat: $124,201
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
MastCIP: 1110
Median Debt
-
Earnings
-
Nat: $121,855
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$41,000
Earnings (4yr)
$56,716
Nat: $65,824
Lifetime Value Added
+$41k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$41,000
Earnings (4yr)
$91,891
Nat: $71,685
Lifetime Value Added
+$350k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
$49,332
Earnings (4yr)
$87,339
Nat: $110,694
Lifetime Value Added
+$311k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
-
Earnings (2yr)
$63,005
Nat: $89,981
Lifetime Value Added
+$134k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (4yr)
$106,327
Nat: $83,558
Lifetime Value Added
+$474k
Insurance
MastCIP: 5217
Median Debt
-
Earnings (4yr)
$84,830
Nat: $114,663
Lifetime Value Added
+$289k
International Business
MastCIP: 5211
Median Debt
-
Earnings (2yr)
$57,318
Nat: $97,121
Lifetime Value Added
+$79k
Management Information Systems and Services
MastCIP: 5212
Median Debt
-
Earnings
-
Nat: $106,092
Lifetime Value Added
N/A
Marketing
MastCIP: 5214
Median Debt
-
Earnings
-
Nat: $79,106
Lifetime Value Added
N/A
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (4yr)
$64,106
Nat: $81,408
Lifetime Value Added
+$109k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings
-
Nat: $120,193
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
$70,959
Nat: $64,397
Lifetime Value Added
+$170k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$65,127
Earnings (4yr)
$66,181
Nat: $60,111
Lifetime Value Added
+$128k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings
-
Nat: $63,707
Lifetime Value Added
N/A

Graduate Certificates

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings
-
Nat: $126,911
Lifetime Value Added
N/A

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings
-
Nat: $100,573
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings
-
Nat: $138,131
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.