College ROI

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Saint Xavier University

Chicago, IL 3,096 Undergrads 60.3% Grad Rate
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Total Cost
$43,244
Sticker Price
Avg Net Price
$10,970
After Aid
Median Earnings
$66,961
4yr Post-Grad

Vs. Peer Institutions

Net Price$10,970
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$66,961
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$58,656
Peer Midpoint: $53,763
Graduation Rate60.3%
Peer Midpoint: 58.9%
Average Starting Age21.7
Socio-Economic Diversity
Pell Grant Recipients57.6%
Enrollment Status
Full-Time95.0%
Economic Outcomes
Earn More than HS77.4%

Admissions Profile

Acceptance
84.3%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$591k
+$124k
+$106k
Median Cost$11k/yr
+$551k
+$84k
+$67k
Full Cost$43k/yr
+$435k
-$32k
-$49k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$11k/yr
38
169%
Full Cost$43k/yr
Never
-32%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return34%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-50%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Median Debt
$22,758
Earnings (4yr)
$75,023
Natl Median: $76,194
Lifetime Value Added
+$128k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,891
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$22,114
Earnings (4yr)
$59,820
Natl Median: $57,214
Lifetime Value Added
+$10k
Median Debt
$21,987
Earnings (4yr)
$50,221
Natl Median: $69,830
Lifetime Value Added
-$68k
Median Debt
$25,000
Earnings (4yr)
$65,447
Natl Median: $68,407
Lifetime Value Added
+$55k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$45,395
Natl Median: $50,523
Lifetime Value Added
-$117k
Median Debt
$21,662
Earnings (4yr)
$44,312
Natl Median: $56,359
Lifetime Value Added
-$118k
Median Debt
$15,000
Earnings (4yr)
$65,233
Natl Median: $58,928
Lifetime Value Added
+$53k
Median Debt
$25,000
Earnings (4yr)
$75,138
Natl Median: $92,374
Lifetime Value Added
+$129k
Computer Science
BachCIP: 1107
Median Debt
$23,841
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
$25,606
Earnings (4yr)
$56,414
Natl Median: $55,378
Lifetime Value Added
-$17k
Median Debt
-
Earnings (5yr)
$38,792
Natl Median: $48,590
Lifetime Value Added
-$172k
Median Debt
$22,987
Earnings (4yr)
$75,180
Natl Median: $83,343
Lifetime Value Added
+$130k
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $41,367
Lifetime Value Added
-$234k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$54,826
Natl Median: $53,072
Lifetime Value Added
-$30k
Marketing
BachCIP: 5214
Median Debt
$24,250
Earnings (4yr)
$65,330
Natl Median: $69,303
Lifetime Value Added
+$54k
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,839
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
$21,861
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$25,000
Earnings (4yr)
$47,273
Natl Median: $50,706
Lifetime Value Added
-$93k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,560
Lifetime Value Added
N/A
Median Debt
$26,030
Earnings (4yr)
$87,170
Natl Median: $88,910
Lifetime Value Added
+$221k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$25,724
Earnings (5yr)
$51,583
Natl Median: $52,657
Lifetime Value Added
-$65k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$58,097
Natl Median: $47,382
Lifetime Value Added
-$4k
Median Debt
$23,069
Earnings (4yr)
$53,898
Natl Median: $51,389
Lifetime Value Added
-$38k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$42,228
Earnings (4yr)
$91,203
Natl Median: $103,485
Lifetime Value Added
+$143k
Median Debt
$43,202
Earnings (4yr)
$102,478
Natl Median: $96,656
Lifetime Value Added
+$242k
Median Debt
$47,030
Earnings (4yr)
$69,420
Natl Median: $67,030
Lifetime Value Added
-$48k
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$63,888
Natl Median: $63,399
Lifetime Value Added
-$109k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$63,005
Natl Median: $69,767
Lifetime Value Added
-$82k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$100,892
Natl Median: $110,694
Lifetime Value Added
+$228k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,558
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Marketing
MastCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,106
Lifetime Value Added
N/A
Median Debt
$26,874
Earnings (4yr)
$117,289
Natl Median: $120,193
Lifetime Value Added
+$371k
Median Debt
$26,470
Earnings (4yr)
$64,421
Natl Median: $64,397
Lifetime Value Added
-$92k
Median Debt
-
Earnings (5yr)
$52,458
Natl Median: $60,111
Lifetime Value Added
-$213k
Median Debt
$26,837
Earnings (4yr)
$57,296
Natl Median: $59,916
Lifetime Value Added
-$158k
Median Debt
-
Earnings (5yr)
$66,886
Natl Median: $63,707
Lifetime Value Added
-$82k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,767
Lifetime Value Added
N/A

Graduate Certificates

Health Professions Education, Ethics, and Humanities
Gr-CertCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,957
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,147
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.