College ROI

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Stevenson University

Owings Mills, MD 3,102 Undergrads 66.4% Grad Rate
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Total Cost
$56,664
Sticker Price
Avg Net Price
$24,904
After Aid
Median Earnings
$69,301
5yr Post-Grad

Vs. Peer Institutions

Net Price$24,904
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$69,301
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$69,703
Peer Midpoint: $58,891
Graduation Rate66.4%
Peer Midpoint: 58.9%
Average starting age (2015-17)21.6
Socio-Economic Diversity
Pell Grant Recipients33.7%
Enrollment Status
Full-Time90.4%
Economic Outcomes
Earn More than HS80.1%

Admissions Profile

Acceptance
78.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$602k
+$132k
+$115k
Median Cost$25k/yr
+$512k
+$42k
+$26k
Full Cost$57k/yr
+$398k
-$72k
-$88k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$25k/yr
50
29%
Full Cost$57k/yr
Never
-43%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return9%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-61%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$81,299
Natl Median: $76,194
Lifetime Value Added
+$128k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$73,584
Natl Median: $65,466
Lifetime Value Added
+$69k
Biology, General
BachCIP: 2601
Median Debt
$23,250
Earnings (4yr)
$56,451
Natl Median: $57,214
Lifetime Value Added
-$67k
Biotechnology
BachCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,097
Lifetime Value Added
N/A
Median Debt
$22,303
Earnings (4yr)
$64,956
Natl Median: $68,257
Lifetime Value Added
+$2k
Median Debt
$23,250
Earnings (4yr)
$60,109
Natl Median: $65,784
Lifetime Value Added
-$37k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$81,700
Natl Median: $73,587
Lifetime Value Added
+$131k
Median Debt
$21,500
Earnings (4yr)
$61,348
Natl Median: $55,378
Lifetime Value Added
-$27k
Median Debt
$25,000
Earnings (4yr)
$55,419
Natl Median: $51,490
Lifetime Value Added
-$75k
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$38,813
Natl Median: $43,765
Lifetime Value Added
-$216k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$49,902
Natl Median: $48,568
Lifetime Value Added
-$121k
Median Debt
-
Earnings (4yr)
$113,367
Natl Median: $85,294
Lifetime Value Added
+$373k
Median Debt
$19,500
Earnings (4yr)
$63,656
Natl Median: $53,266
Lifetime Value Added
-$8k
Median Debt
-
Earnings (4yr)
$54,463
Natl Median: $55,693
Lifetime Value Added
-$83k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$23,250
Earnings (4yr)
$57,285
Natl Median: $50,706
Lifetime Value Added
-$60k
Median Debt
-
Earnings (4yr)
$59,377
Natl Median: $50,497
Lifetime Value Added
-$43k
Median Debt
$22,016
Earnings (4yr)
$92,710
Natl Median: $88,910
Lifetime Value Added
+$215k
Median Debt
-
Earnings (4yr)
$53,007
Natl Median: $59,631
Lifetime Value Added
-$95k
Median Debt
$19,737
Earnings (4yr)
$54,233
Natl Median: $47,382
Lifetime Value Added
-$85k

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $106,875
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $71,953
Lifetime Value Added
N/A
Education, Other
MastCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,348
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,981
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$96,835
Natl Median: $112,705
Lifetime Value Added
+$168k
Median Debt
-
Earnings (4yr)
$87,877
Natl Median: $101,855
Lifetime Value Added
+$89k
Median Debt
-
Earnings (4yr)
$111,980
Natl Median: $120,193
Lifetime Value Added
+$300k
Median Debt
$41,000
Earnings (4yr)
$86,344
Natl Median: $82,399
Lifetime Value Added
+$76k
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.