College ROI

Smarter Choices, Brighter Futures
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SUNY Oneonta

Oneonta, NY 4,643 Undergrads 73.5% Grad Rate
Share
Total Cost
$28,821
Sticker Price
Avg Net Price
$19,158
After Aid
Median Earnings
$58,809
4yr Post-Grad

Vs. Peer Institutions

Net Price$19,158
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$58,809
Peer Midpoint: $60,428
Graduation Rate73.5%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients34.8%
Enrollment Status
Full-Time98.7%
Economic Outcomes
Earn More than HS77.7%

Admissions Profile

Acceptance
69.6%
SAT Avg
1,230
SAT Reading
25th: 570-75th: 660
SAT Math
25th: 550-75th: 650
ACT Composite
25th: 25-75th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$526k
+$59k
+$42k
Median Cost$19k/yr
+$457k
-$10k
-$27k
Full Cost$29k/yr
+$422k
-$44k
-$62k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
39
Median Cost$19k/yr
Never
-39%
Full Cost$29k/yr
Never
-60%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-12%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-56%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (4yr)
$90,128
Natl Median: $76,194
Lifetime Value Added
+$214k
Anthropology
BachCIP: 4502
Median Debt
$20,253
Earnings (4yr)
$55,981
Natl Median: $46,676
Lifetime Value Added
-$50k
Apparel and Textiles
BachCIP: 1909
Median Debt
$21,500
Earnings (4yr)
$61,121
Natl Median: $57,640
Lifetime Value Added
-$9k
Arts, Entertainment, and Media Management
BachCIP: 5010
Median Debt
$20,500
Earnings (4yr)
$47,324
Natl Median: $48,240
Lifetime Value Added
-$122k
Atmospheric Sciences and Meteorology
BachCIP: 4004
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,997
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$19,813
Earnings (4yr)
$71,874
Natl Median: $57,214
Lifetime Value Added
+$75k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$18,750
Earnings (4yr)
$70,986
Natl Median: $77,981
Lifetime Value Added
+$68k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $65,120
Lifetime Value Added
-$186k
Communication and Media Studies
BachCIP: 0901
Median Debt
$20,500
Earnings (4yr)
$57,447
Natl Median: $56,359
Lifetime Value Added
-$38k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,500
Earnings (4yr)
$69,968
Natl Median: $92,374
Lifetime Value Added
+$60k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$16,750
Earnings (4yr)
$58,964
Natl Median: $55,378
Lifetime Value Added
-$26k
Dietetics and Clinical Nutrition Services
BachCIP: 5131
Median Debt
$18,532
Earnings (4yr)
$64,048
Natl Median: $55,753
Lifetime Value Added
+$15k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$21,000
Earnings (2yr)
$28,598
Natl Median: $39,775
Lifetime Value Added
-$274k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,616
Earnings (4yr)
$48,926
Natl Median: $48,590
Lifetime Value Added
-$109k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$22,240
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Family and Consumer Sciences/Human Sciences, General
BachCIP: 1901
Median Debt
-
Earnings (4yr)
$60,550
Natl Median: $48,460
Lifetime Value Added
-$13k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
$33,299
Natl Median: $41,367
Lifetime Value Added
-$243k
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,945
Lifetime Value Added
N/A
Geography and Cartography
BachCIP: 4507
Median Debt
$20,204
Earnings (4yr)
$57,154
Natl Median: $57,853
Lifetime Value Added
-$41k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (4yr)
$64,410
Natl Median: $60,190
Lifetime Value Added
+$17k
Gerontology
BachCIP: 3011
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,051
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
$19,000
Earnings (4yr)
$54,151
Natl Median: $50,680
Lifetime Value Added
-$65k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$21,300
Earnings (4yr)
$53,836
Natl Median: $48,568
Lifetime Value Added
-$68k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$14,250
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
$17,725
Earnings (4yr)
$72,651
Natl Median: $69,562
Lifetime Value Added
+$81k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (5yr)
$49,735
Natl Median: $55,012
Lifetime Value Added
-$110k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
$80,041
Natl Median: $76,786
Lifetime Value Added
+$137k
Political Science and Government
BachCIP: 4510
Median Debt
$21,825
Earnings (4yr)
$66,572
Natl Median: $63,293
Lifetime Value Added
+$34k
Psychology, General
BachCIP: 4201
Median Debt
$19,125
Earnings (4yr)
$51,355
Natl Median: $50,706
Lifetime Value Added
-$88k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$18,500
Earnings (4yr)
$53,396
Natl Median: $52,657
Lifetime Value Added
-$71k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$19,000
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Statistics
BachCIP: 2705
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,425
Lifetime Value Added
N/A
Sustainability Studies
BachCIP: 3033
Median Debt
$19,008
Earnings (4yr)
$55,148
Natl Median: $57,887
Lifetime Value Added
-$57k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,250
Earnings (4yr)
$58,496
Natl Median: $47,382
Lifetime Value Added
-$30k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$18,750
Earnings (4yr)
$66,128
Natl Median: $51,389
Lifetime Value Added
+$31k
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
$19,891
Earnings (4yr)
$47,321
Natl Median: $41,688
Lifetime Value Added
-$122k

Master's Degrees

Biology, General
MastCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,830
Lifetime Value Added
N/A
Dietetics and Clinical Nutrition Services
MastCIP: 5131
Median Debt
-
Earnings (4yr)
$66,013
Natl Median: $62,269
Lifetime Value Added
-$93k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
$19,261
Earnings (4yr)
$65,141
Natl Median: $70,644
Lifetime Value Added
-$101k
Museology/Museum Studies
MastCIP: 3014
Median Debt
$35,599
Earnings (4yr)
$50,499
Natl Median: $53,692
Lifetime Value Added
-$237k
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,607
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$57,355
Natl Median: $64,397
Lifetime Value Added
-$183k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,111
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$14,819
Earnings (4yr)
$62,442
Natl Median: $63,707
Lifetime Value Added
-$125k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.