College ROI

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Touro University

New York, NY 4,040 Undergrads 61.8% Grad Rate
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Total Cost
$40,346
Sticker Price
Avg Net Price
$28,433
After Aid
Median Earnings
$64,331
5yr Post-Grad

Vs. Peer Institutions

Net Price$28,433
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$64,331
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$57,553
Peer Midpoint: $58,891
Graduation Rate61.8%
Peer Midpoint: 58.9%
Average starting age (2015-17)26.6
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients38.6%
Enrollment Status
Full-Time72.7%
Economic Outcomes
Earn More than HS70.1%

Admissions Profile

Acceptance
60.8%
SAT Avg
1,348
SAT Reading
25th: 63068075th: 730
SAT Math
25th: 58866075th: 723
ACT Composite
25th: 243075th: 32

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$563k
+$93k
+$77k
Median Cost$28k/yr
+$461k
-$9k
-$25k
Full Cost$40k/yr
+$418k
-$52k
-$68k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
∞
Median Cost$28k/yr
Never
-25%
Full Cost$40k/yr
Never
-47%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return5%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-59%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,737
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$53,833
Natl Median: $39,422
Lifetime Value Added
+$23k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Median Debt
$12,250
Earnings (4yr)
$49,692
Natl Median: $44,125
Lifetime Value Added
-$7k
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Median Debt
$9,500
Earnings (5yr)
$116,345
Natl Median: $80,813
Lifetime Value Added
+$581k
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Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$99,047
Natl Median: $76,194
Lifetime Value Added
+$251k
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Biology, General
BachCIP: 2601
Median Debt
$13,000
Earnings (4yr)
$75,886
Natl Median: $57,214
Lifetime Value Added
+$74k
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Median Debt
$14,625
Earnings (4yr)
$60,290
Natl Median: $68,257
Lifetime Value Added
-$48k
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Median Debt
-
Earnings (4yr)
$38,066
Natl Median: $56,359
Lifetime Value Added
-$235k
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Computer Science
BachCIP: 1107
Median Debt
$13,625
Earnings (4yr)
$84,481
Natl Median: $107,009
Lifetime Value Added
+$140k
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Median Debt
-
Earnings (5yr)
$29,113
Natl Median: $58,894
Lifetime Value Added
-$319k
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Median Debt
-
Earnings (4yr)
$98,376
Natl Median: $85,063
Lifetime Value Added
+$246k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
$12,500
Earnings (4yr)
$135,742
Natl Median: $61,296
Lifetime Value Added
+$529k
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History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
$31,500
Earnings (4yr)
$51,886
Natl Median: $48,597
Lifetime Value Added
-$117k
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Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
$37,424
Natl Median: $69,303
Lifetime Value Added
-$241k
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$20,832
Earnings (4yr)
$54,467
Natl Median: $50,532
Lifetime Value Added
-$96k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$18,625
Earnings (4yr)
$56,443
Natl Median: $50,706
Lifetime Value Added
-$79k
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Median Debt
$20,000
Earnings (4yr)
$103,863
Natl Median: $88,910
Lifetime Value Added
+$288k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
$23,876
Earnings (4yr)
$58,798
Natl Median: $53,366
Lifetime Value Added
-$60k
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Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$125,000
Earnings (4yr)
$159,250
Natl Median: $127,347
Lifetime Value Added
+$702k
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Median Debt
$46,160
Earnings (4yr)
$57,522
Natl Median: $82,371
Lifetime Value Added
-$189k
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Median Debt
-
Earnings (4yr)
$83,582
Natl Median: $103,485
Lifetime Value Added
+$45k
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Median Debt
$41,000
Earnings (4yr)
$86,288
Natl Median: $65,184
Lifetime Value Added
+$69k
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Median Debt
$63,000
Earnings (4yr)
$74,979
Natl Median: $67,030
Lifetime Value Added
-$30k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $124,201
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,083
Lifetime Value Added
N/A
Median Debt
$36,834
Earnings (4yr)
$120,353
Natl Median: $71,685
Lifetime Value Added
+$366k
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Median Debt
$32,729
Earnings (4yr)
$94,743
Natl Median: $70,644
Lifetime Value Added
+$143k
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Median Debt
-
Earnings (4yr)
$78,349
Natl Median: $83,558
Lifetime Value Added
-$721
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Median Debt
-
Earnings (4yr)
-
Natl Median: $97,121
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,000
Lifetime Value Added
N/A
Median Debt
$57,988
Earnings (4yr)
$63,393
Natl Median: $59,571
Lifetime Value Added
-$134k
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Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,711
Lifetime Value Added
N/A
Median Debt
$34,265
Earnings (4yr)
$50,555
Natl Median: $71,416
Lifetime Value Added
-$255k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $57,737
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$64,564
Earnings (4yr)
$71,531
Natl Median: $65,123
Lifetime Value Added
-$61k
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Median Debt
$28,958
Earnings (4yr)
$80,111
Natl Median: $64,397
Lifetime Value Added
+$15k
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Median Debt
$51,131
Earnings (2yr)
$67,660
Natl Median: $60,111
Lifetime Value Added
-$71k
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Median Debt
$33,834
Earnings (4yr)
$86,765
Natl Median: $63,707
Lifetime Value Added
+$73k
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Median Debt
$27,333
Earnings (4yr)
$85,537
Natl Median: $65,767
Lifetime Value Added
+$62k
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Graduate Certificates

Median Debt
-
Earnings (4yr)
$85,662
Natl Median: $77,692
Lifetime Value Added
+$161k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $65,509
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$80,718
Natl Median: $71,178
Lifetime Value Added
+$145k
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Professional Degrees

Law
ProfCIP: 2201
Median Debt
$133,683
Earnings (4yr)
$86,767
Natl Median: $107,773
Lifetime Value Added
-$106k
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Medicine
ProfCIP: 5112
Median Debt
$370,000
Earnings (4yr)
$131,180
Natl Median: $112,460
Lifetime Value Added
+$223k
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Median Debt
$205,838
Earnings (4yr)
$133,060
Natl Median: $138,348
Lifetime Value Added
+$236k
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Median Debt
$77,169
Earnings (5yr)
$88,444
Natl Median: $81,641
Lifetime Value Added
-$106k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.