College ROI

Smarter Choices, Brighter Futures
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Utica University

Utica, NY 2,278 Undergrads 64.8% Grad Rate
Share
Total Cost
$37,205
Sticker Price
Avg Net Price
$19,108
After Aid
Median Earnings
$77,491
4yr Post-Grad

Vs. Peer Institutions

Net Price$19,108
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$77,491
Peer Midpoint: $60,428
Graduation Rate64.8%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients33.2%
Enrollment Status
Full-Time91.3%
Economic Outcomes
Earn More than HS81.7%

Admissions Profile

Acceptance
92.0%
SAT Avg
1,110
SAT Reading
25th: 480-75th: 660
SAT Math
25th: 510-75th: 590
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$671k
+$204k
+$187k
Median Cost$19k/yr
+$602k
+$135k
+$118k
Full Cost$37k/yr
+$537k
+$70k
+$53k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
Median Cost$19k/yr
35
172%
Full Cost$37k/yr
45
39%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return168%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-9%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Homeland Security
CertCIP: 4303
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,995
Lifetime Value Added
N/A
Security Science and Technology
CertCIP: 4304
Median Debt
-
Earnings (4yr)
$82,049
Natl Median: $54,296
Lifetime Value Added
+$395k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
$51,882
Natl Median: $76,194
Lifetime Value Added
-$84k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,750
Earnings (5yr)
$58,953
Natl Median: $57,214
Lifetime Value Added
-$35k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,500
Earnings (4yr)
$53,705
Natl Median: $68,257
Lifetime Value Added
-$69k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (4yr)
$60,150
Natl Median: $77,981
Lifetime Value Added
-$16k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$24,345
Earnings (4yr)
$44,969
Natl Median: $56,359
Lifetime Value Added
-$142k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Construction Management
BachCIP: 5220
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $95,124
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,345
Earnings (4yr)
$69,898
Natl Median: $55,378
Lifetime Value Added
+$60k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$23,638
Earnings (4yr)
$62,369
Natl Median: $61,296
Lifetime Value Added
+$1k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Homeland Security
BachCIP: 4303
Median Debt
$25,000
Earnings (4yr)
$82,733
Natl Median: $70,193
Lifetime Value Added
+$158k
Insurance
BachCIP: 5217
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,472
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$21,500
Earnings (5yr)
$47,007
Natl Median: $53,072
Lifetime Value Added
-$133k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$50,847
Natl Median: $50,706
Lifetime Value Added
-$92k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (4yr)
$55,344
Natl Median: $63,560
Lifetime Value Added
-$55k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,750
Earnings (4yr)
$94,981
Natl Median: $88,910
Lifetime Value Added
+$251k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$27,000
Earnings (4yr)
$56,113
Natl Median: $55,792
Lifetime Value Added
-$49k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
$23,250
Earnings (4yr)
$53,457
Natl Median: $55,695
Lifetime Value Added
-$71k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,499
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,250
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
BachCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,259
Lifetime Value Added
N/A
Zoology/Animal Biology
BachCIP: 2607
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,055
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (4yr)
$92,248
Natl Median: $95,833
Lifetime Value Added
+$137k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$29,182
Earnings (4yr)
$92,521
Natl Median: $103,485
Lifetime Value Added
+$140k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$36,917
Earnings (4yr)
$80,570
Natl Median: $89,981
Lifetime Value Added
+$35k
Homeland Security
MastCIP: 4303
Median Debt
$36,359
Earnings (4yr)
$118,906
Natl Median: $96,660
Lifetime Value Added
+$370k
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$55,294
Earnings (4yr)
$66,176
Natl Median: $71,416
Lifetime Value Added
-$92k
Security Science and Technology
MastCIP: 4304
Median Debt
$37,746
Earnings (4yr)
$108,561
Natl Median: $82,399
Lifetime Value Added
+$280k
Social Sciences, General
MastCIP: 4501
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,443
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
$57,847
Natl Median: $64,397
Lifetime Value Added
-$168k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Graduate Certificates

Homeland Security
Gr-CertCIP: 4303
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,606
Lifetime Value Added
N/A

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
-
Earnings (5yr)
$99,791
Natl Median: $82,893
Lifetime Value Added
+$9k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.