College ROI

Smarter Choices, Brighter Futures
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Biola University

La Mirada, CA 3,474 Undergrads 69.9% Grad Rate
Share
Total Cost
$62,757
Sticker Price
Avg Net Price
$31,495
After Aid
Median Earnings
$61,363
4yr Post-Grad

Vs. Peer Institutions

Net Price$31,495
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$61,363
Peer Midpoint: $60,428
Graduation Rate69.9%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients26.1%
Enrollment Status
Full-Time91.5%
Economic Outcomes
Earn More than HS70.0%

Admissions Profile

Acceptance
74.4%
SAT Avg
1,261
SAT Reading
25th: 60062675th: 700
SAT Math
25th: 56060075th: 670
ACT Composite
25th: 242675th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$547k
+$80k
+$62k
Median Cost$31k/yr
+$433k
-$34k
-$51k
Full Cost$63k/yr
+$321k
-$146k
-$164k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
Median Cost$31k/yr
Never
-45%
Full Cost$63k/yr
Never
-72%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-43%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-76%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Pastoral Counseling and Specialized Ministries
AssocCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,774
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$23,875
Earnings (4yr)
$91,330
Natl Median: $76,194
Lifetime Value Added
+$179k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,676
Lifetime Value Added
N/A
Atmospheric Sciences and Meteorology
BachCIP: 4004
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,997
Lifetime Value Added
N/A
Bible/Biblical Studies
BachCIP: 3902
Median Debt
$27,000
Earnings (4yr)
$58,569
Natl Median: $44,533
Lifetime Value Added
-$74k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$25,000
Earnings (4yr)
$60,014
Natl Median: $57,214
Lifetime Value Added
-$62k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Business/Commerce, General
BachCIP: 5201
Median Debt
$21,500
Earnings (4yr)
$69,873
Natl Median: $68,407
Lifetime Value Added
+$15k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,523
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,500
Earnings (4yr)
$53,781
Natl Median: $56,359
Lifetime Value Added
-$113k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$26,522
Earnings (4yr)
$69,087
Natl Median: $58,928
Lifetime Value Added
+$9k
Computer Science
BachCIP: 1107
Median Debt
$24,906
Earnings (4yr)
$78,943
Natl Median: $107,009
Lifetime Value Added
+$84k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
$24,030
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Engineering Physics
BachCIP: 1412
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,154
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,500
Earnings (4yr)
$43,154
Natl Median: $48,590
Lifetime Value Added
-$202k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (4yr)
$47,596
Natl Median: $41,367
Lifetime Value Added
-$164k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Intercultural/Multicultural and Diversity Studies
BachCIP: 3023
Median Debt
$22,500
Earnings (4yr)
$41,492
Natl Median: $42,907
Lifetime Value Added
-$216k
Journalism
BachCIP: 0904
Median Debt
$27,000
Earnings (4yr)
$59,925
Natl Median: $56,278
Lifetime Value Added
-$63k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
$26,417
Earnings (4yr)
$50,781
Natl Median: $42,892
Lifetime Value Added
-$138k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physical Sciences, General
BachCIP: 4001
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,944
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$24,344
Earnings (4yr)
$65,558
Natl Median: $63,293
Lifetime Value Added
-$18k
Psychology, General
BachCIP: 4201
Median Debt
$23,250
Earnings (4yr)
$49,450
Natl Median: $50,706
Lifetime Value Added
-$149k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$20,000
Earnings (4yr)
$62,319
Natl Median: $63,560
Lifetime Value Added
-$44k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$21,500
Earnings (4yr)
$60,082
Natl Median: $50,497
Lifetime Value Added
-$61k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$29,000
Earnings (4yr)
$111,200
Natl Median: $88,910
Lifetime Value Added
+$330k
Religious Education
BachCIP: 3904
Median Debt
$25,437
Earnings (4yr)
$40,261
Natl Median: $43,633
Lifetime Value Added
-$227k
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Sciences, General
BachCIP: 4501
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
$25,000
Earnings (4yr)
$47,052
Natl Median: $52,657
Lifetime Value Added
-$169k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,812
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$25,594
Earnings (4yr)
$51,566
Natl Median: $47,382
Lifetime Value Added
-$131k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (4yr)
$99,007
Natl Median: $95,833
Lifetime Value Added
+$174k
Anthropology
MastCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,276
Lifetime Value Added
N/A
Bible/Biblical Studies
MastCIP: 3902
Median Debt
$29,727
Earnings (4yr)
$56,442
Natl Median: $56,028
Lifetime Value Added
-$203k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $103,485
Lifetime Value Added
N/A
Business/Commerce, General
MastCIP: 5201
Median Debt
-
Earnings (4yr)
$90,894
Natl Median: $125,988
Lifetime Value Added
+$103k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$61,525
Earnings (4yr)
$86,263
Natl Median: $67,030
Lifetime Value Added
+$62k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,399
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
$19,797
Earnings (4yr)
$76,309
Natl Median: $65,824
Lifetime Value Added
-$25k
Linguistic, Comparative, and Related Language Studies and Services
MastCIP: 1601
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,093
Lifetime Value Added
N/A
Missions/Missionary Studies and Missiology
MastCIP: 3903
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,204
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Philosophy and Religious Studies, General
MastCIP: 3800
Median Debt
$46,341
Earnings (4yr)
$57,874
Natl Median: $48,322
Lifetime Value Added
-$190k
Philosophy and Religious Studies, Other
MastCIP: 3899
Median Debt
$43,500
Earnings (4yr)
$77,659
Natl Median: $67,987
Lifetime Value Added
-$13k
Philosophy
MastCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,272
Lifetime Value Added
N/A
Religious Education
MastCIP: 3904
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,328
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (2yr)
$47,260
Natl Median: $65,767
Lifetime Value Added
-$273k
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
$34,327
Earnings (4yr)
$62,024
Natl Median: $61,300
Lifetime Value Added
-$152k
Theology and Religious Vocations, Other
MastCIP: 3999
Median Debt
-
Earnings (4yr)
$60,758
Natl Median: $54,640
Lifetime Value Added
-$163k

Graduate Certificates

Linguistic, Comparative, and Related Language Studies and Services
Gr-CertCIP: 1601
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,808
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
Gr-CertCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,178
Lifetime Value Added
N/A

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$152,555
Earnings (4yr)
$110,375
Natl Median: $99,878
Lifetime Value Added
+$58k
Missions/Missionary Studies and Missiology
DocCIP: 3903
Median Debt
-
Earnings (2yr)
$63,328
Natl Median: $63,328
Lifetime Value Added
-$273k
Religious Education
DocCIP: 3904
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,129
Lifetime Value Added
N/A
Theology and Religious Vocations, Other
DocCIP: 3999
Median Debt
-
Earnings (4yr)
-
Natl Median: $81,301
Lifetime Value Added
N/A

Other Programs

Education, General
DegCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,645
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.