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Indiana University-Northwest
Gary, IN 2,661 Undergrads 39.3% Grad Rate
Total Cost
$13,989
Sticker Price
Avg Net Price
$5,130
After Aid
Median Earnings
$59,535
4yr Post-Grad
Vs. Peer Institutions
Net Price$5,130
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$59,535
Peer Midpoint: $60,428
Graduation Rate39.3%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients45.3%
Enrollment Status
Full-Time76.1%
Economic Outcomes
Earn More than HS67.0%
Admissions Profile
Acceptance
73.4%
SAT Avg
1,055
SAT Reading
25th: 46053575th: 600
SAT Math
25th: 45050575th: 580
ACT Composite
25th: 182275th: 26
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$532k
+$65k
+$48k
Median Cost$5k/yr
+$513k
+$47k
+$29k
Full Cost$14k/yr
+$482k
+$15k
-$3k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
∞
Median Cost$5k/yr
44
158%
Full Cost$14k/yr
Never
-5%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return102%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-5%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
-
Earnings (5yr)
$29,320
Natl Median: $33,673
Lifetime Value Added
-$145k
Human Resources Management and Services
CertCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,907
Lifetime Value Added
N/A
Associate's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$17,500
Earnings (4yr)
$70,426
Natl Median: $65,389
Lifetime Value Added
+$230k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$53,970
Natl Median: $37,073
Lifetime Value Added
+$67k
Human Resources Management and Services
AssocCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,425
Lifetime Value Added
N/A
Bachelor's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$22,026
Earnings (4yr)
$86,888
Natl Median: $70,786
Lifetime Value Added
+$240k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,676
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business/Commerce, General
BachCIP: 5201
Median Debt
$21,500
Earnings (4yr)
$56,211
Natl Median: $68,407
Lifetime Value Added
+$2k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
$51,863
Natl Median: $56,359
Lifetime Value Added
-$34k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,374
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
$19,802
Earnings (4yr)
$49,084
Natl Median: $107,009
Lifetime Value Added
-$57k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$20,500
Earnings (4yr)
$58,155
Natl Median: $55,378
Lifetime Value Added
+$18k
Dental Support Services and Allied Professions
BachCIP: 5106
Median Debt
$17,500
Earnings (4yr)
$67,468
Natl Median: $68,061
Lifetime Value Added
+$92k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
$29,768
Natl Median: $48,590
Lifetime Value Added
-$223k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$26,353
Natl Median: $41,367
Lifetime Value Added
-$244k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,190
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$23,500
Earnings (4yr)
$54,525
Natl Median: $58,716
Lifetime Value Added
-$12k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,069
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$22,247
Earnings (4yr)
$47,530
Natl Median: $53,072
Lifetime Value Added
-$70k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,176
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,532
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$19,000
Earnings (4yr)
$45,323
Natl Median: $50,706
Lifetime Value Added
-$89k
Public Administration
BachCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,093
Lifetime Value Added
N/A
Public Health
BachCIP: 5122
Median Debt
$21,702
Earnings (4yr)
$53,988
Natl Median: $58,808
Lifetime Value Added
-$16k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$22,539
Earnings (4yr)
$82,626
Natl Median: $88,910
Lifetime Value Added
+$207k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$25,000
Earnings (4yr)
$51,575
Natl Median: $51,790
Lifetime Value Added
-$36k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$28,084
Earnings (4yr)
$54,088
Natl Median: $47,382
Lifetime Value Added
-$15k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Post-Baccalaureate Certificates
Accounting and Related Services
PB-CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,165
Lifetime Value Added
N/A
Master's Degrees
Business/Commerce, General
MastCIP: 5201
Median Debt
$35,074
Earnings (4yr)
$118,385
Natl Median: $125,988
Lifetime Value Added
+$391k
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,571
Lifetime Value Added
N/A
Public Administration
MastCIP: 4404
Median Debt
$36,780
Earnings (4yr)
$69,335
Natl Median: $81,408
Lifetime Value Added
-$38k
Social Work
MastCIP: 4407
Median Debt
$41,000
Earnings (4yr)
$58,430
Natl Median: $65,123
Lifetime Value Added
-$136k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Graduate Certificates
Business/Commerce, General
Gr-CertCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $103,299
Lifetime Value Added
N/A
Public Administration
Gr-CertCIP: 4404
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,022
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.