Indiana University-South Bend

South Bend, IN 3,933 Undergrads 40.2% Grad Rate

School Website|Financial Calculator

Total Cost

$17,364

Sticker Price

Avg Net Price

$8,653

After Aid

Median Earnings

$55,103

4yr Post-Grad

Vs. Peer Institutions

Net Price$8,653

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$55,103

Peer Midpoint: $60,428

Graduation Rate40.2%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients43.0%

Enrollment Status

Full-Time78.1%

Economic Outcomes

Earn More than HS70.3%

Admissions Profile

Acceptance

83.8%

SAT Avg

1,081

SAT Reading

25th: 48055075th: 610

SAT Math

25th: 47053575th: 580

ACT Composite

25th: 212175th: 23

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$496k

+$29k

+$12k

Median Cost$9k/yr

+$465k

-$2k

-$20k

Full Cost$17k/yr

+$433k

-$33k

-$51k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$9k/yr

Never

-63%

Full Cost$17k/yr

Never

-82%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-39%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-50%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Clinical, Counseling and Applied Psychology

CertCIP: 4228

Median Debt

Earnings (4yr)

Natl Median: $54,445

Lifetime Value Added

N/A

Computer Programming

CertCIP: 1102

Median Debt

Earnings (4yr)

Natl Median: $56,556

Lifetime Value Added

N/A

Intercultural/Multicultural and Diversity Studies

CertCIP: 3023

Median Debt

Earnings (4yr)

Natl Median: $59,299

Lifetime Value Added

N/A

Legal Support Services

CertCIP: 2203

Median Debt

Earnings (4yr)

Natl Median: $49,747

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

CertCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $44,906

Lifetime Value Added

N/A

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions

AssocCIP: 5109

Median Debt

Earnings (4yr)

$58,887

Natl Median: $65,389

Lifetime Value Added

+$118k

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $44,125

Lifetime Value Added

N/A

Bachelor's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions

BachCIP: 5109

Median Debt

Earnings (4yr)

$71,862

Natl Median: $70,786

Lifetime Value Added

+$113k

Anthropology

BachCIP: 4502

Median Debt

Earnings (4yr)

Natl Median: $46,676

Lifetime Value Added

N/A

Applied Mathematics

BachCIP: 2703

Median Debt

Earnings (4yr)

Natl Median: $91,532

Lifetime Value Added

N/A

Biochemistry, Biophysics and Molecular Biology

BachCIP: 2602

Median Debt

Earnings (4yr)

Natl Median: $65,466

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

$23,449

Earnings (4yr)

$56,512

Natl Median: $57,214

Lifetime Value Added

-$8k

Business/Commerce, General

BachCIP: 5201

Median Debt

$19,949

Earnings (4yr)

$64,275

Natl Median: $68,407

Lifetime Value Added

+$54k

Chemistry

BachCIP: 4005

Median Debt

Earnings (4yr)

Natl Median: $65,120

Lifetime Value Added

N/A

Clinical/Medical Laboratory Science/Research and Allied Professions

BachCIP: 5110

Median Debt

Earnings (4yr)

Natl Median: $75,975

Lifetime Value Added

N/A

Communication and Media Studies

BachCIP: 0901

Median Debt

$23,500

Earnings (4yr)

$44,703

Natl Median: $56,359

Lifetime Value Added

-$107k

Computer and Information Sciences, General

BachCIP: 1101

Median Debt

Earnings (4yr)

Natl Median: $92,374

Lifetime Value Added

N/A

Computer Science

BachCIP: 1107

Median Debt

Earnings (4yr)

$99,574

Natl Median: $107,009

Lifetime Value Added

+$324k

Criminal Justice and Corrections

BachCIP: 4301

Median Debt

$16,500

Earnings (4yr)

$51,778

Natl Median: $55,378

Lifetime Value Added

-$47k

Dental Support Services and Allied Professions

BachCIP: 5106

Median Debt

$21,500

Earnings (4yr)

$61,436

Natl Median: $68,061

Lifetime Value Added

+$32k

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

Economics

BachCIP: 4506

Median Debt

Earnings (4yr)

Natl Median: $82,686

Lifetime Value Added

N/A

Engineering, General

BachCIP: 1401

Median Debt

Earnings (4yr)

Natl Median: $89,359

Lifetime Value Added

N/A

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (4yr)

Natl Median: $48,590

Lifetime Value Added

N/A

Ethnic, Cultural Minority, Gender, and Group Studies

BachCIP: 0502

Median Debt

Earnings (4yr)

Natl Median: $51,710

Lifetime Value Added

N/A

Fine and Studio Arts

BachCIP: 5007

Median Debt

$23,676

Earnings (4yr)

$38,663

Natl Median: $41,367

Lifetime Value Added

-$158k

Germanic Languages, Literatures, and Linguistics

BachCIP: 1605

Median Debt

Earnings (4yr)

Natl Median: $55,459

Lifetime Value Added

N/A

Health Services/Allied Health/Health Sciences, General

BachCIP: 5100

Median Debt

$22,603

Earnings (4yr)

Natl Median: $61,296

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (2yr)

$21,964

Natl Median: $50,680

Lifetime Value Added

-$297k

Human Resources Management and Services

BachCIP: 5210

Median Debt

Earnings (4yr)

Natl Median: $68,069

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

$20,444

Earnings (4yr)

$48,815

Natl Median: $53,072

Lifetime Value Added

-$72k

Management Sciences and Quantitative Methods

BachCIP: 5213

Median Debt

Earnings (4yr)

Natl Median: $86,176

Lifetime Value Added

N/A

Mathematics

BachCIP: 2701

Median Debt

Earnings (4yr)

Natl Median: $69,562

Lifetime Value Added

N/A

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $42,892

Lifetime Value Added

N/A

Natural Resources Conservation and Research

BachCIP: 0301

Median Debt

Earnings (4yr)

Natl Median: $55,012

Lifetime Value Added

N/A

Physics

BachCIP: 4008

Median Debt

Earnings (4yr)

Natl Median: $76,786

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

Earnings (5yr)

$44,071

Natl Median: $63,293

Lifetime Value Added

-$119k

Psychology, General

BachCIP: 4201

Median Debt

$21,793

Earnings (4yr)

$46,521

Natl Median: $50,706

Lifetime Value Added

-$91k

Public Health

BachCIP: 5122

Median Debt

Earnings (5yr)

$61,468

Natl Median: $58,808

Lifetime Value Added

+$22k

Radio, Television, and Digital Communication

BachCIP: 0907

Median Debt

$18,062

Earnings (4yr)

$36,711

Natl Median: $50,497

Lifetime Value Added

-$175k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

$18,905

Earnings (4yr)

$84,541

Natl Median: $88,910

Lifetime Value Added

+$209k

Romance Languages, Literatures, and Linguistics

BachCIP: 1609

Median Debt

Earnings (2yr)

$28,960

Natl Median: $55,000

Lifetime Value Added

-$233k

Social Work

BachCIP: 4407

Median Debt

$18,000

Earnings (4yr)

$48,344

Natl Median: $51,790

Lifetime Value Added

-$76k

Sociology

BachCIP: 4511

Median Debt

Earnings (4yr)

Natl Median: $52,657

Lifetime Value Added

N/A

Special Education and Teaching

BachCIP: 1310

Median Debt

Earnings (4yr)

Natl Median: $50,499

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

$21,929

Earnings (4yr)

$45,755

Natl Median: $47,382

Lifetime Value Added

-$98k

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

$25,784

Earnings (4yr)

$47,977

Natl Median: $51,389

Lifetime Value Added

-$79k

Master's Degrees

Accounting and Related Services

MastCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $95,833

Lifetime Value Added

N/A

Business/Commerce, General

MastCIP: 5201

Median Debt

Earnings (4yr)

$115,947

Natl Median: $125,988

Lifetime Value Added

+$364k

Communication and Media Studies

MastCIP: 0901

Median Debt

Earnings (4yr)

Natl Median: $71,953

Lifetime Value Added

N/A

Educational Administration and Supervision

MastCIP: 1304

Median Debt

Earnings (4yr)

Natl Median: $71,685

Lifetime Value Added

N/A

English Language and Literature, General

MastCIP: 2301

Median Debt

Earnings (4yr)

Natl Median: $55,512

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

MastCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $65,716

Lifetime Value Added

N/A

Mathematics and Computer Science

MastCIP: 3008

Median Debt

Earnings (4yr)

Natl Median: $138,309

Lifetime Value Added

N/A

Music

MastCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $48,285

Lifetime Value Added

N/A

Public Administration

MastCIP: 4404

Median Debt

Earnings (2yr)

$47,260

Natl Median: $81,408

Lifetime Value Added

-$231k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

MastCIP: 5138

Median Debt

$37,451

Earnings (4yr)

$120,931

Natl Median: $120,193

Lifetime Value Added

+$407k

Social Work

MastCIP: 4407

Median Debt

$31,271

Earnings (4yr)

$53,764

Natl Median: $65,123

Lifetime Value Added

-$187k

Special Education and Teaching

MastCIP: 1310

Median Debt

Earnings (4yr)

Natl Median: $64,397

Lifetime Value Added

N/A

Student Counseling and Personnel Services

MastCIP: 1311

Median Debt

Earnings (4yr)

$56,394

Natl Median: $60,111

Lifetime Value Added

-$162k

Teacher Education and Professional Development, Specific Levels and Methods

MastCIP: 1312

Median Debt

Earnings (4yr)

Natl Median: $59,916

Lifetime Value Added

N/A

Graduate Certificates

Business/Commerce, General

Gr-CertCIP: 5201

Median Debt

Earnings (4yr)

Natl Median: $103,299

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.