Back to Colleges
Loyola University Maryland
Baltimore, MD 3,869 Undergrads 79.9% Grad Rate
Total Cost
$74,055
Sticker Price
Avg Net Price
$30,574
After Aid
Median Earnings
$81,772
4yr Post-Grad
Vs. Peer Institutions
Net Price$30,574
Peer Midpoint: $20,080.5
Earnings (10yr)$81,772
Peer Midpoint: $60,428
Graduation Rate79.9%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients19.1%
Enrollment Status
Full-Time99.4%
Economic Outcomes
Earn More than HS85.9%
Admissions Profile
Acceptance
75.5%
SAT Avg
1,290
SAT Reading
25th: 620-75th: 690
SAT Math
25th: 580-75th: 680
ACT Composite
25th: 28-75th: 32
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$696k
+$236k
+$218k
Median Cost$31k/yr
+$586k
+$126k
+$108k
Full Cost$74k/yr
+$429k
-$31k
-$48k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
∞
Median Cost$31k/yr
38
98%
Full Cost$74k/yr
Never
-18%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return55%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-50%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (4yr)
$103,352
Nat: $76,194
Lifetime Value Added
+$261k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings
-
Nat: $91,532
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (4yr)
$77,861
Nat: $57,214
Lifetime Value Added
+$70k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$93,753
Nat: $68,257
Lifetime Value Added
+$189k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings
-
Nat: $65,120
Lifetime Value Added
N/A
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings
-
Nat: $49,429
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (4yr)
$71,948
Nat: $56,359
Lifetime Value Added
+$26k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$27,000
Earnings (4yr)
$72,055
Nat: $58,928
Lifetime Value Added
+$26k
Computer Science
BachCIP: 1107
Median Debt
$27,000
Earnings (4yr)
$124,858
Nat: $107,009
Lifetime Value Added
+$421k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$54,713
Nat: $82,686
Lifetime Value Added
-$83k
Engineering, General
BachCIP: 1401
Median Debt
$27,000
Earnings (4yr)
$86,585
Nat: $89,359
Lifetime Value Added
+$135k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (4yr)
$63,919
Nat: $48,590
Lifetime Value Added
-$36k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings
-
Nat: $41,367
Lifetime Value Added
N/A
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings
-
Nat: $55,459
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
$56,845
Nat: $50,680
Lifetime Value Added
-$93k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$27,000
Earnings (4yr)
$63,683
Nat: $55,693
Lifetime Value Added
-$38k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings
-
Nat: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings
-
Nat: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (4yr)
$81,575
Nat: $63,293
Lifetime Value Added
+$98k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (4yr)
$59,905
Nat: $50,706
Lifetime Value Added
-$68k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings
-
Nat: $41,390
Lifetime Value Added
N/A
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$27,000
Earnings (4yr)
$62,745
Nat: $48,471
Lifetime Value Added
-$46k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
$69,353
Nat: $55,000
Lifetime Value Added
+$6k
Social Sciences, Other
BachCIP: 4599
Median Debt
$27,000
Earnings (4yr)
$67,373
Nat: $56,812
Lifetime Value Added
-$9k
Sociology
BachCIP: 4511
Median Debt
-
Earnings
-
Nat: $52,657
Lifetime Value Added
N/A
Statistics
BachCIP: 2705
Median Debt
-
Earnings
-
Nat: $92,425
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$54,695
Nat: $47,382
Lifetime Value Added
-$110k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings
-
Nat: $51,389
Lifetime Value Added
N/A
Post-Baccalaureate Certificates
Student Counseling and Personnel Services
PB-CertCIP: 1311
Median Debt
-
Earnings
-
Nat: $68,085
Lifetime Value Added
N/A
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (4yr)
$122,816
Nat: $95,833
Lifetime Value Added
+$581k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$37,185
Earnings (4yr)
$133,245
Nat: $103,485
Lifetime Value Added
+$669k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$51,250
Earnings (4yr)
$63,855
Nat: $65,184
Lifetime Value Added
+$73k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$41,000
Earnings (4yr)
$71,264
Nat: $67,030
Lifetime Value Added
+$139k
Computer Science
MastCIP: 1107
Median Debt
-
Earnings (2yr)
$119,061
Lifetime Value Added
+$611k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$38,175
Earnings (2yr)
$62,260
Nat: $63,399
Lifetime Value Added
+$93k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$46,010
Earnings (4yr)
$91,923
Nat: $71,685
Lifetime Value Added
+$316k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (4yr)
$131,706
Nat: $110,694
Lifetime Value Added
+$656k
Information Science/Studies
MastCIP: 1104
Median Debt
-
Earnings
-
Nat: $112,705
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings
-
Nat: $65,716
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (2yr)
$42,044
Lifetime Value Added
-$108k
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
$68,868
Earnings (4yr)
$60,324
Nat: $53,024
Lifetime Value Added
+$41k
Radio, Television, and Digital Communication
MastCIP: 0907
Median Debt
-
Earnings (4yr)
$72,987
Nat: $75,972
Lifetime Value Added
+$154k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (4yr)
$74,485
Nat: $64,397
Lifetime Value Added
+$167k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$41,000
Earnings (4yr)
$66,454
Nat: $60,111
Lifetime Value Added
+$96k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$20,500
Earnings (4yr)
$55,827
Nat: $59,916
Lifetime Value Added
-$1k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$34,531
Earnings (4yr)
$81,156
Nat: $63,707
Lifetime Value Added
+$224k
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings
-
Nat: $61,300
Lifetime Value Added
N/A
Graduate Certificates
Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
-
Earnings
-
Nat: $86,288
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
Gr-CertCIP: 5115
Median Debt
-
Earnings
-
Nat: $60,655
Lifetime Value Added
N/A
Psychology, General
Gr-CertCIP: 4201
Median Debt
-
Earnings
-
Nat: $62,083
Lifetime Value Added
N/A
Doctoral Degrees
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (4yr)
$109,532
Nat: $99,878
Lifetime Value Added
+$257k
Mental and Social Health Services and Allied Professions
DocCIP: 5115
Median Debt
-
Earnings
-
Nat: $77,066
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.