College ROI

Smarter Choices, Brighter Futures
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Millersville University of Pennsylvania

Millersville, PA 5,728 Undergrads 57.2% Grad Rate
Share
Total Cost
$26,913
Sticker Price
Avg Net Price
$20,787
After Aid
Median Earnings
$57,515
4yr Post-Grad

Vs. Peer Institutions

Net Price$20,787
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$57,515
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$55,246
Peer Midpoint: $53,763
Graduation Rate57.2%
Peer Midpoint: 58.9%
Average Starting Age21.6
Socio-Economic Diversity
Pell Grant Recipients27.4%
Enrollment Status
Full-Time81.4%
Economic Outcomes
Earn More than HS75.9%

Admissions Profile

Acceptance
86.2%
SAT Avg
1,110
SAT Reading
25th: 52056075th: 620
SAT Math
25th: 50055075th: 590
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$516k
+$49k
+$31k
Median Cost$21k/yr
+$441k
-$26k
-$44k
Full Cost$27k/yr
+$419k
-$48k
-$66k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
42
Median Cost$21k/yr
Never
-58%
Full Cost$27k/yr
Never
-68%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-25%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-58%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
$73,990
Natl Median: $73,593
Lifetime Value Added
+$234k

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$69,520
Natl Median: $70,786
Lifetime Value Added
+$51k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (4yr)
$44,440
Natl Median: $46,676
Lifetime Value Added
-$153k
Area Studies
BachCIP: 0501
Median Debt
$24,964
Earnings (4yr)
$45,749
Natl Median: $56,625
Lifetime Value Added
-$141k
Median Debt
$27,000
Earnings (5yr)
$57,008
Natl Median: $60,997
Lifetime Value Added
-$57k
Biology, General
BachCIP: 2601
Median Debt
$26,000
Earnings (4yr)
$57,483
Natl Median: $57,214
Lifetime Value Added
-$44k
Median Debt
$22,849
Earnings (4yr)
$65,121
Natl Median: $68,257
Lifetime Value Added
+$17k
Chemistry
BachCIP: 4005
Median Debt
$18,250
Earnings (4yr)
$69,998
Natl Median: $65,120
Lifetime Value Added
+$55k
Median Debt
$25,000
Earnings (4yr)
$48,330
Natl Median: $56,359
Lifetime Value Added
-$120k
Median Debt
$25,000
Earnings (4yr)
$86,012
Natl Median: $92,374
Lifetime Value Added
+$177k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
$65,946
Natl Median: $82,686
Lifetime Value Added
+$23k
Electromechanical Technologies/Technicians
BachCIP: 1504
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,304
Lifetime Value Added
N/A
Median Debt
$22,229
Earnings (4yr)
$42,756
Natl Median: $48,590
Lifetime Value Added
-$167k
Median Debt
$25,000
Earnings (4yr)
$44,816
Natl Median: $41,367
Lifetime Value Added
-$149k
Median Debt
-
Earnings (4yr)
$57,825
Natl Median: $57,853
Lifetime Value Added
-$41k
Median Debt
-
Earnings (2yr)
$42,682
Natl Median: $60,190
Lifetime Value Added
-$153k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,459
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
$25,000
Earnings (4yr)
$50,943
Natl Median: $50,680
Lifetime Value Added
-$98k
Median Debt
$26,000
Earnings (4yr)
$76,831
Natl Median: $80,890
Lifetime Value Added
+$107k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,984
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
$24,059
Earnings (4yr)
$59,588
Natl Median: $69,562
Lifetime Value Added
-$27k
Median Debt
$23,250
Earnings (4yr)
$46,119
Natl Median: $50,532
Lifetime Value Added
-$138k
Music
BachCIP: 5009
Median Debt
$26,500
Earnings (4yr)
$40,713
Natl Median: $42,892
Lifetime Value Added
-$184k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$52,099
Natl Median: $63,293
Lifetime Value Added
-$88k
Psychology, General
BachCIP: 4201
Median Debt
$22,250
Earnings (4yr)
$49,374
Natl Median: $50,706
Lifetime Value Added
-$111k
Median Debt
$25,000
Earnings (4yr)
$91,742
Natl Median: $86,525
Lifetime Value Added
+$221k
Median Debt
$10,642
Earnings (4yr)
$98,216
Natl Median: $88,910
Lifetime Value Added
+$270k
Median Debt
-
Earnings (2yr)
$36,042
Natl Median: $55,000
Lifetime Value Added
-$212k
Median Debt
$27,000
Earnings (4yr)
$54,086
Natl Median: $56,812
Lifetime Value Added
-$72k
Social Work
BachCIP: 4407
Median Debt
$24,534
Earnings (4yr)
$49,400
Natl Median: $51,790
Lifetime Value Added
-$111k
Sociology
BachCIP: 4511
Median Debt
$25,436
Earnings (4yr)
$54,329
Natl Median: $52,657
Lifetime Value Added
-$70k
Median Debt
$27,000
Earnings (4yr)
$53,356
Natl Median: $50,499
Lifetime Value Added
-$78k
Median Debt
$25,000
Earnings (4yr)
$49,373
Natl Median: $47,382
Lifetime Value Added
-$111k

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $60,439
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,752
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,644
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,512
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,079
Lifetime Value Added
N/A
Health Professions Education, Ethics, and Humanities
MastCIP: 5132
Median Debt
-
Earnings (4yr)
$124,881
Natl Median: $100,487
Lifetime Value Added
+$419k
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Homeland Security
MastCIP: 4303
Median Debt
-
Earnings (4yr)
$71,649
Natl Median: $96,660
Lifetime Value Added
-$46k
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,051
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,093
Lifetime Value Added
N/A
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (4yr)
$61,364
Natl Median: $64,711
Lifetime Value Added
-$138k
Median Debt
-
Earnings (2yr)
$98,403
Natl Median: $120,260
Lifetime Value Added
+$223k
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,728
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,131
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$25,678
Earnings (4yr)
$57,898
Natl Median: $65,123
Lifetime Value Added
-$170k
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,397
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (4yr)
$56,197
Natl Median: $62,033
Lifetime Value Added
-$186k
Median Debt
-
Earnings (2yr)
$52,107
Natl Median: $60,111
Lifetime Value Added
-$205k
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$67,090
Natl Median: $63,707
Lifetime Value Added
-$87k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Health Professions Education, Ethics, and Humanities
DocCIP: 5132
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,610
Lifetime Value Added
N/A
Social Work
DocCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,285
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.