Back to Colleges
Saint Mary's University of Minnesota
Winona, MN 1,073 Undergrads 67.1% Grad Rate
Total Cost
$57,380
Sticker Price
Avg Net Price
$11,704
After Aid
Median Earnings
$72,502
4yr Post-Grad
Vs. Peer Institutions
Net Price$11,704
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$72,502Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$58,170Peer Midpoint: $53,763
Graduation Rate67.1%
Peer Midpoint: 58.9%
Average Starting Age25.4
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients23.8%
Enrollment Status
Full-Time81.9%
Economic Outcomes
Earn More than HS82.5%
Admissions Profile
Acceptance
92.8%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$633k
+$166k
+$149k
Median Cost$12k/yr
+$591k
+$124k
+$106k
Full Cost$57k/yr
+$426k
-$40k
-$58k
ROI Efficiency Metrics⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$12k/yr
34
253%
Full Cost$57k/yr
Never
-28%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return39%
Gov. Pell Grant ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-51%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$24,332
Earnings (4yr)
$73,887
Natl Median: $76,194
Lifetime Value Added
+$117k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,786
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (5yr)
$84,852
Natl Median: $57,214
Lifetime Value Added
+$188k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,749
Earnings (4yr)
$74,942
Natl Median: $68,257
Lifetime Value Added
+$125k
Business, Management, Marketing, and Related Support Services, Other
BachCIP: 5299
Median Debt
-
Earnings (5yr)
$53,776
Natl Median: $69,830
Lifetime Value Added
-$50k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (5yr)
$86,796
Natl Median: $68,407
Lifetime Value Added
+$203k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,975
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
$79,464
Natl Median: $55,378
Lifetime Value Added
+$160k
Dance
BachCIP: 5003
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,980
Lifetime Value Added
N/A
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (5yr)
$34,228
Natl Median: $39,775
Lifetime Value Added
-$214k
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,842
Lifetime Value Added
N/A
Education, Other
BachCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,113
Lifetime Value Added
N/A
Engineering Physics
BachCIP: 1412
Median Debt
-
Earnings (4yr)
-
Natl Median: $89,154
Lifetime Value Added
N/A
English Language and Literature/Letters, Other
BachCIP: 2399
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,634
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (2yr)
$32,925
Natl Median: $61,027
Lifetime Value Added
-$208k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$27,000
Earnings (4yr)
$74,642
Natl Median: $83,343
Lifetime Value Added
+$123k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Graphic Communications
BachCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,283
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$14,165
Earnings (4yr)
$66,139
Natl Median: $58,716
Lifetime Value Added
+$58k
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (4yr)
$83,079
Natl Median: $68,069
Lifetime Value Added
+$187k
Human Services, General
BachCIP: 4400
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,597
Lifetime Value Added
N/A
Information Science/Studies
BachCIP: 1104
Median Debt
$14,550
Earnings (2yr)
$52,733
Natl Median: $85,294
Lifetime Value Added
-$33k
International Business
BachCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$24,125
Earnings (4yr)
$78,856
Natl Median: $86,176
Lifetime Value Added
+$155k
Marketing
BachCIP: 5214
Median Debt
$15,332
Earnings (4yr)
$76,285
Natl Median: $69,303
Lifetime Value Added
+$135k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
$43,805
Natl Median: $50,706
Lifetime Value Added
-$125k
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (5yr)
$55,164
Natl Median: $63,560
Lifetime Value Added
-$39k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$12,500
Earnings (4yr)
$104,761
Natl Median: $88,910
Lifetime Value Added
+$353k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
$40,804
Natl Median: $47,382
Lifetime Value Added
-$151k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Post-Baccalaureate Certificates
Mental and Social Health Services and Allied Professions
PB-CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,647
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
PB-CertCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,439
Lifetime Value Added
N/A
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$34,166
Earnings (4yr)
$84,590
Natl Median: $95,833
Lifetime Value Added
+$84k
Arts, Entertainment, and Media Management
MastCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,685
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$34,166
Earnings (4yr)
$105,165
Natl Median: $103,485
Lifetime Value Added
+$264k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$46,087
Earnings (4yr)
$64,118
Natl Median: $65,184
Lifetime Value Added
-$96k
Computer Systems Networking and Telecommunications
MastCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,420
Lifetime Value Added
N/A
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (4yr)
$53,444
Natl Median: $63,399
Lifetime Value Added
-$195k
Economics
MastCIP: 4506
Median Debt
$43,193
Earnings (4yr)
$73,874
Natl Median: $100,743
Lifetime Value Added
-$10k
Education, General
MastCIP: 1301
Median Debt
$20,407
Earnings (4yr)
$64,965
Natl Median: $65,824
Lifetime Value Added
-$89k
Education, Other
MastCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,348
Lifetime Value Added
N/A
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$22,944
Earnings (4yr)
$76,310
Natl Median: $71,685
Lifetime Value Added
+$11k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
$20,500
Earnings (4yr)
$69,960
Natl Median: $70,644
Lifetime Value Added
-$45k
Geography and Cartography
MastCIP: 4507
Median Debt
-
Earnings (5yr)
$74,727
Natl Median: $79,784
Lifetime Value Added
-$16k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$40,193
Earnings (4yr)
$86,445
Natl Median: $89,981
Lifetime Value Added
+$100k
Human Development, Family Studies, and Related Services
MastCIP: 1907
Median Debt
-
Earnings (4yr)
$62,697
Natl Median: $58,524
Lifetime Value Added
-$109k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$40,998
Earnings (4yr)
$84,744
Natl Median: $83,558
Lifetime Value Added
+$85k
International Business
MastCIP: 5211
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,121
Lifetime Value Added
N/A
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$49,350
Earnings (4yr)
$58,266
Natl Median: $59,571
Lifetime Value Added
-$150k
Multi/Interdisciplinary Studies, Other
MastCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,122
Lifetime Value Added
N/A
Public Administration and Social Service Professions, Other
MastCIP: 4499
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,515
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$81,234
Earnings (4yr)
$240,586
Natl Median: $120,193
Lifetime Value Added
+$1416k
Special Education and Teaching
MastCIP: 1310
Median Debt
$32,371
Earnings (4yr)
$67,553
Natl Median: $64,397
Lifetime Value Added
-$66k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (4yr)
$65,545
Natl Median: $63,707
Lifetime Value Added
-$84k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
$20,500
Earnings (4yr)
$65,171
Natl Median: $65,767
Lifetime Value Added
-$87k
Graduate Certificates
Bilingual, Multilingual, and Multicultural Education
Gr-CertCIP: 1302
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,692
Lifetime Value Added
N/A
Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
$27,333
Earnings (4yr)
$99,345
Natl Median: $86,288
Lifetime Value Added
+$305k
Mental and Social Health Services and Allied Professions
Gr-CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,655
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
Gr-CertCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,444
Lifetime Value Added
N/A
Doctoral Degrees
Business Administration, Management and Operations
DocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $113,566
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$118,146
Earnings (4yr)
$89,093
Natl Median: $99,878
Lifetime Value Added
-$29k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
$53,760
Earnings (4yr)
$104,441
Natl Median: $100,573
Lifetime Value Added
+$85k
Other Programs
Educational Administration and Supervision
DegCIP: 1304
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,560
Lifetime Value Added
N/A
Health and Medical Administrative Services
DegCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,452
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.