College ROI

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Texas A&M University-Central Texas

Killeen, TX 1,750 Undergrads 62.1% Grad Rate
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Total Cost
$14,187
Sticker Price
Avg Net Price
$1,300
After Aid
Median Earnings
$57,267
4yr Post-Grad

Vs. Peer Institutions

Net Price$1,300
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$57,267
Peer Midpoint: $60,428
Graduation Rate62.1%
Peer Midpoint: 58.9%
Average Starting Age32.7
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients49.5%
Enrollment Status
Full-Time37.7%
Economic Outcomes
Earn More than HS78.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$514k
+$47k
+$29k
Median Cost$1k/yr
+$509k
+$42k
+$25k
Full Cost$14k/yr
+$463k
-$4k
-$22k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
43
∞
Median Cost$1k/yr
45
525%
Full Cost$14k/yr
Never
-43%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return35%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-23%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Bachelor's Degrees

Median Debt
$23,450
Earnings (4yr)
$66,786
Natl Median: $76,194
Lifetime Value Added
+$100k
Air Transportation
BachCIP: 4901
Median Debt
-
Earnings (4yr)
$70,147
Natl Median: $85,825
Lifetime Value Added
+$126k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Median Debt
$15,875
Earnings (4yr)
$55,689
Natl Median: $68,257
Lifetime Value Added
+$12k
Median Debt
$18,940
Earnings (4yr)
$63,281
Natl Median: $92,374
Lifetime Value Added
+$73k
Median Debt
$20,375
Earnings (4yr)
$43,901
Natl Median: $55,378
Lifetime Value Added
-$87k
Median Debt
-
Earnings (4yr)
$37,967
Natl Median: $48,590
Lifetime Value Added
-$138k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
$23,158
Earnings (4yr)
$58,919
Natl Median: $68,069
Lifetime Value Added
+$38k
Median Debt
$17,997
Earnings (4yr)
$50,375
Natl Median: $53,072
Lifetime Value Added
-$32k
Median Debt
-
Earnings (4yr)
$69,468
Natl Median: $83,290
Lifetime Value Added
+$121k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
$14,569
Earnings (4yr)
$50,276
Natl Median: $55,693
Lifetime Value Added
-$33k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$20,110
Earnings (4yr)
$42,417
Natl Median: $50,706
Lifetime Value Added
-$100k
Median Debt
$12,500
Earnings (4yr)
$95,566
Natl Median: $88,910
Lifetime Value Added
+$320k
Social Work
BachCIP: 4407
Median Debt
$22,843
Earnings (4yr)
$58,052
Natl Median: $51,790
Lifetime Value Added
+$31k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$23,430
Earnings (4yr)
$86,018
Natl Median: $103,485
Lifetime Value Added
+$115k
Median Debt
-
Earnings (4yr)
$67,045
Natl Median: $65,184
Lifetime Value Added
-$51k
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,714
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
History
MastCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,360
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,558
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,705
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,654
Lifetime Value Added
N/A
Median Debt
$45,406
Earnings (4yr)
$60,366
Natl Median: $59,571
Lifetime Value Added
-$112k
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,850
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,111
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$58,826
Natl Median: $59,916
Lifetime Value Added
-$126k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.