College ROI

Smarter Choices, Brighter Futures
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The College of Saint Scholastica

Duluth, MN 1,725 Undergrads 72.5% Grad Rate
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Total Cost
$53,069
Sticker Price
Avg Net Price
$23,949
After Aid
Median Earnings
$65,934
10yr Post-Entry

Vs. Peer Institutions

Net Price$23,949
Peer Midpoint: $19,729.5
Earnings (10yr)$65,934
Peer Midpoint: $53,747
Graduation Rate72.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients24.4%
Enrollment Status
Full-Time91.6%
Economic Outcomes
Earn More than HS87.8%

Admissions Profile

Acceptance
93.8%
SAT Avg
1,190
SAT Reading
25th: -60375th: -
SAT Math
25th: -60875th: -
ACT Composite
25th: 212575th: 27

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$563k
+$166k
+$78k
Median Cost$24k/yr
+$476k
+$80k
-$8k
Full Cost$53k/yr
+$372k
-$25k
-$113k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
Median Cost$24k/yr
Never
-9%
Full Cost$53k/yr
Never
-59%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-18%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$20,500
Earnings (5yr)
$65,301
Lifetime Value Added
-$3k
Biology, General
BachCIP: 2601
Median Debt
$25,000
Earnings (5yr)
$88,632
Lifetime Value Added
+$172k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,500
Earnings (5yr)
$67,754
Lifetime Value Added
+$16k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$36,312
Lifetime Value Added
-$221k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,650
Earnings (5yr)
$81,225
Lifetime Value Added
+$117k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,000
Earnings (2yr)
$50,856
Lifetime Value Added
-$93k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$26,427
Earnings (5yr)
$61,013
Lifetime Value Added
-$36k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
-
Earnings (5yr)
$55,949
Lifetime Value Added
-$77k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,333
Earnings (5yr)
$59,691
Lifetime Value Added
-$47k
Marketing
BachCIP: 5214
Median Debt
$25,000
Earnings (5yr)
$63,886
Lifetime Value Added
-$14k
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
$23,750
Earnings (5yr)
$59,097
Lifetime Value Added
-$51k
Psychology, General
BachCIP: 4201
Median Debt
$24,559
Earnings (5yr)
$54,852
Lifetime Value Added
-$86k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$17,640
Earnings (5yr)
$84,270
Lifetime Value Added
+$140k
Social Work
BachCIP: 4407
Median Debt
$18,974
Earnings (5yr)
$51,589
Lifetime Value Added
-$112k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$18,500
Earnings (2yr)
$34,348
Lifetime Value Added
-$239k

Master's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$93,937
Earnings (5yr)
$56,853
Lifetime Value Added
+$20k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$96,017
Lifetime Value Added
+$361k
Business/Commerce, General
MastCIP: 5201
Median Debt
$34,134
Earnings (5yr)
$98,162
Lifetime Value Added
+$380k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$62,982
Earnings (5yr)
$80,807
Lifetime Value Added
+$231k
Physiology, Pathology and Related Sciences
MastCIP: 2609
Median Debt
$26,216
Earnings (2yr)
$46,478
Lifetime Value Added
-$50k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (5yr)
$124,928
Lifetime Value Added
+$608k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$84,330
Earnings (5yr)
$66,995
Lifetime Value Added
+$111k
Social Work
MastCIP: 4407
Median Debt
$40,097
Earnings (5yr)
$66,642
Lifetime Value Added
+$108k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$28,271
Earnings (5yr)
$61,584
Lifetime Value Added
+$63k

Doctoral Degrees

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$58,685
Earnings (5yr)
$100,618
Lifetime Value Added
+$214k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$97,359
Earnings (5yr)
$85,927
Lifetime Value Added
+$107k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.