College ROI

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The College of Saint Scholastica

Duluth, MN 1,765 Undergrads 73.5% Grad Rate
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Total Cost
$56,458
Sticker Price
Avg Net Price
$26,830
After Aid
Median Earnings
$74,553
5yr Post-Grad

Vs. Peer Institutions

Net Price$26,830
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$74,553
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$72,044
Peer Midpoint: $58,891
Graduation Rate73.5%
Peer Midpoint: 58.9%
Average starting age (2015-17)26.5
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients27.6%
Enrollment Status
Full-Time92.0%
Economic Outcomes
Earn More than HS86.4%

Admissions Profile

Acceptance
93.0%
SAT Avg
1,120
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: 192275th: 25

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$642k
+$171k
+$155k
Median Cost$27k/yr
+$545k
+$75k
+$59k
Full Cost$56k/yr
+$438k
-$32k
-$48k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$27k/yr
43
61%
Full Cost$56k/yr
Never
-24%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return46%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-50%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Social Work
CertCIP: 4407
Median Debt
$16,570
Earnings (4yr)
-
Natl Median: $43,190
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$69,762
Natl Median: $76,194
Lifetime Value Added
+$33k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $40,222
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$21,500
Earnings (4yr)
$53,730
Natl Median: $57,214
Lifetime Value Added
-$96k
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Median Debt
$19,432
Earnings (4yr)
$65,192
Natl Median: $68,257
Lifetime Value Added
-$3k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $68,407
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$36,312
Natl Median: $56,359
Lifetime Value Added
-$232k
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Median Debt
-
Earnings (4yr)
$82,175
Natl Median: $92,374
Lifetime Value Added
+$128k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$66,210
Natl Median: $83,343
Lifetime Value Added
+$5k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$71,540
Natl Median: $58,716
Lifetime Value Added
+$47k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$59,797
Natl Median: $68,069
Lifetime Value Added
-$46k
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International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
$65,512
Natl Median: $69,303
Lifetime Value Added
-$193
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Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,114
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,096
Lifetime Value Added
N/A
Median Debt
$21,000
Earnings (4yr)
$74,020
Natl Median: $62,172
Lifetime Value Added
+$66k
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Psychology, General
BachCIP: 4201
Median Debt
$23,121
Earnings (4yr)
$58,255
Natl Median: $50,706
Lifetime Value Added
-$59k
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Median Debt
$16,466
Earnings (4yr)
$85,824
Natl Median: $88,910
Lifetime Value Added
+$156k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $41,390
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,366
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$18,832
Earnings (4yr)
$55,743
Natl Median: $51,790
Lifetime Value Added
-$79k
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Median Debt
$19,606
Earnings (4yr)
$47,432
Natl Median: $47,382
Lifetime Value Added
-$149k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$106,510
Earnings (4yr)
$55,465
Natl Median: $127,347
Lifetime Value Added
-$205k
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Median Debt
-
Earnings (2yr)
$75,383
Natl Median: $103,485
Lifetime Value Added
+$3k
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Median Debt
-
Earnings (4yr)
$106,676
Natl Median: $125,988
Lifetime Value Added
+$250k
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Median Debt
$50,174
Earnings (4yr)
$91,444
Natl Median: $89,981
Lifetime Value Added
+$117k
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Median Debt
-
Earnings (4yr)
$53,631
Natl Median: $67,681
Lifetime Value Added
-$223k
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Median Debt
$88,331
Earnings (4yr)
$74,867
Natl Median: $71,416
Lifetime Value Added
-$28k
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Social Work
MastCIP: 4407
Median Debt
$35,339
Earnings (4yr)
$64,773
Natl Median: $65,123
Lifetime Value Added
-$118k
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Median Debt
$23,512
Earnings (4yr)
$61,491
Natl Median: $59,916
Lifetime Value Added
-$148k
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Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $94,506
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,288
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,166
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,753
Lifetime Value Added
N/A
Median Debt
$41,478
Earnings (4yr)
$50,997
Natl Median: $63,709
Lifetime Value Added
-$179k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $69,444
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
$88,209
Earnings (4yr)
$129,745
Natl Median: $138,131
Lifetime Value Added
+$218k
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Median Debt
$105,078
Earnings (4yr)
$84,290
Natl Median: $82,893
Lifetime Value Added
-$119k
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Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.