College ROI

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The University of Tennessee-Martin

Martin, TN 4,866 Undergrads 54.3% Grad Rate
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Total Cost
$24,017
Sticker Price
Avg Net Price
$10,211
After Aid
Median Earnings
$49,671
5yr Post-Grad

Vs. Peer Institutions

Net Price$10,211
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$49,671
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$48,116
Peer Midpoint: $58,891
Graduation Rate54.3%
Peer Midpoint: 58.9%
Average starting age (2015-17)22.7
Socio-Economic Diversity
Pell Grant Recipients49.7%
Enrollment Status
Full-Time93.2%
Economic Outcomes
Earn More than HS65.9%

Admissions Profile

Acceptance
88.2%
SAT Avg
1,120
SAT Reading
25th: 50058075th: 610
SAT Math
25th: 47053075th: 600
ACT Composite
25th: 192275th: 25

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$445k
-$26k
-$42k
Median Cost$10k/yr
+$408k
-$62k
-$79k
Full Cost$24k/yr
+$358k
-$112k
-$128k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$10k/yr
Never
-214%
Full Cost$24k/yr
Never
-148%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-162%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-90%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$59,150
Natl Median: $76,194
Lifetime Value Added
+$8k
Median Debt
$17,500
Earnings (4yr)
$47,956
Natl Median: $53,676
Lifetime Value Added
-$85k
Biology, General
BachCIP: 2601
Median Debt
$19,500
Earnings (4yr)
$63,410
Natl Median: $57,214
Lifetime Value Added
+$43k
Median Debt
$21,709
Earnings (4yr)
$54,552
Natl Median: $68,257
Lifetime Value Added
-$29k
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,981
Lifetime Value Added
N/A
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$20,820
Earnings (4yr)
$44,231
Natl Median: $56,359
Lifetime Value Added
-$117k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
$79,403
Natl Median: $107,009
Lifetime Value Added
+$167k
Median Debt
$19,199
Earnings (4yr)
$46,142
Natl Median: $55,378
Lifetime Value Added
-$100k
Median Debt
-
Earnings (4yr)
$87,043
Natl Median: $89,359
Lifetime Value Added
+$225k
Median Debt
-
Earnings (2yr)
$21,964
Natl Median: $48,590
Lifetime Value Added
-$303k
Environmental/Natural Resources Management and Policy
BachCIP: 0302
Median Debt
$23,000
Earnings (4yr)
$46,540
Natl Median: $56,185
Lifetime Value Added
-$97k
Median Debt
$19,500
Earnings (4yr)
$39,914
Natl Median: $48,460
Lifetime Value Added
-$154k
Median Debt
$16,750
Earnings (4yr)
$64,840
Natl Median: $83,343
Lifetime Value Added
+$54k
Median Debt
-
Earnings (5yr)
$45,538
Natl Median: $60,190
Lifetime Value Added
-$113k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
$49,555
Natl Median: $50,680
Lifetime Value Added
-$71k
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$41,007
Natl Median: $83,290
Lifetime Value Added
-$130k
Marketing
BachCIP: 5214
Median Debt
$20,439
Earnings (4yr)
$48,255
Natl Median: $69,303
Lifetime Value Added
-$82k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
$25,798
Earnings (4yr)
$44,910
Natl Median: $42,892
Lifetime Value Added
-$111k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$52,029
Natl Median: $63,293
Lifetime Value Added
-$51k
Psychology, General
BachCIP: 4201
Median Debt
$17,375
Earnings (4yr)
$36,507
Natl Median: $50,706
Lifetime Value Added
-$183k
Median Debt
$20,000
Earnings (4yr)
$77,092
Natl Median: $88,910
Lifetime Value Added
+$149k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
$19,300
Earnings (4yr)
$42,811
Natl Median: $51,790
Lifetime Value Added
-$129k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (2yr)
$20,824
Natl Median: $52,657
Lifetime Value Added
-$314k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$19,500
Earnings (4yr)
$49,817
Natl Median: $54,562
Lifetime Value Added
-$69k
Median Debt
$15,000
Earnings (4yr)
$42,481
Natl Median: $47,382
Lifetime Value Added
-$132k
Median Debt
$22,250
Earnings (4yr)
$37,930
Natl Median: $41,688
Lifetime Value Added
-$171k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $90,332
Lifetime Value Added
N/A
Median Debt
$24,036
Earnings (4yr)
$99,532
Natl Median: $103,485
Lifetime Value Added
+$218k
Median Debt
$21,076
Earnings (2yr)
$52,733
Natl Median: $71,685
Lifetime Value Added
-$180k
Median Debt
-
Earnings (2yr)
$39,287
Natl Median: $60,397
Lifetime Value Added
-$317k
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,125
Lifetime Value Added
N/A
Median Debt
$51,000
Earnings (4yr)
$59,759
Natl Median: $60,111
Lifetime Value Added
-$134k
Median Debt
$27,000
Earnings (4yr)
$50,046
Natl Median: $59,916
Lifetime Value Added
-$227k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.