College ROI

Smarter Choices, Brighter Futures
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Truman State University

Kirksville, MO 2,513 Undergrads 70.3% Grad Rate
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Total Cost
$25,115
Sticker Price
Avg Net Price
$12,780
After Aid
Median Earnings
$56,947
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,780
Peer Midpoint: $20,080.5
Earnings (10yr)$56,947
Peer Midpoint: $60,428
Graduation Rate70.3%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients19.7%
Enrollment Status
Full-Time97.9%
Economic Outcomes
Earn More than HS78.2%

Admissions Profile

Acceptance
83.8%
SAT Avg
1,320
SAT Reading
25th: 60060275th: 700
SAT Math
25th: 57059075th: 670
ACT Composite
25th: 252775th: 31

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$504k
+$44k
+$27k
Median Cost$13k/yr
+$458k
-$2k
-$19k
Full Cost$25k/yr
+$414k
-$46k
-$64k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
44
Median Cost$13k/yr
Never
-42%
Full Cost$25k/yr
Never
-70%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-30%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-60%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$23,250
Earnings (4yr)
$84,515
Nat: $76,194
Lifetime Value Added
+$184k
Agriculture, General
BachCIP: 0100
Median Debt
$18,518
Earnings (4yr)
$52,303
Nat: $53,676
Lifetime Value Added
-$66k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings
-
Nat: $70,786
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$20,305
Earnings (4yr)
$61,647
Nat: $57,214
Lifetime Value Added
+$10k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,813
Earnings (4yr)
$70,633
Nat: $68,257
Lifetime Value Added
+$80k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$37,208
Nat: $65,120
Lifetime Value Added
-$173k
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings
-
Nat: $49,429
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,250
Earnings (4yr)
$50,785
Nat: $56,359
Lifetime Value Added
-$79k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$19,875
Earnings (4yr)
$48,320
Nat: $58,928
Lifetime Value Added
-$99k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$26,000
Earnings (4yr)
$106,203
Nat: $92,374
Lifetime Value Added
+$346k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$21,500
Earnings (4yr)
$56,596
Nat: $55,378
Lifetime Value Added
-$31k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (2yr)
$28,236
Nat: $39,775
Lifetime Value Added
-$255k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$46,478
Nat: $82,686
Lifetime Value Added
-$91k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (2yr)
$29,685
Nat: $49,808
Lifetime Value Added
-$242k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,104
Earnings (4yr)
$38,923
Nat: $48,590
Lifetime Value Added
-$178k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (2yr)
$29,685
Nat: $41,367
Lifetime Value Added
-$242k
Germanic Languages, Literatures, and Linguistics
BachCIP: 1605
Median Debt
-
Earnings
-
Nat: $55,459
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
$18,625
Earnings (4yr)
$43,405
Nat: $50,680
Lifetime Value Added
-$140k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
-
Earnings
-
Nat: $49,984
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$38,289
Nat: $69,562
Lifetime Value Added
-$164k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings
-
Nat: $55,693
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings
-
Nat: $42,892
Lifetime Value Added
N/A
Philosophy and Religious Studies, Other
BachCIP: 3899
Median Debt
-
Earnings
-
Nat: $46,083
Lifetime Value Added
N/A
Physics
BachCIP: 4008
Median Debt
-
Earnings
-
Nat: $76,786
Lifetime Value Added
N/A
Political Science and Government
BachCIP: 4510
Median Debt
$21,500
Earnings (4yr)
$60,586
Nat: $63,293
Lifetime Value Added
+$1k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (2yr)
$27,222
Nat: $50,706
Lifetime Value Added
-$264k
Public Health
BachCIP: 5122
Median Debt
$23,031
Earnings (4yr)
$60,157
Nat: $58,808
Lifetime Value Added
-$2k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,094
Earnings (4yr)
$77,315
Nat: $88,910
Lifetime Value Added
+$130k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
$19,500
Earnings (4yr)
$41,487
Nat: $55,695
Lifetime Value Added
-$156k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$26,000
Earnings (4yr)
$40,026
Nat: $48,471
Lifetime Value Added
-$169k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$19,455
Nat: $55,000
Lifetime Value Added
-$336k
Slavic, Baltic and Albanian Languages, Literatures, and Linguistics
BachCIP: 1604
Median Debt
-
Earnings
-
Nat: $62,169
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
$52,584
Nat: $52,657
Lifetime Value Added
-$64k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,500
Earnings (4yr)
$55,213
Nat: $54,562
Lifetime Value Added
-$42k
Statistics
BachCIP: 2705
Median Debt
-
Earnings
-
Nat: $92,425
Lifetime Value Added
N/A

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$14,185
Earnings (4yr)
$91,303
Nat: $95,833
Lifetime Value Added
+$344k
Biology, General
MastCIP: 2601
Median Debt
-
Earnings
-
Nat: $69,830
Lifetime Value Added
N/A
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings
-
Nat: $103,485
Lifetime Value Added
N/A
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$39,851
Earnings (4yr)
$60,478
Nat: $67,030
Lifetime Value Added
+$75k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings
-
Nat: $55,512
Lifetime Value Added
N/A
Music
MastCIP: 5009
Median Debt
-
Earnings
-
Nat: $48,285
Lifetime Value Added
N/A
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings
-
Nat: $64,397
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$17,000
Earnings (4yr)
$44,010
Nat: $59,916
Lifetime Value Added
-$81k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$20,000
Earnings (4yr)
$44,705
Nat: $63,707
Lifetime Value Added
-$74k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.